Raiffeisen Bank International AG (PRA: RBI)

RBI Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	39,321	43,214	53,663	38,291	33,425	24,006
Investment Securities	34,867	30,102	23,240	22,054	21,022	18,585
Trading Asset Securities	6,878	6,532	7,031	4,325	4,912	4,454
Total Investments	41,745	36,634	30,271	26,379	25,934	23,039
Gross Loans	122,598	117,528	122,377	120,367	105,503	103,286
Allowance for Loan Losses	-2,888	-2,889	-2,973	-2,559	-2,555	-2,314
Other Adjustments to Gross Loans	-	-493	-456	-359	-324	-332.76
Net Loans	119,710	114,146	118,948	117,449	102,624	100,639
Property, Plant & Equipment	1,310	1,260	1,295	1,334	1,394	1,528
Goodwill	38	38	38	101	74	101.32
Other Intangible Assets	949	932	865	832	689	656.11
Investments in Real Estate	415	412	389	306	290	301.14
Other Receivables	139	69	100	73	87	61.27
Restricted Cash	74	20	20	266	235	283.55
Other Current Assets	733	555	542	6,411	660	891.85
Long-Term Deferred Tax Assets	211	218	269	152	121	143.76
Other Long-Term Assets	1,336	743	657	507	426	548.53
Total Assets	205,981	198,241	207,057	192,101	165,959	152,200
Accrued Expenses	318	349	344	235	211	248.08
Interest Bearing Deposits	45,778	44,462	48,915	46,687	41,625	43,131
Non-Interest Bearing Deposits	93,273	97,724	107,238	101,386	88,906	75,624
Total Deposits	139,051	142,186	156,153	148,073	130,531	118,755
Short-Term Borrowings	13,139	7,642	8,226	3,875	3,182	3,246
Current Portion of Leases	-	296	298	300	327	86.95
Current Income Taxes Payable	185	242	181	87	77	30.55
Other Current Liabilities	5,829	5,084	3,651	8,808	3,923	3,855
Long-Term Debt	21,600	18,447	15,003	11,993	11,119	9,841
Long-Term Leases	368	75	96	115	127	366.16
Long-Term Unearned Revenue	619	564	509	509	440	439.78
Pension & Post-Retirement Benefits	223	229	220	252	263	246
Long-Term Deferred Tax Liabilities	56	43	36	46	37	38.02
Other Long-Term Liabilities	3,451	3,234	3,576	2,333	1,434	1,282
Total Liabilities	184,839	178,391	188,293	176,626	151,671	138,435
Common Stock	1,002	1,002	1,002	1,002	1,002	1,002
Retained Earnings	17,217	15,600	13,637	10,121	9,235	8,443
Comprehensive Income & Other	1,630	2,017	2,998	3,342	3,231	3,509
Total Common Equity	19,849	18,619	17,637	14,465	13,468	12,954
Minority Interest	1,293	1,231	1,127	1,010	820	811
Shareholders' Equity	21,142	19,850	18,764	15,475	14,288	13,765
Total Liabilities & Equity	205,981	198,241	207,057	192,101	165,959	152,200
Total Debt	35,107	26,460	23,623	16,283	14,755	13,541
Net Cash (Debt)	11,092	23,286	37,071	26,333	23,582	14,919
Net Cash Growth	-54.55%	-37.19%	40.78%	11.67%	58.07%	7.73%
Net Cash Per Share	33.82	70.99	112.68	80.04	71.68	45.40
Filing Date Shares Outstanding	328.45	328.37	328.43	328.62	328.62	328.62
Total Common Shares Outstanding	328.45	328.37	328.43	328.62	328.62	328.62
Book Value Per Share	60.43	56.70	53.70	44.02	40.98	39.42
Tangible Book Value	18,862	17,649	16,734	13,532	12,705	12,197
Tangible Book Value Per Share	57.43	53.75	50.95	41.18	38.66	37.11

Source: S&P Capital IQ. Banks template. Financial Sources.