Union Financial Statistics
Total Valuation
Union Financial has a market cap or net worth of 8.27 million.
| Market Cap | 8.27M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Tuesday, July 15, 2025.
| Earnings Date | Jul 15, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Union Financial has 3.29 million shares outstanding. The number of shares has increased by 34.84% in one year.
| Current Share Class | 3.29M |
| Shares Outstanding | 3.29M |
| Shares Change (YoY) | +34.84% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 11.95.
| PE Ratio | 11.95 |
| Forward PE | n/a |
| PS Ratio | 0.57 |
| PB Ratio | 0.40 |
| P/TBV Ratio | 0.42 |
| P/FCF Ratio | 13.81 |
| P/OCF Ratio | 5.66 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 72.49 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.48%.
| Return on Equity (ROE) | 3.48% |
| Return on Assets (ROA) | 0.19% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 223,163 |
| Profits Per Employee | 10,708 |
| Employee Count | 65 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Union Financial has paid 136,602 in taxes.
| Income Tax | 136,602 |
| Effective Tax Rate | 16.41% |
Stock Price Statistics
The stock price has increased by +25.50% in the last 52 weeks. The beta is 0.36, so Union Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.36 |
| 52-Week Price Change | +25.50% |
| 50-Day Moving Average | n/a |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 44.92 |
| Average Volume (20 Days) | 1,022 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Union Financial had revenue of 14.51 million and earned 696,035 in profits. Earnings per share was 0.21.
| Revenue | 14.51M |
| Gross Profit | 14.51M |
| Operating Income | 1.12M |
| Pretax Income | 832,637 |
| Net Income | 696,035 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.21 |
Balance Sheet
The company has 32.60 million in cash and 43.38 million in debt, giving a net cash position of -10.78 million or -3.27 per share.
| Cash & Cash Equivalents | 32.60M |
| Total Debt | 43.38M |
| Net Cash | -10.78M |
| Net Cash Per Share | -3.27 |
| Equity (Book Value) | 20.64M |
| Book Value Per Share | 6.27 |
| Working Capital | -271.04M |
Cash Flow
In the last 12 months, operating cash flow was 1.46 million and capital expenditures -861,677, giving a free cash flow of 598,437.
| Operating Cash Flow | 1.46M |
| Capital Expenditures | -861,677 |
| Free Cash Flow | 598,437 |
| FCF Per Share | 0.18 |
Margins
| Gross Margin | n/a |
| Operating Margin | 7.72% |
| Pretax Margin | 5.74% |
| Profit Margin | 4.80% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 4.13% |
Dividends & Yields
This stock pays an annual dividend of 0.12, which amounts to a dividend yield of 4.78%.
| Dividend Per Share | 0.12 |
| Dividend Yield | 4.78% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 56.78% |
| Buyback Yield | -34.84% |
| Shareholder Yield | -30.05% |
| Earnings Yield | 8.42% |
| FCF Yield | 7.24% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |