UPAY, Inc. (UPYY)

OTCMKTS · Delayed Price · Currency is USD
1.210
-0.190 (-13.57%)
Jan 22, 2026, 4:00 PM EST
72.86%
Market Cap21.17M
Revenue (ttm)683.53K
Net Income (ttm)-1.33M
Shares Out17.50M
EPS (ttm)-0.08
PE Ration/a
Forward PEn/a
Dividendn/a
Ex-Dividend Daten/a
Volume300
Average Volume5,159
Open1.210
Previous Close1.400
Day's Range1.210 - 1.210
52-Week Range0.600 - 4.750
Beta0.51
RSI51.17
Earnings DateJan 13, 2026

About UPAY, Inc.

UPAY, Inc. provides a web-based client and loan administration software platform under the automated credit provider administration system (ACPAS) name to registered lenders in South Africa. The company offers a cloud-based loan origination software system that enables customers to grant loans, sell products, pay bills, or pay monthly subscriptions on terms. It also develops tailor-made web sites for customers. In addition, the company resells credit bureau products; acts as an agent for a registered insurance company, and third-party payment p... [Read more]

Sector Technology
Founded 2009
Employees 16
Stock Exchange OTCMKTS
Ticker Symbol UPYY
Full Company Profile

Financial Performance

In 2024, UPAY, Inc.'s revenue was $715,269, a decrease of -48.70% compared to the previous year's $1.39 million. Losses were -$540,062, -26.64% less than in 2023.

Financial Statements

News

UPAY CEO elected to CASA Board for two-year term — joining the first Board constituted after industry rebrand

JOHANNESBURG, Oct. 27, 2025 (GLOBE NEWSWIRE) -- UPAY (OTCQB: UPYY) (“UPAY” or the “Company”), today announced that its Chief Executive Officer, Jaco Fölscher, has been re-elected to the Board of the C...

3 months ago - GlobeNewsWire

ACPAS to Sponsor the Upcoming MFSA AGM and the Official Launch of CASA (Credit Association of South Africa)

JOHANNESBURG, South Africa and DALLAS, Oct. 17, 2025 (GLOBE NEWSWIRE) -- UPAY Inc. (OTCQB: UPYY), a U.S.-based fintech innovator, today announced that its South African subsidiary, Automated Credit Pr...

3 months ago - GlobeNewsWire

UPAY Announces Appointment of Richard K. Pellerin to Its Board of Directors

DALLAS, Sept. 17, 2025 (GLOBE NEWSWIRE) -- UPAY Inc. (OTCQB: UPYY) (“UPAY” or the “Company”), a leader in financial technology solutions, is pleased to announce the appointment of Richard K. Pellerin ...

4 months ago - GlobeNewsWire

ACPAS Signs Multi-Phase Development Deal with Leading Pan-African Finance Group to Launch Customized Lending Solutions

JOHANNESBURG and DALLAS, Sept. 04, 2025 (GLOBE NEWSWIRE) -- UPAY Inc. (OTCQB: UPYY), a U.S.-based fintech innovator, today announced that its South African subsidiary, Automated Credit Provider Admini...

5 months ago - GlobeNewsWire

ACPAS - Powers Device Financing for Flagship U.S. Tech Brand in South African Retail Network

DALLAS and JOHANNESBURG, South Africa, June 09, 2025 (GLOBE NEWSWIRE) -- UPAY Inc. (OTCQB: UPYY), a U.S.-based fintech innovator, announced that its South African subsidiary, ACPAS, has entered into a...

8 months ago - GlobeNewsWire

AML Go Showcased at MFSA's Virtual Workshop: Mastering FICA Compliance

JOHANNESBURG, April 29, 2025 (GLOBE NEWSWIRE) -- AML Go (Pty) Ltd (“AML Go”), a South African subsidiary of UPAY Inc. (OTCQB: UPYY) and a leading provider of AML compliance and screening solutions, wa...

9 months ago - GlobeNewsWire

UPAY Inc. - AML GO Accelerates Growth with 30 New Clients in two weeks

DALLAS, April 22, 2025 (GLOBE NEWSWIRE) -- AML GO (Pty) Ltd (“AML GO”), a subsidiary of UPAY Inc. (OTCQB: UPYY) and a leading provider of advanced anti-money laundering (AML) and compliance technologi...

9 months ago - GlobeNewsWire

UPAY Inc. - ACPAS Continues to Champion the Microfinance Sector as Proud Sponsor of MFSA Compliance Workshop

DALLAS, March 25, 2025 (GLOBE NEWSWIRE) -- UPAY Inc. ("UPAY" or the "Company") (OTCQB: UPYY) is delighted to announce that ACPAS, its South African subsidiary, proudly sponsored the MFSA #101 Complian...

10 months ago - GlobeNewsWire

UPAY Inc. – AML GO invited to Crypto Assets Regulation & Compliance Conference

DALLAS, March 18, 2025 (GLOBE NEWSWIRE) -- UPAY Inc. ("UPAY" or the "Company") (OTCQB: UPYY) is delighted to announce UPAY Inc.'s ("UPAY" or the "Company") (OTCQB: UPYY) South African subsidiary, AML ...

11 months ago - GlobeNewsWire

HUNTPAL Showcases Success at SCI Convention in Nashville

NASHVILLE, Tenn., March 04, 2025 (GLOBE NEWSWIRE) -- UPAY Inc. ("UPAY" or the "Company") (OTCQB: UPYY) is pleased to announce the successful participation of its subsidiary, HUNTPAL, at the 2024 Safar...

11 months ago - GlobeNewsWire

HUNTPAL Supports the 5th Annual PHASA Foundation Golf Day at Koro Kreek Golf Course

JOHANNESBURG, Nov. 21, 2024 (GLOBE NEWSWIRE) -- UPAY Inc. ("UPAY" or the "Company") (OTCQB: UPYY) is pleased to announce HUNTPAL's participation as a guest and sponsor at the prestigious 5th Annual PH...

1 year ago - GlobeNewsWire

AML GO Launches Its Anti-Money Laundering Online System at the Consumer Credit Conference

JOHANNESBURG, South Africa, Oct. 29, 2024 (GLOBE NEWSWIRE) -- UPAY Inc. ("UPAY" or the "Company") (OTCQB: UPYY), through its South African subsidiary, AML GO (Pty) Ltd, is excited to announce the offi...

1 year ago - GlobeNewsWire

UPAY Inc. Launches Huntpal's New US Website to Revolutionize Hunting Experiences for US Hunters

DALLAS, July 02, 2024 (GLOBE NEWSWIRE) -- UPAY Inc. ("UPAY" or the "Company") (OTCQB: UPYY), a leader in the fintech sector, is excited to announce the launch of Huntpal's new website, www.huntpal.net...

1 year ago - GlobeNewsWire

UPAY Inc. Strengthens Portfolio with AML GO (Pty) Ltd Acquisition

DALLAS, June 20, 2024 (GLOBE NEWSWIRE) -- UPAY Inc. ("UPAY" or the "Company") (OTCQB: UPYY), a leading fintech corporation, has acquired a controlling stake in AML GO (Pty) Ltd ("AML GO"), a prominent...

1 year ago - GlobeNewsWire

UPAY Inc. Acquires Full Ownership of Huntpal LLC, Expanding Its Portfolio and Market Reach

DALLAS, June 05, 2024 (GLOBE NEWSWIRE) -- UPAY Inc. ("UPAY" or the "Company") (OTCQB: UPYY), a leading corporation in the fintech sector, is pleased to announce that it has successfully negotiated wit...

1 year ago - GlobeNewsWire

UPAY Inc. Announces Launch of Huntpal LLC's New US Website

DALLAS, Texas, May 16, 2024 (GLOBE NEWSWIRE) -- UPAY Inc. ("UPAY" or the "Company") (OTCQB: UPYY), a leading corporation in the fintech sector, is delighted to unveil the launch of Huntpal LLC's new w...

1 year ago - GlobeNewsWire

UPAY Inc. Announces the Election of Jaco Fölscher, CEO of ACPAS, to the Board of Microfinance South Africa (MFSA)

DALLAS, Oct. 26, 2023 (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Corporation” or the “Company”) (OTCQB: UPYY), a leading corporation in the fintech sector, is pleased to announce the election of Mr...

2 years ago - GlobeNewsWire

UPAY Inc. and Huntpal LLC. agree to a Memorandum of Understanding and Joint Venture Agreement

DALLAS, Oct. 03, 2023 (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Corporation” or the “Company”) (OTCQB: UPYY).

2 years ago - GlobeNewsWire

UPAY Inc. Announces Successful Share Buyback from Former Director and CEO, Wouter A Fouche

DALLAS, Sept. 19, 2023 (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Corporation” or the “Company”) (OTCQB: UPYY)

2 years ago - GlobeNewsWire

UPAY Inc. - MFSA Conference Sponsorship

DALLAS, April 14, 2023 (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY) is pleased to announce that its South African subsidiary, ACPAS, sponsored the MFSA Industry Engagement Ses...

3 years ago - GlobeNewsWire

UPAY Inc. Appoints Randall F. Greene as Director and Chief Operations Officer

DALLAS, April 12, 2023 (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a leading fintech company, is excited to announce the appointment of Randall F. Greene as Director and Chi...

3 years ago - GlobeNewsWire

UPAY Inc. - Collaboration with StandPointHub

DALLAS, Texas, Sept. 28, 2022 (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Corporation”) (OTCQB: UPYY) is pleased to announce that it is in an advanced stage of discussions, with StandPointHub, as UP...

3 years ago - GlobeNewsWire

UPAY Inc. commences trading on the OTCQB® Venture Market in the United States

DALLAS, Texas, Sept. 06, 2022 (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Corporation”) (OTCQB: UPYY) is pleased to announce that it has qualified to trade on the OTCQB® Venture Market (the “OTCQB”)...

3 years ago - GlobeNewsWire