Union Financial Corporation (UFCP)
OTCMKTS · Delayed Price · Currency is USD
2.510
0.00 (0.00%)
At close: Mar 27, 2025
Union Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Income | 0.7 | 1.02 | 1.12 | 1.57 | 1.54 |
Depreciation & Amortization | 0.74 | 0.69 | 0.65 | 0.56 | 0.51 |
Gain (Loss) on Sale of Assets | - | -0.02 | -0.08 | 0.02 | - |
Provision for Credit Losses | 0.35 | 0.24 | 0.48 | 0.58 | 0.45 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.09 | 0.02 | 0.06 | 0.34 | 0.67 |
Accrued Interest Receivable | -1.62 | -0.36 | -0.39 | 0.33 | 0.22 |
Other Operating Activities | -0.13 | -0.12 | -0.11 | -0.11 | -0.12 |
Operating Cash Flow | 1.46 | 2.29 | 1.97 | 2.53 | 2.93 |
Operating Cash Flow Growth | -36.18% | 15.94% | -21.86% | -13.82% | 221.79% |
Investing Activities
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Capital Expenditures | -0.86 | -1.41 | -0.64 | -0.03 | -0.21 |
Sale of Property, Plant and Equipment | - | 0.03 | 0.34 | - | - |
Investment in Securities | 13.09 | 15.12 | -26.63 | -33.98 | -2.37 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -33.69 | -36.02 | -31.93 | 0.14 | -23.68 |
Other Investing Activities | -1.45 | -0.26 | 0.04 | - | -0.09 |
Investing Cash Flow | -22.92 | -22.55 | -58.82 | -33.46 | -26.35 |
Financing Activities
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Long-Term Debt Issued | 375.2 | 132 | - | 5.86 | - |
Long-Term Debt Repaid | -355.2 | -122.5 | -0.04 | - | - |
Net Debt Issued (Repaid) | 20 | 9.5 | -0.04 | 5.86 | - |
Issuance of Common Stock | - | - | - | 3.72 | 2.04 |
Repurchase of Common Stock | - | - | -0.16 | - | - |
Common Dividends Paid | -0.4 | -0.4 | -0.4 | -0.33 | -0.28 |
Net Increase (Decrease) in Deposit Accounts | 12.27 | -8.45 | -1.72 | 35.91 | 85.39 |
Other Financing Activities | - | - | - | -0.24 | - |
Financing Cash Flow | 31.88 | 0.66 | -2.31 | 44.92 | 87.15 |
Net Cash Flow
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Cash Flow | 10.42 | -19.6 | -59.16 | 13.98 | 63.73 |
Free Cash Flow
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Free Cash Flow | 0.6 | 0.88 | 1.33 | 2.49 | 2.72 |
Free Cash Flow Growth | -31.67% | -34.28% | -46.52% | -8.52% | 392.06% |
Free Cash Flow Margin | 4.13% | 5.98% | 9.88% | 20.80% | 25.71% |
Free Cash Flow Per Share | 0.18 | 0.27 | 0.41 | 0.75 | 1.11 |
Additional Metrics
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Cash Interest Paid | 6.32 | 2.94 | 1.19 | 0.91 | 1.1 |
Cash Income Tax Paid | 0.3 | 0.15 | 0.26 | 0.38 | - |