National Reinsurance Corporation of the Philippines (PSE:NRCP)
Philippines · Delayed Price · Currency is PHP 1.380
+0.130 (10.40%)
At close: Aug 28, 2026
PSE:NRCP Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 4,003 | 4,380 | 4,856 | 4,281 | 2,981 | 2,872 |
Total Interest & Dividend Income | 23.76 | - | - | - | 309.96 | 293.45 |
Gain (Loss) on Sale of Investments | 58.08 | 90.22 | -39.43 | 27.9 | -109.03 | 87.62 |
Other Revenue | 570.97 | 570.97 | 559.19 | 430.1 | 0.5 | -2.36 |
| 4,656 | 5,041 | 5,375 | 4,739 | 3,183 | 3,251 | |
Revenue Growth | -12.84% | -6.22% | 13.42% | 48.91% | -2.09% | -8.16% |
Policy Benefits | 2,590 | 2,801 | 3,428 | 2,922 | 1,937 | 1,962 |
Policy Acquisition & Underwriting Costs | 710.15 | 864.34 | 951.82 | 829.33 | 864.75 | 908.14 |
Depreciation & Amortization | 10.88 | 10.45 | 10.91 | 13.59 | 16.46 | 18.49 |
Selling, General & Administrative | 117.82 | 102.39 | 109.94 | 90.61 | 89.2 | 71.45 |
Provision for Bad Debts | 0.41 | 0.41 | - | 58.47 | 1.79 | - |
Other Operating Expenses | -34.8 | -23.89 | -16.7 | -36.37 | -25.33 | -39.45 |
Total Operating Expenses | 3,655 | 4,008 | 4,711 | 4,074 | 3,075 | 3,085 |
Operating Income | 1,001 | 1,033 | 664.15 | 665.36 | 107.28 | 165.92 |
Interest Expense | -1.71 | -1.71 | -0.12 | -0.03 | - | - |
Currency Exchange Gain (Loss) | 107.92 | 10.77 | 13.45 | 18.06 | 13.96 | 25.4 |
EBT Excluding Unusual Items | 1,107 | 1,042 | 677.47 | 683.39 | 121.24 | 191.32 |
Gain (Loss) on Sale of Assets | -0.03 | - | - | 0.42 | - | - |
Pretax Income | 1,107 | 1,042 | 677.47 | 683.81 | 121.24 | 191.32 |
Income Tax Expense | 232.84 | 212.9 | 126.13 | 147.66 | 65.54 | 49.62 |
Net Income | 874.09 | 829.49 | 551.34 | 536.15 | 55.7 | 141.7 |
Net Income to Common | 874.09 | 829.49 | 551.34 | 536.15 | 55.7 | 141.7 |
Net Income Growth | 78.39% | 50.45% | 2.83% | 862.55% | -60.69% | 18.16% |
Shares Outstanding (Basic) | 2,124 | 2,124 | 2,124 | 2,124 | 2,124 | 2,124 |
Shares Outstanding (Diluted) | 2,124 | 2,124 | 2,124 | 2,124 | 2,124 | 2,124 |
Shares Change | -0.19% | - | - | - | - | - |
EPS (Basic) | 0.41 | 0.39 | 0.26 | 0.25 | 0.03 | 0.07 |
EPS (Diluted) | 0.41 | 0.39 | 0.26 | 0.25 | 0.03 | 0.07 |
EPS Growth | 78.73% | 50.45% | 2.83% | 862.56% | -60.69% | 18.16% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 71.57 | 180.55 | -495.79 | 194.05 | -79.97 | -26.33 |
Free Cash Flow Per Share | 0.03 | 0.09 | -0.23 | 0.09 | -0.04 | -0.01 |
Dividend Per Share | 0.137 | 0.137 | - | - | - | - |
Dividend Growth | - | - | - | - | - | - |
Operating Margin | 21.50% | 20.50% | 12.36% | 14.04% | 3.37% | 5.10% |
Profit Margin | 18.77% | 16.45% | 10.26% | 11.31% | 1.75% | 4.36% |
Free Cash Flow Margin | 1.54% | 3.58% | -9.22% | 4.09% | -2.51% | -0.81% |
EBITDA | 1,011 | 1,044 | 674.23 | 678.64 | 123.36 | 184.41 |
EBITDA Margin | 21.73% | 20.70% | 12.54% | 14.32% | 3.88% | 5.67% |
D&A For EBITDA | 10.7 | 10.27 | 10.08 | 13.28 | 16.09 | 18.49 |
EBIT | 1,001 | 1,033 | 664.15 | 665.36 | 107.28 | 165.92 |
EBIT Margin | 21.50% | 20.50% | 12.36% | 14.04% | 3.37% | 5.10% |
Effective Tax Rate | 21.03% | 20.42% | 18.62% | 21.59% | 54.06% | 25.93% |