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Apna Microfinance Bank Limited (PSX:AMBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
19.78
-2.16 (-9.85%)
At close: Aug 20, 2026

Apna Microfinance Bank Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
553.5414.37-862.46-1,297-2,642-474.04
Revenue Growth
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Net Income
-1,531-1,648-3,100-3,594-4,489-1,931
Earnings Per Share
-3.57-3.84-7.23-8.38-10.47-4.84
EPS Growth
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Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,0183,2652,6603,2732,9735,170
Total Debt
699.71482.62582.36510.71543.15650.11
Net Cash (Debt)
1,3182,7822,0782,7622,4304,520
Net Cash Growth
134.45%33.91%-24.78%13.67%-46.24%-51.59%
Net Cash Per Share
3.076.494.846.445.6611.32

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3,651-3,652-3,545-1,363-962.25-2,253
Capital Expenditures
-0.4-2.03-6.77-4.81-36.8-69.59
Free Cash Flow
-3,651-3,654-3,552-1,368-999.05-2,323
Free Cash Flow Growth
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Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
-276.56%-397.74%----
FCF Margin
-659.66%-881.84%----

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PS Ratio
15.3312.94-4.98-5.46-3.13-22.62