PRA:RBI Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Net Income	-19	1,157	2,386	3,627	1,372	804	Upgrade
Depreciation & Amortization	243	234	273	260	231	231	Upgrade
Other Amortization	231	231	227	221	175	167	Upgrade
Gain (Loss) on Sale of Assets	-14	-6	4	-10	13	-	Upgrade
Gain (Loss) on Sale of Investments	-9	-88	62	167	-7	8	Upgrade
Total Asset Writedown	-113	143	106	-352	11	47	Upgrade
Provision for Credit Losses	227	213	329	783	301	591	Upgrade
Change in Trading Asset Securities	-949	-1,451	-1,210	2,254	443	1,651	Upgrade
Change in Other Net Operating Assets	-2,253	-2,886	-5,530	13,003	5,660	11,027	Upgrade
Other Operating Activities	1,537	1,857	1,471	1,080	-354	163	Upgrade
Operating Cash Flow	-1,143	-643	-1,967	20,969	7,799	14,648	Upgrade
Operating Cash Flow Growth	-	-	-	168.87%	-46.76%	224.62%	Upgrade
Capital Expenditures	-532	-497	-592	-484	-451	-435	Upgrade
Sale of Property, Plant and Equipment	123	84	176	155	58	103	Upgrade
Cash Acquisitions	-16	-5	-6	70	-136	-	Upgrade
Investment in Securities	-6,186	-5,020	-6,200	-4,241	-1,757	-4,808	Upgrade
Income (Loss) Equity Investments	-24	-47	-85	-64	-46	-41	Upgrade
Divestitures	-962	-962	-	31	-	-1	Upgrade
Other Investing Activities	2	1	-	-	-	-	Upgrade
Investing Cash Flow	-7,571	-6,399	-6,622	-4,469	-2,286	-5,141	Upgrade
Long-Term Debt Issued	-	183	-	520	534	511	Upgrade
Long-Term Debt Repaid	-	-198	-687	-817	-690	-492	Upgrade
Net Debt Issued (Repaid)	-118	-15	-687	-297	-156	19	Upgrade
Issuance of Common Stock	645	645	-	-	-	497	Upgrade
Repurchase of Common Stock	-644	-472	-2	-14	-11	-1	Upgrade
Common Dividends Paid	-473	-517	-372	-93	-497	-74	Upgrade
Other Financing Activities	-119	-88	-57	-25	11	-38	Upgrade
Financing Cash Flow	-709	-447	-1,118	-429	-653	403	Upgrade
Foreign Exchange Rate Adjustments	-700	-876	-741	-945	39	-539	Upgrade
Net Cash Flow	-10,123	-8,365	-10,448	15,126	4,899	9,371	Upgrade
Free Cash Flow	-1,675	-1,140	-2,559	20,485	7,348	14,213	Upgrade
Free Cash Flow Growth	-	-	-	178.78%	-48.30%	260.42%	Upgrade
Free Cash Flow Margin	-19.14%	-13.38%	-30.25%	235.35%	138.22%	321.49%	Upgrade
Free Cash Flow Per Share	-5.11	-3.48	-7.80	62.26	22.33	43.20	Upgrade
Cash Interest Paid	3,796	4,245	4,086	2,049	1,200	1,305	Upgrade
Cash Income Tax Paid	1,090	1,086	834	896	330	341	Upgrade

Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.