Calvin B. Taylor Bankshares, Inc. (TYCB)

TYCB Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2021	FY 2020	FY 2015
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2021	Dec 31, 2020	Dec 31, 2015
Interest Income on Loans	35.42	32.09	27.11	20.74	18.63	12.76
Interest Income on Investments	9.61	8.63	9.15	1.72	1.86	1.46
Total Interest Income	45.03	40.71	36.26	22.46	20.49	14.22
Interest Paid on Deposits	10.62	10.22	5.85	0.78	0.72	0.35
Interest Paid on Borrowings	-	-	-	-	-	0.01
Total Interest Expense	10.62	10.22	5.85	0.78	0.72	0.36
Net Interest Income	34.41	30.5	30.42	21.68	19.78	13.86
Net Interest Income Growth (YoY)	15.62%	0.27%	40.29%	9.63%	42.64%	0.66%
Gain (Loss) on Sale of Assets	2.47	0.52	0.11	-0.02	0	0.06
Gain (Loss) on Sale of Investments	-0.77	-0.37	-0.65	0.05	0.17	-
Other Non-Interest Income	2.79	2.05	2.46	2.62	2.03	1.49
Total Non-Interest Income	5.38	3.16	2.82	3.43	2.87	2.07
Non-Interest Income Growth (YoY)	129.34%	12.07%	-17.79%	19.27%	38.51%	0.33%
Revenues Before Loan Losses	39.79	33.65	33.23	25.11	22.65	15.94
Provision for Loan Losses	1.46	0.81	0.28	0.13	0.97	0.06
Revenue	38.33	32.84	32.95	24.98	21.68	15.88
Revenue Growth (YoY)	21.23%	-0.33%	31.91%	15.21%	36.54%	2.00%
Salaries and Employee Benefits	10.96	10.16	8.98	7.61	6.98	5.13
Federal Deposit Insurance	0.41	0.4	0.39	0.22	0.1	0.21
Selling, General & Administrative	5.1	4.3	4.21	3.38	3.14	1.61
Other Non-Interest Expense	2.12	2.02	2.05	2.01	1.85	1.75
Total Non-Interest Expense	18.59	16.89	15.63	13.21	12.06	8.71
EBT Excluding Unusual Items	19.74	15.96	17.32	11.77	9.62	7.17
Pretax Income	19.74	16.74	17.32	12.39	9.62	7.17
Income Tax Expense	4.47	3.68	3.84	2.91	2.35	2.56
Net Income	15.28	13.06	13.49	9.48	7.27	4.61
Net Income to Common	15.28	13.06	13.49	9.48	7.27	4.61
Net Income Growth	24.45%	-3.17%	42.25%	30.44%	57.49%	2.41%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	-1.22%	-0.67%	-0.29%	-0.36%	-4.64%	-0.96%
EPS (Basic)	5.62	4.77	4.89	3.43	2.62	1.59
EPS (Diluted)	5.62	4.77	4.89	3.43	2.62	1.59
EPS Growth	25.99%	-2.51%	42.66%	30.92%	65.16%	3.40%
Dividend Per Share	2.170	1.420	-	1.160	1.100	0.960
Dividend Growth	4240.00%	-	-	5.46%	14.58%	1.05%
Effective Tax Rate	22.62%	22.00%	22.14%	23.49%	24.46%	35.66%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.