The Bank of Punjab (PSX: BOP)
Pakistan
· Delayed Price · Currency is PKR 5.48
+0.03 (0.55%)
At close: Oct 11, 2024
The Bank of Punjab Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 372,181 | 327,236 | 137,298 | 81,804 | 86,120 | 80,961 | Upgrade
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| Interest Income on Investments | 485.61 | 568.78 | 708.95 | 377.4 | 136.99 | 103.93 | Upgrade
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| Total Interest Income | 372,667 | 327,805 | 138,007 | 82,182 | 86,257 | 81,065 | Upgrade
|
| Interest Paid on Deposits | 332,645 | 286,244 | 106,407 | 51,776 | 62,696 | 54,114 | Upgrade
|
| Net Interest Income | 40,022 | 41,561 | 31,599 | 30,406 | 23,561 | 26,951 | Upgrade
|
| Net Interest Income Growth (YoY) | 20.79% | 31.52% | 3.93% | 29.05% | -12.58% | 33.34% | Upgrade
|
| Gain (Loss) on Sale of Assets | 6.23 | 9.61 | 149.42 | -0.98 | 101.46 | 63.89 | Upgrade
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| Gain (Loss) on Sale of Investments | 8,666 | 5,255 | 343.16 | 1,786 | 8,466 | 221.56 | Upgrade
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| Other Non-Interest Income | 12,123 | 11,681 | 9,391 | 5,779 | 4,374 | 3,579 | Upgrade
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| Total Non-Interest Income | 20,795 | 16,946 | 9,884 | 7,564 | 12,942 | 3,864 | Upgrade
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| Non-Interest Income Growth (YoY) | 74.51% | 71.45% | 30.68% | -41.56% | 234.92% | 8.19% | Upgrade
|
| Revenues Before Loan Losses | 60,817 | 58,506 | 41,483 | 37,969 | 36,503 | 30,816 | Upgrade
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| Provision for Loan Losses | -3,988 | -67.23 | -4,879 | -1,611 | 6,870 | 1,727 | Upgrade
|
| Revenue | 64,805 | 58,573 | 46,363 | 39,580 | 29,633 | 29,089 | Upgrade
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| Revenue Growth (YoY) | 39.35% | 26.34% | 17.14% | 33.57% | 1.87% | 16.32% | Upgrade
|
| Salaries and Employee Benefits | 341.62 | 323.58 | 288.54 | 363.32 | 334.88 | 284.96 | Upgrade
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| Selling, General & Administrative | 1,649 | 1,410 | 1,129 | 1,052 | 663.27 | 387.27 | Upgrade
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| Other Non-Interest Expense | 39,184 | 35,948 | 26,571 | 19,758 | 16,660 | 14,339 | Upgrade
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| Total Non-Interest Expense | 41,174 | 37,682 | 27,988 | 21,174 | 17,658 | 15,012 | Upgrade
|
| EBT Excluding Unusual Items | 23,630 | 20,891 | 18,374 | 18,406 | 11,975 | 14,077 | Upgrade
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| Other Unusual Items | 343.85 | 237.97 | 3.12 | -35.34 | -48.36 | -4.92 | Upgrade
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| Pretax Income | 24,306 | 21,129 | 18,377 | 18,371 | 11,926 | 14,072 | Upgrade
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| Income Tax Expense | 12,156 | 9,876 | 7,709 | 5,975 | 5,046 | 5,794 | Upgrade
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| Earnings From Continuing Operations | 12,150 | 11,254 | 10,669 | 12,396 | 6,881 | 8,278 | Upgrade
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| Minority Interest in Earnings | -163.52 | -173.1 | -40.23 | -80.59 | -61.66 | -117.28 | Upgrade
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| Net Income | 11,987 | 11,081 | 10,628 | 12,316 | 6,819 | 8,160 | Upgrade
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| Net Income to Common | 11,987 | 11,081 | 10,628 | 12,316 | 6,819 | 8,160 | Upgrade
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| Net Income Growth | 39.28% | 4.26% | -13.70% | 80.61% | -16.44% | 8.27% | Upgrade
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| Basic Shares Outstanding | 3,272 | 3,272 | 3,272 | 3,272 | 3,272 | 3,272 | Upgrade
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| Diluted Shares Outstanding | 3,272 | 3,272 | 3,272 | 3,272 | 3,272 | 3,272 | Upgrade
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| Shares Change (YoY) | -0.06% | - | -0.00% | - | - | - | Upgrade
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| EPS (Basic) | 3.66 | 3.39 | 3.25 | 3.76 | 2.08 | 2.49 | Upgrade
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| EPS (Diluted) | 3.66 | 3.39 | 3.25 | 3.76 | 2.08 | 2.49 | Upgrade
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| EPS Growth | 39.36% | 4.26% | -13.68% | 80.57% | -16.44% | 8.31% | Upgrade
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| Dividend Per Share | 1.000 | 1.000 | - | - | 0.808 | 0.606 | Upgrade
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| Dividend Growth | - | - | - | - | 33.33% | 0% | Upgrade
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| Effective Tax Rate | 50.01% | 46.74% | 41.95% | 32.52% | 42.31% | 41.18% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.