WVS Financial Corp. (WVFC)

WVS Financial Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Interest Income on Loans	4.38	3.73	2.92	2.67	2.8
Interest Income on Investments	11.59	11.4	12.82	10.39	2.95
Total Interest Income	15.97	15.13	15.74	13.06	5.74
Interest Paid on Deposits	2.31	1.34	0.73	0.32	0.14
Interest Paid on Borrowings	6.83	7.99	9.69	7.21	0.79
Total Interest Expense	9.13	9.33	10.42	7.53	0.93
Net Interest Income	6.84	5.79	5.33	5.53	4.81
Net Interest Income Growth	18.05%	8.75%	-3.67%	15.01%	-1.11%
Gain (Loss) on Sale of Assets	-	-	0.01	-	-
Gain (Loss) on Sale of Investments	0.01	-	-	-0	0.08
Other Non-Interest Income	0.27	0.27	0.27	0.28	0.3
Total Non-Interest Income	0.35	0.35	0.36	0.37	0.47
Non-Interest Income Growth	-0.86%	-4.40%	-0.27%	-22.67%	-0.63%
Revenues Before Loan Losses	7.19	6.14	5.69	5.9	5.28
Provision for Loan Losses	0	0.05	0.06	-0.03	-0.07
Revenue	7.18	6.09	5.63	5.92	5.35
Revenue Growth	17.89%	8.15%	-4.85%	10.67%	-0.76%
Salaries and Employee Benefits	2.4	2.48	2.28	2.21	2.15
Occupancy Expenses	0.23	0.24	0.23	0.24	0.28
Federal Deposit Insurance	0.16	0.15	0.17	0.13	0.1
Selling, General & Administrative	0.38	0.35	0.35	0.37	0.4
Other Non-Interest Expense	0.72	0.67	0.71	0.7	0.75
Total Non-Interest Expense	3.9	3.88	3.73	3.64	3.68
EBT Excluding Unusual Items	3.29	2.22	1.9	2.28	1.67
Pretax Income	3.29	2.22	1.9	2.28	1.67
Income Tax Expense	0.87	0.57	0.53	0.57	0.42
Net Income	2.41	1.65	1.38	1.71	1.24
Net Income to Common	2.41	1.65	1.38	1.71	1.24
Net Income Growth	46.69%	19.46%	-19.38%	37.30%	-4.01%
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change	-0.83%	-2.20%	-4.47%	-3.72%	-0.68%
EPS (Basic)	1.56	1.05	0.86	1.02	0.72
EPS (Diluted)	1.56	1.05	0.86	1.02	0.72
EPS Growth	48.34%	22.09%	-15.69%	42.40%	-3.20%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Dividend Per Share	0.400	0.400	0.400	0.400	0.400
Dividend Growth	0%	0%	0%	0%	0%
Effective Tax Rate	26.57%	25.73%	27.68%	25.02%	25.42%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2023

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 1, 2026

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