Calvin B. Taylor Bankshares, Inc. (TYCB)

TYCB Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2021	FY 2020	FY 2015
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2021	Dec 31, 2020	Dec 31, 2015
Interest Income on Loans	33.22	32.09	27.11	20.74	18.63	12.76
Interest Income on Investments	9	8.63	9.15	1.72	1.86	1.46
Total Interest Income	42.22	40.71	36.26	22.46	20.49	14.22
Interest Paid on Deposits	10.44	10.22	5.85	0.78	0.72	0.35
Interest Paid on Borrowings	-	-	-	-	-	0.01
Total Interest Expense	10.44	10.22	5.85	0.78	0.72	0.36
Net Interest Income	31.78	30.5	30.42	21.68	19.78	13.86
Net Interest Income Growth (YoY)	4.49%	0.27%	40.29%	9.63%	42.64%	0.66%
Gain (Loss) on Sale of Assets	2.45	0.52	0.11	-0.02	0	0.06
Gain (Loss) on Sale of Investments	-0.76	-0.37	-0.65	0.05	0.17	-
Other Non-Interest Income	2.04	2.05	2.46	2.62	2.03	1.49
Total Non-Interest Income	4.69	3.16	2.82	3.43	2.87	2.07
Non-Interest Income Growth (YoY)	66.29%	12.07%	-17.79%	19.27%	38.51%	0.33%
Revenues Before Loan Losses	36.47	33.65	33.23	25.11	22.65	15.94
Provision for Loan Losses	0.73	0.81	0.28	0.13	0.97	0.06
Revenue	35.73	32.84	32.95	24.98	21.68	15.88
Revenue Growth (YoY)	8.43%	-0.33%	31.91%	15.21%	36.54%	2.00%
Salaries and Employee Benefits	10.56	10.16	8.98	7.61	6.98	5.13
Federal Deposit Insurance	0.41	0.4	0.39	0.22	0.1	0.21
Selling, General & Administrative	4.55	4.3	3.96	3.38	3.14	1.61
Other Non-Interest Expense	2.17	2.02	2.3	2.01	1.85	1.75
Total Non-Interest Expense	17.68	16.89	15.63	13.21	12.06	8.71
EBT Excluding Unusual Items	18.05	15.96	17.32	11.77	9.62	7.17
Pretax Income	18.04	16.74	17.32	12.39	9.62	7.17
Income Tax Expense	4.23	3.68	3.84	2.91	2.35	2.56
Net Income	13.81	13.06	13.49	9.48	7.27	4.61
Net Income to Common	13.81	13.06	13.49	9.48	7.27	4.61
Net Income Growth	2.42%	-3.17%	42.25%	30.44%	57.49%	2.41%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	-0.84%	-0.73%	-0.22%	-0.36%	-4.64%	-0.96%
EPS (Basic)	5.05	4.77	4.89	3.43	2.62	1.59
EPS (Diluted)	5.05	4.77	4.89	3.43	2.62	1.59
EPS Growth	3.29%	-2.45%	42.57%	30.92%	65.16%	3.40%
Dividend Per Share	1.790	1.420	-	1.160	1.100	0.960
Dividend Growth	-	-	-	5.46%	14.58%	1.05%
Effective Tax Rate	23.43%	22.00%	22.14%	23.49%	24.46%	35.66%

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.