Versailles Financial Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	Jun '20 Jun 30, 2020	2015 - 2019
Interest Income on Loans	2.29	2.09	1.73	1.54	1.69	1.98	Upgrade
Interest Income on Investments	0.47	0.4	0.63	0.11	0.05	0.16	Upgrade
Total Interest Income	2.77	2.49	2.36	1.65	1.73	2.14	Upgrade
Interest Paid on Deposits	0.71	0.48	0.1	0.06	0.19	0.29	Upgrade
Interest Paid on Borrowings	0.04	0.05	0.05	0.05	0.05	0.05	Upgrade
Total Interest Expense	0.75	0.53	0.15	0.11	0.24	0.35	Upgrade
Net Interest Income	2.02	1.96	2.21	1.54	1.49	1.8	Upgrade
Net Interest Income Growth (YoY)	-0.06%	-11.57%	43.38%	3.41%	-16.96%	-8.46%	Upgrade
Other Non-Interest Income	0.03	0.04	0.03	0.02	0.03	0.02	Upgrade
Total Non-Interest Income	0.03	0.04	0.03	0.02	0.03	0.02	Upgrade
Non-Interest Income Growth (YoY)	-19.63%	28.80%	26.25%	-3.53%	23.53%	19.04%	Upgrade
Revenues Before Loan Losses	2.05	1.99	2.24	1.57	1.52	1.82	Upgrade
Provision for Loan Losses	0.03	0.05	-	-	-	-	Upgrade
Revenue	2.02	1.94	2.24	1.57	1.52	1.82	Upgrade
Revenue Growth (YoY)	-1.88%	-13.27%	43.11%	3.29%	-16.51%	-8.23%	Upgrade
Salaries and Employee Benefits	0.58	0.85	0.45	0.6	0.63	0.65	Upgrade
Occupancy Expenses	0.08	0.09	0.08	0.09	0.09	0.08	Upgrade
Federal Deposit Insurance	0.02	0.02	0.02	0.02	0.01	0	Upgrade
Selling, General & Administrative	0.48	0.5	0.41	0.44	0.4	0.43	Upgrade
Other Non-Interest Expense	0.21	0.21	0.21	0.2	0.19	0.2	Upgrade
Total Non-Interest Expense	1.37	1.67	1.17	1.34	1.32	1.37	Upgrade
EBT Excluding Unusual Items	0.65	0.28	1.07	0.22	0.19	0.45	Upgrade
Pretax Income	0.65	0.28	1.07	0.22	0.19	0.45	Upgrade
Income Tax Expense	0.14	0.09	0.23	0.05	0.05	0.1	Upgrade
Net Income	0.51	0.19	0.84	0.17	0.15	0.35	Upgrade
Preferred Dividends & Other Adjustments	0	0	0	0	0	0	Upgrade
Net Income to Common	0.51	0.19	0.84	0.17	0.15	0.35	Upgrade
Net Income Growth	14.34%	-77.50%	389.07%	16.35%	-57.59%	-25.58%	Upgrade
Basic Shares Outstanding	0	0	0	0	0	0	Upgrade
Diluted Shares Outstanding	0	0	0	0	0	0	Upgrade
Shares Change (YoY)	-6.94%	-4.73%	-0.73%	0.17%	0.52%	0.12%	Upgrade
EPS (Basic)	1.50	0.54	2.28	0.46	0.40	0.94	Upgrade
EPS (Diluted)	1.50	0.54	2.28	0.46	0.40	0.94	Upgrade
EPS Growth	23.50%	-76.36%	394.60%	16.34%	-57.84%	-25.98%	Upgrade
Dividend Per Share	-	0.500	0.500	0.500	0.500	0.500	Upgrade
Dividend Growth	-	-	-	-	-	100.00%	Upgrade
Effective Tax Rate	20.86%	31.33%	21.37%	23.00%	23.65%	22.04%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.