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The Bank of Punjab (PSX:BOP)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
30.65
+0.53 (1.76%)
At close: Sep 17, 2026

The Bank of Punjab Balance Sheet

Millions PKR. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
38,15841,28033,44446,38233,62536,381
Investment Securities
1,218,1481,767,1141,241,970633,217645,972499,502
Trading Asset Securities
2,7362,56791,05544,1256,36833,678
Total Investments
1,220,8841,769,6811,333,025677,342652,340533,180
Gross Loans
997,865928,623830,593858,532641,689539,671
Allowance for Loan Losses
-44,861-44,919-50,558-43,364-45,050-50,015
Other Adjustments to Gross Loans
--939.91-1,277-7,623-5,705-4,080
Net Loans
953,003882,764778,758807,545590,935485,577
Property, Plant & Equipment
43,41143,21741,50633,21930,34419,836
Other Intangible Assets
3,1272,7282,4882,0991,7771,108
Accrued Interest Receivable
65,47265,15958,41089,63035,91118,970
Other Receivables
12,2445,6263,49285,200--
Restricted Cash
69,24070,69267,33063,07344,42143,897
Other Current Assets
31,13721,31115,74617,28018,6989,359
Long-Term Deferred Tax Assets
15,0297,7249,20510,31514,58413,760
Other Real Estate Owned & Foreclosed
4,3624,2874,9591,9973,6775,849
Other Long-Term Assets
47,00236,27030,779382,12155,68629,355
Total Assets
2,503,0692,950,7402,379,1412,216,2041,481,9981,197,272

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
2,1131,4523,7492,2791,924823.27
Interest Bearing Deposits
1,601,7161,575,6941,356,1171,235,9261,011,474827,075
Non-Interest Bearing Deposits
551,763475,254353,447284,910215,825175,843
Total Deposits
2,153,4792,050,9481,709,5641,520,8361,227,2991,002,918
Short-Term Borrowings
26,172588,634364,363407,25032,74228,224
Current Portion of Long-Term Debt
-3,137676.229,6402,6749,391
Current Portion of Leases
82.69106.6146.3484.7285.03107.81
Current Income Taxes Payable
1,3573,4331,8074,5363,220755.47
Accrued Interest Payable
24,53342,09460,89363,05430,50114,449
Other Current Liabilities
36,09927,69220,41221,39923,59418,450
Long-Term Debt
65,22864,70876,70667,31562,72141,497
Long-Term Leases
18,19618,26116,95515,64314,2689,372
Long-Term Unearned Revenue
3,3352,0961,322---
Pension & Post-Retirement Benefits
390.37749.11451.41710.07183.34273.89
Other Long-Term Liabilities
68,02344,10929,98122,88717,82216,100
Total Liabilities
2,399,0082,847,4192,287,0252,135,6321,417,0341,142,362

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
32,71632,71632,71632,45329,74226,437
Additional Paid-In Capital
2,2152,2152,2152,2152,2152,215
Retained Earnings
62,77356,78448,45843,32334,96627,303
Comprehensive Income & Other
5,26910,5167,7721,819-2,587-1,632
Total Common Equity
102,974102,23191,16179,80964,33654,323
Minority Interest
1,0881,090954.31762.17627.81587.58
Shareholders' Equity
104,061103,32192,11580,57164,96454,910
Total Liabilities & Equity
2,503,0692,950,7402,379,1412,216,2041,481,9981,197,272

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
109,679674,847458,846499,932112,48988,592
Net Cash (Debt)
-44,025-408,645-319,354-266,099-56,546-15,433
Net Cash Growth
------
Net Cash Per Share
-13.46-124.91-97.61-81.34-17.28-4.72
Filing Date Shares Outstanding
3,2723,2723,2723,2723,2723,272
Total Common Shares Outstanding
3,2723,2723,2723,2723,2723,272
Book Value Per Share
31.4831.2527.8624.3919.6716.60
Tangible Book Value
99,84799,50388,67377,71062,55953,215
Tangible Book Value Per Share
30.5230.4127.1023.7519.1216.27