The Bank of Punjab (PSX:BOP)
Pakistan
· Delayed Price · Currency is PKR 9.30
-0.41 (-4.22%)
At close: Apr 28, 2025
The Bank of Punjab Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 328,565 | 343,865 | 327,236 | 137,298 | 81,804 | 86,120 | Upgrade
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| Interest Income on Investments | 347.02 | 355.11 | 568.78 | 708.95 | 377.4 | 136.99 | Upgrade
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| Total Interest Income | 328,913 | 344,220 | 327,805 | 138,007 | 82,182 | 86,257 | Upgrade
|
| Interest Paid on Deposits | 277,838 | 299,605 | 286,244 | 106,407 | 51,776 | 62,696 | Upgrade
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| Net Interest Income | 51,075 | 44,615 | 41,561 | 31,599 | 30,406 | 23,561 | Upgrade
|
| Net Interest Income Growth (YoY) | 20.63% | 7.35% | 31.52% | 3.93% | 29.05% | -12.58% | Upgrade
|
| Gain (Loss) on Sale of Assets | 45.45 | 45.45 | 9.61 | 149.42 | -0.98 | 101.46 | Upgrade
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| Gain (Loss) on Sale of Investments | 12,720 | 12,928 | 5,255 | 343.16 | 1,786 | 8,466 | Upgrade
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| Other Non-Interest Income | 13,976 | 12,914 | 11,681 | 9,391 | 5,779 | 4,374 | Upgrade
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| Total Non-Interest Income | 26,741 | 25,888 | 16,946 | 9,884 | 7,564 | 12,942 | Upgrade
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| Non-Interest Income Growth (YoY) | 53.24% | 52.77% | 71.45% | 30.68% | -41.56% | 234.92% | Upgrade
|
| Revenues Before Loan Losses | 77,816 | 70,503 | 58,506 | 41,483 | 37,969 | 36,503 | Upgrade
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| Provision for Loan Losses | -1,299 | -4,073 | -67.23 | -4,879 | -1,611 | 6,870 | Upgrade
|
| Revenue | 79,115 | 74,576 | 58,573 | 46,363 | 39,580 | 29,633 | Upgrade
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| Revenue Growth (YoY) | 28.34% | 27.32% | 26.34% | 17.14% | 33.57% | 1.87% | Upgrade
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| Salaries and Employee Benefits | 563.09 | 491.29 | 323.58 | 288.54 | 363.32 | 334.88 | Upgrade
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| Selling, General & Administrative | 1,743 | 1,743 | 1,291 | 1,129 | 1,052 | 663.27 | Upgrade
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| Other Non-Interest Expense | 52,420 | 48,476 | 36,067 | 26,571 | 19,758 | 16,660 | Upgrade
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| Total Non-Interest Expense | 54,725 | 50,710 | 37,682 | 27,988 | 21,174 | 17,658 | Upgrade
|
| EBT Excluding Unusual Items | 24,390 | 23,866 | 20,891 | 18,374 | 18,406 | 11,975 | Upgrade
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| Legal Settlements | 331.65 | 331.65 | - | - | - | - | Upgrade
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| Other Unusual Items | 239.44 | 239.44 | 237.97 | 3.12 | -35.34 | -48.36 | Upgrade
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| Pretax Income | 24,961 | 24,437 | 21,129 | 18,377 | 18,371 | 11,926 | Upgrade
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| Income Tax Expense | 11,582 | 11,157 | 9,876 | 7,709 | 5,975 | 5,046 | Upgrade
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| Earnings From Continuing Operations | 13,379 | 13,280 | 11,254 | 10,669 | 12,396 | 6,881 | Upgrade
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| Minority Interest in Earnings | -210.52 | -192.14 | -173.1 | -40.23 | -80.59 | -61.66 | Upgrade
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| Net Income | 13,168 | 13,088 | 11,081 | 10,628 | 12,316 | 6,819 | Upgrade
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| Net Income to Common | 13,168 | 13,088 | 11,081 | 10,628 | 12,316 | 6,819 | Upgrade
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| Net Income Growth | 13.69% | 18.11% | 4.26% | -13.70% | 80.61% | -16.44% | Upgrade
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| Basic Shares Outstanding | 3,263 | 3,272 | 3,272 | 3,272 | 3,272 | 3,272 | Upgrade
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| Diluted Shares Outstanding | 3,263 | 3,272 | 3,272 | 3,272 | 3,272 | 3,272 | Upgrade
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| Shares Change (YoY) | -0.47% | - | - | - | - | - | Upgrade
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| EPS (Basic) | 4.04 | 4.00 | 3.39 | 3.25 | 3.76 | 2.08 | Upgrade
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| EPS (Diluted) | 4.04 | 4.00 | 3.39 | 3.25 | 3.76 | 2.08 | Upgrade
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| EPS Growth | 14.21% | 18.10% | 4.26% | -13.68% | 80.57% | -16.44% | Upgrade
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| Dividend Per Share | - | 1.800 | 1.000 | - | - | 0.808 | Upgrade
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| Dividend Growth | - | 80.00% | - | - | - | 33.33% | Upgrade
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| Effective Tax Rate | 46.40% | 45.66% | 46.74% | 41.95% | 32.52% | 42.31% | Upgrade
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Updated Mar 4, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.