The Bank of Punjab (PSX:BOP)
Pakistan · Delayed Price · Currency is PKR 33.96
+0.63 (1.89%)
At close: Nov 28, 2025
The Bank of Punjab Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 16,327 | 13,088 | 11,081 | 10,628 | 12,316 | 6,819 | Upgrade |
Depreciation & Amortization | 5,502 | 4,606 | 3,784 | 2,740 | 2,276 | 2,132 | Upgrade |
Other Amortization | 351.9 | 323.75 | 225.71 | 143.74 | 208.01 | 197.9 | Upgrade |
Gain (Loss) on Sale of Assets | -381.73 | -560.29 | -3,892 | -263.84 | -41.23 | -326.59 | Upgrade |
Gain (Loss) on Sale of Investments | -22,128 | -20,796 | -12,106 | -3,945 | -2,958 | -11,000 | Upgrade |
Total Asset Writedown | 345.81 | -158.48 | 596.11 | -1,274 | -112.47 | 286.78 | Upgrade |
Provision for Credit Losses | 776.64 | -3,786 | -1,459 | -4,965 | -1,810 | 6,074 | Upgrade |
Change in Trading Asset Securities | 30,654 | -38,744 | -37,644 | 27,146 | -14,357 | -9,189 | Upgrade |
Change in Other Net Operating Assets | -88,838 | 171,662 | -679.29 | -132,271 | -189,539 | 57,563 | Upgrade |
Other Operating Activities | -13.21 | 30,375 | -17,050 | 3,896 | 906.5 | 979.05 | Upgrade |
Operating Cash Flow | -56,760 | 156,412 | -56,874 | -97,824 | -192,870 | 53,824 | Upgrade |
Operating Cash Flow Growth | - | - | - | - | - | -35.40% | Upgrade |
Capital Expenditures | -5,002 | -5,877 | -4,478 | -3,839 | -1,843 | -1,069 | Upgrade |
Sale of Property, Plant and Equipment | 731.96 | 1,070 | 5,589 | 890.18 | 296.37 | 1,494 | Upgrade |
Investment in Securities | -240,121 | -339,406 | -217,091 | -132,931 | 38,338 | -185,059 | Upgrade |
Purchase / Sale of Intangibles | -681 | -801.51 | -665.15 | -812.53 | -620.51 | -93.12 | Upgrade |
Other Investing Activities | 316.9 | 356.49 | 568.78 | 710.41 | 378.14 | 134.79 | Upgrade |
Investing Cash Flow | -244,755 | -344,658 | -216,076 | -135,982 | 36,550 | -184,592 | Upgrade |
Long-Term Debt Issued | - | 621.5 | 15,498 | 9,418 | - | - | Upgrade |
Long-Term Debt Repaid | - | -2,978 | -4,877 | -2,123 | -1,484 | -3,176 | Upgrade |
Net Debt Issued (Repaid) | -3,464 | -2,357 | 10,621 | 7,294 | -1,484 | -3,176 | Upgrade |
Common Dividends Paid | -9,160 | -3,272 | - | - | -2,644 | -1,983 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 311,871 | 188,728 | 293,537 | 224,381 | 167,848 | 144,055 | Upgrade |
Other Financing Activities | - | - | - | - | 1,000 | - | Upgrade |
Financing Cash Flow | 299,247 | 183,100 | 304,158 | 231,675 | 164,721 | 138,895 | Upgrade |
Foreign Exchange Rate Adjustments | -464.22 | -464.22 | - | - | - | - | Upgrade |
Net Cash Flow | -2,256 | -5,611 | 31,208 | -2,131 | 8,401 | 8,127 | Upgrade |
Free Cash Flow | -61,762 | 150,535 | -61,351 | -101,664 | -194,713 | 52,755 | Upgrade |
Free Cash Flow Growth | - | - | - | - | - | -35.86% | Upgrade |
Free Cash Flow Margin | -64.12% | 201.85% | -104.74% | -219.28% | -491.95% | 178.03% | Upgrade |
Free Cash Flow Per Share | -18.88 | 46.01 | -18.75 | -31.07 | -59.52 | 16.13 | Upgrade |
Cash Interest Paid | 236,937 | 299,579 | 251,751 | 254.63 | 140.58 | 247.03 | Upgrade |
Cash Income Tax Paid | 13,136 | 11,052 | 7,679 | 5,003 | 6,197 | 4,855 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.