PRA:RBI Ratios and Metrics

Market cap in millions CZK. Fiscal year is January - December.

Millions CZK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	307,608	303,770	163,456	151,465	121,856	211,615
Market Cap Growth	49.82%	85.84%	7.92%	24.30%	-42.42%	47.02%
Last Close Price	916.00	926.00	474.79	410.60	316.26	545.67
PE Ratio	10.16	10.04	6.20	2.69	1.43	6.64
PS Ratio	1.42	1.40	0.76	0.73	0.58	1.60
PB Ratio	0.57	0.56	0.32	0.31	0.27	0.55
P/FCF Ratio	1.49	1.48	-	-	0.25	1.16
P/OCF Ratio	1.40	1.39	-	-	0.24	1.09
Debt / Equity Ratio	1.26	1.26	1.50	1.33	1.26	1.05
Debt / FCF Ratio	3.33	3.33	-	-	1.15	2.22
Net Debt / Equity Ratio	-0.63	-0.63	-0.48	-1.17	-1.98	-1.70
Net Debt / FCF Ratio	-1.65	-1.65	8.56	9.10	-1.81	-3.58
Return on Equity (ROE)	7.57%	7.57%	10.11%	12.71%	19.53%	9.55%
Return on Assets (ROA)	0.79%	0.79%	1.02%	1.21%	1.68%	0.79%
Earnings Yield	9.84%	10.90%	17.84%	38.91%	71.90%	16.13%
FCF Yield	66.94%	67.78%	-17.57%	-41.73%	406.10%	86.40%
Dividend Yield	2.98%	4.17%	5.84%	7.52%	6.11%	-
Payout Ratio	35.01%	35.01%	44.69%	15.59%	2.56%	36.22%
Buyback Yield / Dilution	-	-	-	0.30%	-	-
Total Shareholder Return	2.98%	4.17%	5.84%	7.82%	6.11%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.