Palestine Insurance Company (PEX:PICO)

PEX:PICO Statistics

Total Valuation

PEX:PICO has a market cap or net worth of JOD 19.18 million. The enterprise value is 23.47 million.

Market Cap	19.18M
Enterprise Value	23.47M

Important Dates

The last earnings date was Thursday, November 6, 2025.

Earnings Date	Nov 6, 2025
Ex-Dividend Date	n/a

Share Statistics

PEX:PICO has 9.02 million shares outstanding. The number of shares has increased by 0.05% in one year.

Current Share Class	9.02M
Shares Outstanding	9.02M
Shares Change (YoY)	+0.05%
Shares Change (QoQ)	+12.52%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 23.90.

PE Ratio	23.90
Forward PE	n/a
PS Ratio	0.73
PB Ratio	1.63
P/TBV Ratio	1.63
P/FCF Ratio	22.33
P/OCF Ratio	12.94
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.47, with an EV/FCF ratio of 27.33.

EV / Earnings	26.66
EV / Sales	0.89
EV / EBITDA	11.47
EV / EBIT	13.77
EV / FCF	27.33

Financial Position

The company has a current ratio of 0.75, with a Debt / Equity ratio of 0.41.

Current Ratio	0.75
Quick Ratio	0.14
Debt / Equity	0.41
Debt / EBITDA	2.38
Debt / FCF	5.66
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.12% and return on invested capital (ROIC) is 6.71%.

Return on Equity (ROE)	8.12%
Return on Assets (ROA)	2.15%
Return on Invested Capital (ROIC)	6.71%
Return on Capital Employed (ROCE)	11.96%
Revenue Per Employee	147,765
Profits Per Employee	4,919
Employee Count	179
Asset Turnover	0.53
Inventory Turnover	n/a

Taxes

In the past 12 months, PEX:PICO has paid 468,038 in taxes.

Income Tax	468,038
Effective Tax Rate	34.71%

Stock Price Statistics

The stock price has decreased by -11.30% in the last 52 weeks. The beta is -0.06, so PEX:PICO's price volatility has been lower than the market average.

Beta (5Y)	-0.06
52-Week Price Change	-11.30%
50-Day Moving Average	2.75
200-Day Moving Average	n/a
Relative Strength Index (RSI)	48.42
Average Volume (20 Days)	12,915

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PEX:PICO had revenue of JOD 26.45 million and earned 880,508 in profits. Earnings per share was 0.09.

Revenue	26.45M
Gross Profit	2.22M
Operating Income	1.70M
Pretax Income	1.35M
Net Income	880,508
EBITDA	2.07M
EBIT	1.70M
Earnings Per Share (EPS)	0.09

Balance Sheet

The company has 3.51 million in cash and 4.86 million in debt, giving a net cash position of -4.71 million or -0.52 per share.

Cash & Cash Equivalents	3.51M
Total Debt	4.86M
Net Cash	-4.71M
Net Cash Per Share	-0.52
Equity (Book Value)	11.79M
Book Value Per Share	1.12
Working Capital	-7.51M

Cash Flow

In the last 12 months, operating cash flow was 1.48 million and capital expenditures -622,886, giving a free cash flow of 858,860.

Operating Cash Flow	1.48M
Capital Expenditures	-622,886
Free Cash Flow	858,860
FCF Per Share	0.10

Margins

Gross margin is 8.40%, with operating and profit margins of 6.44% and 3.33%.

Gross Margin	8.40%
Operating Margin	6.44%
Pretax Margin	5.10%
Profit Margin	3.33%
EBITDA Margin	7.82%
EBIT Margin	6.44%
FCF Margin	3.25%

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 1.48%.

Dividend Per Share	0.03
Dividend Yield	1.48%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	32.20%
Buyback Yield	-0.05%
Shareholder Yield	1.42%
Earnings Yield	4.59%
FCF Yield	4.48%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 20, 2025. It was a forward split with a ratio of 1.002222222.

Last Split Date	May 20, 2025
Split Type	Forward
Split Ratio	1.002222222

Scores

Altman Z-Score	n/a
Piotroski F-Score	5