Al-Mashreq Insurance Public Shareholding Company (PEX:MIC)

PEX:MIC Statistics

Total Valuation

PEX:MIC has a market cap or net worth of JOD 18.97 million. The enterprise value is 23.00 million.

Market Cap	18.97M
Enterprise Value	23.00M

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

PEX:MIC has 10.50 million shares outstanding.

Current Share Class	10.50M
Shares Outstanding	10.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+16.12%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 40.53.

PE Ratio	40.53
Forward PE	n/a
PS Ratio	0.68
PB Ratio	1.19
P/TBV Ratio	1.52
P/FCF Ratio	92.64
P/OCF Ratio	47.00
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.20, with an EV/FCF ratio of 112.31.

EV / Earnings	49.10
EV / Sales	0.82
EV / EBITDA	10.20
EV / EBIT	12.10
EV / FCF	112.31

Financial Position

The company has a current ratio of 0.89, with a Debt / Equity ratio of 0.10.

Current Ratio	0.89
Quick Ratio	0.45
Debt / Equity	0.10
Debt / EBITDA	0.69
Debt / FCF	7.60
Interest Coverage	7.59

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	10.38%
Revenue Per Employee	129,408
Profits Per Employee	2,169
Employee Count	216
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PEX:MIC has paid 468,409 in taxes.

Income Tax	468,409
Effective Tax Rate	51.78%

Stock Price Statistics

The stock price has increased by +19.49% in the last 52 weeks. The beta is -0.02, so PEX:MIC's price volatility has been lower than the market average.

Beta (5Y)	-0.02
52-Week Price Change	+19.49%
50-Day Moving Average	2.22
200-Day Moving Average	1.30
Relative Strength Index (RSI)	65.26
Average Volume (20 Days)	22,939

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PEX:MIC had revenue of JOD 27.95 million and earned 468,422 in profits. Earnings per share was 0.04.

Revenue	27.95M
Gross Profit	3.89M
Operating Income	1.90M
Pretax Income	904,579
Net Income	468,422
EBITDA	2.16M
EBIT	1.90M
Earnings Per Share (EPS)	0.04

Balance Sheet

The company has 4.17 million in cash and 1.56 million in debt, giving a net cash position of -609,400 or -0.06 per share.

Cash & Cash Equivalents	4.17M
Total Debt	1.56M
Net Cash	-609,400
Net Cash Per Share	-0.06
Equity (Book Value)	15.89M
Book Value Per Share	1.19
Working Capital	-1.78M

Cash Flow

In the last 12 months, operating cash flow was 403,659 and capital expenditures -198,893, giving a free cash flow of 204,766.

Operating Cash Flow	403,659
Capital Expenditures	-198,893
Free Cash Flow	204,766
FCF Per Share	0.02

Margins

Gross margin is 13.91%, with operating and profit margins of 6.81% and 1.68%.

Gross Margin	13.91%
Operating Margin	6.81%
Pretax Margin	3.24%
Profit Margin	1.68%
EBITDA Margin	7.73%
EBIT Margin	6.81%
FCF Margin	0.73%

Dividends & Yields

This stock pays an annual dividend of 0.02, which amounts to a dividend yield of 0.84%.

Dividend Per Share	0.02
Dividend Yield	0.84%
Dividend Growth (YoY)	16.72%
Years of Dividend Growth	6
Payout Ratio	34.06%
Buyback Yield	n/a
Shareholder Yield	0.84%
Earnings Yield	2.47%
FCF Yield	1.08%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 30, 2025. It was a forward split with a ratio of 1.16666666.

Last Split Date	Apr 30, 2025
Split Type	Forward
Split Ratio	1.16666666

Scores

Altman Z-Score	n/a
Piotroski F-Score	2