Westpac Banking Corporation (WEBNF)

Westpac Banking Balance Sheet

Financials in millions AUD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Cash & Equivalents	50,430	65,356	102,223	104,954	70,908
Investment Securities	117,541	122,460	88,882	88,039	89,695
Trading Asset Securities	74,305	54,884	38,439	54,229	34,372
Total Investments	191,846	177,344	127,321	142,268	124,067
Gross Loans	851,853	811,509	777,784	744,076	714,965
Allowance for Loan Losses	-	-4,568	-4,433	-4,206	-4,589
Net Loans	851,853	806,941	773,351	739,870	710,376
Property, Plant & Equipment	2,266	2,251	2,245	2,429	2,853
Goodwill	-	7,433	7,419	7,393	7,599
Other Intangible Assets	10,465	3,313	3,467	2,934	2,510
Accrued Interest Receivable	-	2,223	1,996	1,266	720
Other Receivables	2,078	632	627	1,004	869
Restricted Cash	-	311	299	303	445
Other Current Assets	4,590	6,269	4,535	6,291	8,420
Long-Term Deferred Tax Assets	-	2,147	2,095	1,754	2,437
Other Long-Term Assets	11,828	3,324	4,196	3,732	4,673
Total Assets	1,125,356	1,077,544	1,029,774	1,014,198	935,877
Accounts Payable	-	2,375	2,191	1,045	1,392
Accrued Expenses	-	899	933	922	803
Interest Bearing Deposits	770,457	580,304	554,942	550,645	559,151
Non-Interest Bearing Deposits	-	140,185	133,226	108,484	67,804
Total Deposits	770,457	720,489	688,168	659,129	626,955
Short-Term Borrowings	20,630	82,150	78,991	111,157	73,553
Current Portion of Long-Term Debt	-	31,412	27,339	21,737	26,831
Current Income Taxes Payable	137	569	780	219	71
Accrued Interest Payable	-	4,940	4,138	1,738	944
Other Current Liabilities	3,187	10,226	11,330	12,357	9,530
Long-Term Debt	211,374	143,427	133,125	124,053	111,420
Pension & Post-Retirement Benefits	-	9	7	15	435
Long-Term Deferred Tax Liabilities	-	-	-	-	90
Other Long-Term Liabilities	46,478	8,996	10,233	11,317	11,761
Total Liabilities	1,052,263	1,005,492	957,235	943,689	863,785
Common Stock	37,263	37,958	39,826	39,666	41,601
Retained Earnings	34,468	32,773	31,436	29,063	28,813
Treasury Stock	-845	-758	-702	-655	-606
Comprehensive Income & Other	1,880	1,732	1,935	2,378	2,227
Total Common Equity	72,766	71,705	72,495	70,452	72,035
Minority Interest	327	347	44	57	57
Shareholders' Equity	73,093	72,052	72,539	70,509	72,092
Total Liabilities & Equity	1,125,356	1,077,544	1,029,774	1,014,198	935,877
Total Debt	232,004	256,989	239,455	256,947	211,804
Net Cash (Debt)	-107,269	-118,759	-86,739	-88,776	-103,587
Net Cash Per Share	-30.93	-30.49	-22.29	-22.83	-25.15
Filing Date Shares Outstanding	-	3,435	3,504	3,496	3,664
Total Common Shares Outstanding	-	3,435	3,504	3,496	3,664
Book Value Per Share	-	20.87	20.69	20.15	19.66
Tangible Book Value	62,301	60,959	61,609	60,125	61,926
Tangible Book Value Per Share	-	17.75	17.58	17.20	16.90

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.