UPAY, Inc. (UPYY)
OTCMKTS · Delayed Price · Currency is USD
0.9000
0.00 (0.00%)
Jun 12, 2026, 4:00 PM EST

UPAY, Inc. Statistics

Total Valuation

UPAY, Inc. has a market cap or net worth of 15.84 million. The enterprise value is 16.31 million.

Market Cap15.84M
Enterprise Value 16.31M

Important Dates

The last earnings date was Monday, June 8, 2026.

Earnings Date Jun 8, 2026
Ex-Dividend Date n/a

Share Statistics

UPAY, Inc. has 17.60 million shares outstanding. The number of shares has increased by 6.77% in one year.

Current Share Class 17.60M
Shares Outstanding 17.60M
Shares Change (YoY) +6.77%
Shares Change (QoQ) +6.24%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 15.81M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 21.22
PB Ratio -30.82
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 21.86
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 0.37

Current Ratio 0.37
Quick Ratio 0.34
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -1.87
Interest Coverage -9.10

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) -122.82%
Return on Invested Capital (ROIC) -1,186.77%
Return on Capital Employed (ROCE) 235.08%
Weighted Average Cost of Capital (WACC) 7.06%
Revenue Per Employee 46,644
Profits Per Employee -87,914
Employee Count16
Asset Turnover 3.23
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +28.57% in the last 52 weeks. The beta is 0.51, so UPAY, Inc.'s price volatility has been lower than the market average.

Beta (5Y) 0.51
52-Week Price Change +28.57%
50-Day Moving Average 0.99
200-Day Moving Average n/a
Relative Strength Index (RSI) 45.69
Average Volume (20 Days) 3,464

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, UPAY, Inc. had revenue of 746,311 and -1.41 million in losses. Loss per share was -0.08.

Revenue746,311
Gross Profit 547,510
Operating Income -453,517
Pretax Income -1.41M
Net Income -1.41M
EBITDA -446,600
EBIT -453,517
Loss Per Share -0.08
Full Income Statement

Balance Sheet

The company has 96,279 in cash and 541,466 in debt, with a net cash position of -445,187 or -0.03 per share.

Cash & Cash Equivalents 96,279
Total Debt 541,466
Net Cash -445,187
Net Cash Per Share -0.03
Equity (Book Value) -513,858
Book Value Per Share -0.03
Working Capital -266,715
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -288,039 and capital expenditures -1,993, giving a free cash flow of -290,032.

Operating Cash Flow -288,039
Capital Expenditures -1,993
Depreciation & Amortization 6,917
Net Borrowing 220,000
Free Cash Flow -290,032
FCF Per Share -0.02
Full Cash Flow Statement

Margins

Gross margin is 73.36%, with operating and profit margins of -60.77% and -188.48%.

Gross Margin 73.36%
Operating Margin -60.77%
Pretax Margin -188.48%
Profit Margin -188.48%
EBITDA Margin -59.84%
EBIT Margin -60.77%
FCF Margin n/a

Dividends & Yields

UPAY, Inc. does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -6.77%
Shareholder Yield -6.77%
Earnings Yield -8.88%
FCF Yield -1.83%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

UPAY, Inc. has an Altman Z-Score of -10.43 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score -10.43
Piotroski F-Score 4