Zurich Insurance Group AG (ZFSVF)

Zurich Insurance Group AG Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 9, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	102,797	107,986	85,614	76,405	70,932	65,223
Market Cap Growth	13.05%	26.13%	12.05%	7.72%	8.75%	3.75%
Enterprise Value	115,607	119,063	95,244	87,640	83,175	77,191
PE Ratio	15.12	15.89	14.73	17.56	17.89	12.54
PS Ratio	1.41	1.48	1.25	1.20	1.21	0.93
PB Ratio	3.41	3.58	3.18	2.91	2.63	1.67
P/FCF Ratio	18.96	19.91	11.84	11.03	15.74	25.17
P/OCF Ratio	17.41	18.29	11.26	10.40	14.07	20.60
EV/Sales Ratio	1.55	1.63	1.39	1.38	1.42	1.10
EV/EBITDA Ratio	10.34	11.06	10.54	12.07	13.39	9.36
EV/EBIT Ratio	10.77	11.33	10.83	12.49	13.92	9.68
EV/FCF Ratio	21.32	21.96	13.17	12.65	18.45	29.79
Debt / Equity Ratio	0.59	0.59	0.60	0.65	0.62	0.47
Debt / EBITDA Ratio	1.62	1.62	1.75	2.26	2.61	2.17
Debt / FCF Ratio	3.27	3.27	2.24	2.45	3.71	7.09
Net Debt / Equity Ratio	0.36	0.36	0.36	0.38	0.36	0.26
Net Debt / EBITDA Ratio	1.01	1.01	1.08	1.39	1.54	1.22
Net Debt / FCF Ratio	2.01	2.01	1.35	1.45	2.13	3.88
Quick Ratio	3.02	3.02	3.44	1.03	0.78	0.51
Current Ratio	5.09	5.09	5.86	2.44	2.25	1.33
Asset Turnover	0.19	0.19	0.19	0.18	0.15	0.16
Return on Equity (ROE)	25.22%	25.22%	23.32%	17.73%	13.00%	13.73%
Return on Assets (ROA)	1.72%	1.72%	1.53%	1.26%	0.97%	1.14%
Return on Invested Capital (ROIC)	15.73%	16.55%	14.92%	11.79%	9.45%	10.36%
Earnings Yield	6.61%	6.30%	6.79%	5.70%	5.59%	7.98%
FCF Yield	5.28%	5.02%	8.45%	9.07%	6.35%	3.97%
Dividend Yield	5.01%	-	5.50%	6.35%	5.75%	5.66%
Payout Ratio	68.62%	68.62%	71.48%	89.11%	88.80%	61.50%
Buyback Yield / Dilution	0.54%	0.54%	1.06%	2.15%	0.33%	-0.07%
Total Shareholder Return	5.55%	0.54%	6.57%	8.51%	6.08%	5.59%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.