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Apna Microfinance Bank Limited (PSX:AMBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
19.51
+0.23 (1.19%)
At close: Nov 6, 2026

Apna Microfinance Bank Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
571.75414.37-862.46-1,297-2,642-474.04
Revenue Growth
10877.36%-----
Net Income
-1,575-1,648-3,100-3,594-4,489-1,931
Earnings Per Share
-3.05-3.84-7.23-8.38-10.47-4.84
EPS Growth
------

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,2623,2652,6603,2732,9735,170
Total Debt
770.42482.62582.36510.71543.15650.11
Net Cash (Debt)
2,4922,7822,0782,7622,4304,520
Net Cash Growth
-8.05%33.91%-24.78%13.67%-46.24%-51.59%
Net Cash Per Share
4.826.494.846.445.6611.32

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-2,699-3,652-3,545-1,363-962.25-2,253
Capital Expenditures
4.09-2.03-6.77-4.81-36.8-69.59
Free Cash Flow
-2,695-3,654-3,552-1,368-999.05-2,323
Free Cash Flow Growth
------

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
-275.38%-397.74%----
FCF Margin
-471.33%-881.84%----

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PS Ratio
14.6312.94-4.98-5.46-3.13-22.62