UPAY, Inc. Statistics
Total Valuation
UPAY, Inc. has a market cap or net worth of 21.17 million. The enterprise value is 21.65 million.
| Market Cap | 21.17M |
| Enterprise Value | 21.65M |
Important Dates
The last earnings date was Tuesday, January 13, 2026.
| Earnings Date | Jan 13, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
UPAY, Inc. has 17.50 million shares outstanding. The number of shares has increased by 0.92% in one year.
| Current Share Class | 17.50M |
| Shares Outstanding | 17.50M |
| Shares Change (YoY) | +0.92% |
| Shares Change (QoQ) | +1.63% |
| Owned by Insiders (%) | 54.82% |
| Owned by Institutions (%) | n/a |
| Float | 4.07M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 30.97 |
| PB Ratio | -43.53 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | -16.27 |
| EV / Sales | 31.67 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | -76.42 |
Financial Position
The company has a current ratio of 0.41
| Current Ratio | 0.41 |
| Quick Ratio | 0.37 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -1.92 |
| Interest Coverage | -7.90 |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | -124.49% |
| Return on Invested Capital (ROIC) | -569.26% |
| Return on Capital Employed (ROCE) | 305.61% |
| Weighted Average Cost of Capital (WACC) | 7.04% |
| Revenue Per Employee | 42,721 |
| Profits Per Employee | -83,140 |
| Employee Count | 16 |
| Asset Turnover | 3.59 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +72.86% in the last 52 weeks. The beta is 0.51, so UPAY, Inc.'s price volatility has been lower than the market average.
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +72.86% |
| 50-Day Moving Average | 0.97 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 51.17 |
| Average Volume (20 Days) | 5,159 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, UPAY, Inc. had revenue of 683,531 and -1.33 million in losses. Loss per share was -0.08.
| Revenue | 683,531 |
| Gross Profit | 498,406 |
| Operating Income | -379,097 |
| Pretax Income | -1.33M |
| Net Income | -1.33M |
| EBITDA | -372,066 |
| EBIT | -379,097 |
| Loss Per Share | -0.08 |
Balance Sheet
The company has 67,418 in cash and 544,250 in debt, with a net cash position of -476,832 or -0.03 per share.
| Cash & Cash Equivalents | 67,418 |
| Total Debt | 544,250 |
| Net Cash | -476,832 |
| Net Cash Per Share | -0.03 |
| Equity (Book Value) | -486,351 |
| Book Value Per Share | -0.03 |
| Working Capital | -199,281 |
Cash Flow
In the last 12 months, operating cash flow was -282,412 and capital expenditures -842, giving a free cash flow of -283,254.
| Operating Cash Flow | -282,412 |
| Capital Expenditures | -842 |
| Free Cash Flow | -283,254 |
| FCF Per Share | -0.02 |
Margins
Gross margin is 72.92%, with operating and profit margins of -55.46% and -194.61%.
| Gross Margin | 72.92% |
| Operating Margin | -55.46% |
| Pretax Margin | -194.61% |
| Profit Margin | -194.61% |
| EBITDA Margin | -54.43% |
| EBIT Margin | -55.46% |
| FCF Margin | n/a |
Dividends & Yields
UPAY, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.92% |
| Shareholder Yield | -0.92% |
| Earnings Yield | -6.28% |
| FCF Yield | -1.34% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
UPAY, Inc. has an Altman Z-Score of -11.32 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | -11.32 |
| Piotroski F-Score | 4 |