Palestine Investment Bank P.L.C. (PEX:PIBC)

PEX:PIBC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	0.88	0.4	5.07	5.09	3.77	3.68
Depreciation & Amortization	2.03	1.95	2.03	2.11	2.07	2.22
Other Amortization	0.33	0.33	-	-	-	-
Gain (Loss) on Sale of Assets	-0.01	-0.01	0	-0.2	0.1	-
Gain (Loss) on Sale of Investments	-0.04	0.02	0.52	0.56	0.59	-0.72
Total Asset Writedown	0.05	0.05	-	-	-	-
Provision for Credit Losses	4.23	7.46	6.02	2.12	2.71	1.9
Change in Other Net Operating Assets	18.98	15.2	-62.2	-76.82	-16.11	-73.76
Other Operating Activities	1.84	0.4	1.48	1.39	0.03	-0.16
Operating Cash Flow	28.28	25.81	-47.08	-65.76	-6.85	-66.85
Capital Expenditures	-2.53	-2.96	-2.69	-2.57	-0.95	-0.54
Sale of Property, Plant and Equipment	-	-	-	1.69	-	-
Investment in Securities	1	5.07	3.34	5.17	5.3	12.55
Purchase / Sale of Intangibles	-1.25	-0.87	-0.55	-0.64	-0.07	-0.44
Other Investing Activities	0.03	0.03	0	0.03	-	-
Investing Cash Flow	-2.75	1.28	0.1	3.68	4.28	11.56
Long-Term Debt Issued	-	0.82	-	-	0.66	0.75
Long-Term Debt Repaid	-	-0.45	-1.1	-2.19	-0.49	-0.31
Net Debt Issued (Repaid)	0.64	0.37	-1.1	-2.19	0.17	0.44
Common Dividends Paid	-0.31	-0.32	-2.62	-3.74	-0.07	-2.92
Net Increase (Decrease) in Deposit Accounts	8.41	-39.93	33.87	49.51	44.21	136.13
Financing Cash Flow	8.74	-39.88	30.15	43.58	44.31	133.66
Net Cash Flow	34.28	-12.79	-16.82	-18.51	41.74	78.36
Free Cash Flow	25.75	22.85	-49.77	-68.33	-7.8	-67.4
Free Cash Flow Margin	97.25%	90.23%	-176.58%	-263.65%	-37.90%	-321.99%
Free Cash Flow Per Share	0.32	0.29	-0.62	-0.85	-0.10	-0.84
Cash Interest Paid	8.17	8.17	4.85	5.17	5.23	3.88
Cash Income Tax Paid	1.24	1.24	1.8	1.53	1.44	1.88

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.