East West Banking Income Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	43,571	36,627	29,841	22,410	21,102
Interest Income on Investments	6,790	5,701	4,721	3,710	2,151
Total Interest Income	50,360	42,328	34,561	26,120	23,252
Interest Paid on Deposits	8,008	7,037	5,231	2,262	1,768
Interest Paid on Borrowings	1,728	1,805	1,106	533.54	457.71
Total Interest Expense	9,736	8,842	6,337	2,795	2,226
Net Interest Income	40,624	33,486	28,225	23,325	21,027
Net Interest Income Growth (YoY)	21.32%	18.64%	21.00%	10.93%	-20.66%
Trust Income	146.89	137.17	126.73	121.23	99.83
Income From Trading Activities	545.69	401.14	337.83	-395.64	-841.42
Gain (Loss) on Sale of Assets	-717.43	-688.09	183.08	105.35	-223.61
Gain (Loss) on Sale of Investments	-	-	-	-	1,850
Other Non-Interest Income	9,437	7,878	6,174	5,098	5,623
Total Non-Interest Income	10,366	8,919	7,436	4,919	5,984
Non-Interest Income Growth (YoY)	16.22%	19.95%	51.16%	-17.79%	-13.03%
Revenues Before Loan Losses	50,990	42,405	35,660	28,244	27,010
Provision for Loan Losses	14,224	9,566	7,688	4,951	4,149
Revenue	36,766	32,839	27,972	23,294	22,861
Revenue Growth (YoY)	11.96%	17.40%	20.09%	1.89%	-2.92%
Salaries and Employee Benefits	8,809	8,533	7,349	5,960	5,671
Occupancy Expenses	2,179	2,092	1,640	1,985	2,229
Amortization of Goodwill & Intangibles	407.88	258.29	199.65	181.43	168.3
Selling, General & Administrative	2,313	1,750	1,617	971.76	824.19
Other Non-Interest Expense	11,496	10,645	9,372	7,831	7,553
Total Non-Interest Expense	25,357	23,165	20,329	17,159	16,682
EBT Excluding Unusual Items	11,410	9,675	7,643	6,135	6,179
Asset Writedown	-0.42	-13.66	-	-	-
Legal Settlements	-151.2	-145.03	-115.9	-76.45	-73.71
Pretax Income	11,258	9,516	7,527	6,059	6,105
Income Tax Expense	2,038	1,908	1,444	1,433	1,590
Net Income	9,221	7,608	6,083	4,625	4,515
Net Income to Common	9,221	7,608	6,083	4,625	4,515
Net Income Growth	21.20%	25.06%	31.52%	2.44%	-30.62%
Basic Shares Outstanding	2,250	2,250	2,250	2,250	2,250
Diluted Shares Outstanding	2,250	2,250	2,250	2,250	2,250
EPS (Basic)	4.10	3.38	2.70	2.06	2.01
EPS (Diluted)	4.10	3.38	2.70	2.06	2.01
EPS Growth	21.20%	25.06%	31.52%	2.44%	-30.62%
Dividend Per Share	-	0.680	0.540	0.410	0.400
Dividend Growth	-	25.93%	31.71%	2.50%	-
Effective Tax Rate	18.10%	20.05%	19.18%	23.66%	26.05%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.