Union Financial Corporation (UFCP)

Union Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	32.6	22.18	41.78	100.94	86.96
Investment Securities	45.04	57.09	71	50.13	17.1
Total Investments	45.04	57.09	71	50.13	17.1
Gross Loans	275.85	245.97	209.88	178.45	177.14
Allowance for Loan Losses	-	-3.47	-2.56	-2.29	-
Net Loans	275.85	242.51	207.32	176.15	177.14
Property, Plant & Equipment	5.71	5.43	4.55	4.34	4.75
Goodwill	0.98	0.98	0.98	0.98	0.98
Accrued Interest Receivable	9.65	8.02	7.91	2.88	3.21
Other Real Estate Owned & Foreclosed	-	-	-	-	0.17
Other Long-Term Assets	6.04	5.16	5.04	4.93	4.81
Total Assets	377.31	342.11	339.06	340.86	295.63
Interest Bearing Deposits	204.6	217.69	216.8	192.26	157.19
Non-Interest Bearing Deposits	99.58	74.22	83.56	109.81	108.98
Total Deposits	304.18	291.91	300.36	302.07	266.16
Accrued Interest Payable	9.11	7.43	6.31	2.52	3.12
Long-Term Debt	11.38	11.36	11.34	11.38	5.52
Federal Home Loan Bank Debt, Long-Term	32	12	2.5	2.5	2.5
Total Liabilities	356.67	322.7	320.51	318.47	277.3
Common Stock	3.29	3.29	3.29	3.31	2.72
Retained Earnings	20.19	19.89	20.11	19.53	15.41
Comprehensive Income & Other	-2.84	-3.78	-4.85	-0.47	0.2
Shareholders' Equity	20.64	19.41	18.55	22.38	18.33
Total Liabilities & Equity	377.31	342.11	339.06	340.86	295.63
Total Debt	43.38	23.36	13.84	13.88	8.02
Net Cash (Debt)	-10.78	-1.18	27.94	87.06	78.93
Net Cash Growth	-	-	-67.91%	10.29%	419.14%
Net Cash Per Share	-3.27	-0.36	8.48	26.27	32.32
Filing Date Shares Outstanding	3.29	3.29	3.29	3.31	2.72
Total Common Shares Outstanding	3.29	3.29	3.29	3.31	2.72
Book Value Per Share	6.27	5.89	5.63	6.75	6.74
Tangible Book Value	19.66	18.43	17.57	21.4	17.35
Tangible Book Value Per Share	5.97	5.60	5.34	6.46	6.38

Source: S&P Global Market Intelligence. Banks template. Financial Sources.