Palestine Insurance Company (PEX:PICO)

PEX:PICO Statistics

Total Valuation

PEX:PICO has a market cap or net worth of JOD 19.18 million. The enterprise value is 23.47 million.

Market Cap	19.18M
Enterprise Value	23.47M

Important Dates

The last earnings date was Thursday, September 11, 2025.

Earnings Date	Sep 11, 2025
Ex-Dividend Date	May 20, 2025

Share Statistics

PEX:PICO has 9.02 million shares outstanding. The number of shares has decreased by -7.12% in one year.

Current Share Class	9.02M
Shares Outstanding	9.02M
Shares Change (YoY)	-7.12%
Shares Change (QoQ)	+3.47%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 15.34.

PE Ratio	15.34
Forward PE	n/a
PS Ratio	0.66
PB Ratio	1.69
P/TBV Ratio	1.69
P/FCF Ratio	11.71
P/OCF Ratio	9.87
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.28, with an EV/FCF ratio of 14.34.

EV / Earnings	18.27
EV / Sales	0.81
EV / EBITDA	9.28
EV / EBIT	10.81
EV / FCF	14.34

Financial Position

The company has a current ratio of 0.77, with a Debt / Equity ratio of 0.40.

Current Ratio	0.77
Quick Ratio	0.18
Debt / Equity	0.40
Debt / EBITDA	1.80
Debt / FCF	2.77
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.51% and return on invested capital (ROIC) is 8.80%.

Return on Equity (ROE)	12.51%
Return on Assets (ROA)	2.85%
Return on Invested Capital (ROIC)	8.80%
Return on Capital Employed (ROCE)	15.76%
Revenue Per Employee	161,704
Profits Per Employee	7,179
Employee Count	179
Asset Turnover	0.61
Inventory Turnover	n/a

Taxes

In the past 12 months, PEX:PICO has paid 589,923 in taxes.

Income Tax	589,923
Effective Tax Rate	31.46%

Stock Price Statistics

The stock price has decreased by -11.30% in the last 52 weeks. The beta is -0.06, so PEX:PICO's price volatility has been lower than the market average.

Beta (5Y)	-0.06
52-Week Price Change	-11.30%
50-Day Moving Average	2.75
200-Day Moving Average	n/a
Relative Strength Index (RSI)	48.42
Average Volume (20 Days)	12,915

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PEX:PICO had revenue of JOD 28.95 million and earned 1.29 million in profits. Earnings per share was 0.14.

Revenue	28.95M
Gross Profit	2.66M
Operating Income	2.17M
Pretax Income	1.88M
Net Income	1.29M
EBITDA	2.53M
EBIT	2.17M
Earnings Per Share (EPS)	0.14

Balance Sheet

The company has 3.59 million in cash and 4.54 million in debt, giving a net cash position of -4.30 million or -0.48 per share.

Cash & Cash Equivalents	3.59M
Total Debt	4.54M
Net Cash	-4.30M
Net Cash Per Share	-0.48
Equity (Book Value)	11.37M
Book Value Per Share	1.26
Working Capital	-7.05M

Cash Flow

In the last 12 months, operating cash flow was 1.94 million and capital expenditures -305,931, giving a free cash flow of 1.64 million.

Operating Cash Flow	1.94M
Capital Expenditures	-305,931
Free Cash Flow	1.64M
FCF Per Share	0.18

Margins

Gross margin is 9.18%, with operating and profit margins of 7.50% and 4.44%.

Gross Margin	9.18%
Operating Margin	7.50%
Pretax Margin	6.48%
Profit Margin	4.44%
EBITDA Margin	8.74%
EBIT Margin	7.50%
FCF Margin	5.66%

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 1.48%.

Dividend Per Share	0.03
Dividend Yield	1.48%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	22.07%
Buyback Yield	7.12%
Shareholder Yield	8.59%
Earnings Yield	6.70%
FCF Yield	8.54%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 20, 2025. It was a forward split with a ratio of 1.002222222.

Last Split Date	May 20, 2025
Split Type	Forward
Split Ratio	1.002222222

Scores

Altman Z-Score	n/a
Piotroski F-Score	5