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The Bank of Punjab (PSX:BOP)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
33.39
+0.04 (0.12%)
At close: Jul 30, 2026

The Bank of Punjab Balance Sheet

Millions PKR. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
31,42541,28033,44446,38233,62536,381
Investment Securities
1,422,3641,767,1141,241,970633,217645,972499,502
Trading Asset Securities
2,9472,56791,05544,1256,36833,678
Total Investments
1,425,3111,769,6811,333,025677,342652,340533,180
Gross Loans
928,272928,623830,593858,532641,689539,671
Allowance for Loan Losses
-44,923-44,919-50,558-43,364-45,050-50,015
Other Adjustments to Gross Loans
--939.91-1,277-7,623-5,705-4,080
Net Loans
883,350882,764778,758807,545590,935485,577
Property, Plant & Equipment
43,72043,21741,50633,21930,34419,836
Other Intangible Assets
2,6512,7282,4882,0991,7771,108
Accrued Interest Receivable
66,60465,15958,41089,63035,91118,970
Other Receivables
10,4685,6263,49285,200--
Restricted Cash
51,65970,69267,33063,07344,42143,897
Other Current Assets
29,09921,31115,74617,28018,6989,359
Long-Term Deferred Tax Assets
16,0727,7249,20510,31514,58413,760
Other Real Estate Owned & Foreclosed
4,3714,2874,9591,9973,6775,849
Other Long-Term Assets
33,60436,27030,779382,12155,68629,355
Total Assets
2,598,3352,950,7402,379,1412,216,2041,481,9981,197,272

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
1,1041,4523,7492,2791,924823.27
Interest Bearing Deposits
1,530,2931,575,6941,356,1171,235,9261,011,474827,075
Non-Interest Bearing Deposits
401,291475,254353,447284,910215,825175,843
Total Deposits
1,931,5842,050,9481,709,5641,520,8361,227,2991,002,918
Short-Term Borrowings
346,444588,634364,363407,25032,74228,224
Current Portion of Long-Term Debt
-3,137676.229,6402,6749,391
Current Portion of Leases
109.07106.6146.3484.7285.03107.81
Current Income Taxes Payable
3,1813,4331,8074,5363,220755.47
Accrued Interest Payable
41,60742,09460,89363,05430,50114,449
Other Current Liabilities
35,20927,69220,41221,39923,59418,450
Long-Term Debt
66,19764,70876,70667,31562,72141,497
Long-Term Leases
18,14318,26116,95515,64314,2689,372
Long-Term Unearned Revenue
3,0832,0961,322---
Pension & Post-Retirement Benefits
217.34749.11451.41710.07183.34273.89
Other Long-Term Liabilities
54,94844,10929,98122,88717,82216,100
Total Liabilities
2,501,8272,847,4192,287,0252,135,6321,417,0341,142,362

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
32,71632,71632,71632,45329,74226,437
Additional Paid-In Capital
2,2152,2152,2152,2152,2152,215
Retained Earnings
58,06156,78448,45843,32334,96627,303
Comprehensive Income & Other
2,41910,5167,7721,819-2,587-1,632
Total Common Equity
95,411102,23191,16179,80964,33654,323
Minority Interest
1,0971,090954.31762.17627.81587.58
Shareholders' Equity
96,507103,32192,11580,57164,96454,910
Total Liabilities & Equity
2,598,3352,950,7402,379,1412,216,2041,481,9981,197,272

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
430,893674,847458,846499,932112,48988,592
Net Cash (Debt)
-389,337-408,645-319,354-266,099-56,546-15,433
Net Cash Growth
------
Net Cash Per Share
-119.01-124.91-97.61-81.34-17.28-4.72
Filing Date Shares Outstanding
3,2723,2723,2723,2723,2723,272
Total Common Shares Outstanding
3,2723,2723,2723,2723,2723,272
Book Value Per Share
29.1631.2527.8624.3919.6716.60
Tangible Book Value
92,75999,50388,67377,71062,55953,215
Tangible Book Value Per Share
28.3530.4127.1023.7519.1216.27