Skip to main content
logo
Apna Microfinance Bank Limited (PSX:AMBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
19.99
+0.84 (4.39%)
At close: Sep 9, 2026

Apna Microfinance Bank Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
528.21414.37-862.46-1,297-2,642-474.04
Revenue Growth
------
Net Income
-1,588-1,648-3,100-3,594-4,489-1,931
Earnings Per Share
-3.70-3.84-7.23-8.38-10.47-4.84
EPS Growth
------

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,4283,2652,6603,2732,9735,170
Total Debt
710.71482.62582.36510.71543.15650.11
Net Cash (Debt)
1,7172,7822,0782,7622,4304,520
Net Cash Growth
-38.97%33.91%-24.78%13.67%-46.24%-51.59%
Net Cash Per Share
4.006.494.846.445.6611.32

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3,527-3,652-3,545-1,363-962.25-2,253
Capital Expenditures
2.22-2.03-6.77-4.81-36.8-69.59
Free Cash Flow
-3,525-3,654-3,552-1,368-999.05-2,323
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
-300.71%-397.74%----
FCF Margin
-667.29%-881.84%----

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PS Ratio
15.5512.94-4.98-5.46-3.13-22.62