The Bank of Punjab Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	84,668	126,152	35,366	21,200	13,592	22,392
Market Cap Growth	107.04%	256.71%	66.82%	55.97%	-39.30%	-8.63%
Last Close Price	25.88	36.46	8.37	4.20	2.69	4.44
PE Ratio	5.50	8.20	2.70	1.91	1.28	1.82
PS Ratio	0.88	1.32	0.47	0.36	0.29	0.57
PB Ratio	0.82	1.22	0.38	0.26	0.21	0.41
P/FCF Ratio	-	-	0.24	-	-	-
P/OCF Ratio	-	-	0.23	-	-	-
Debt / Equity Ratio	6.53	6.53	4.98	6.21	1.73	1.61
Debt / FCF Ratio	-	-	3.05	-	-	-
Net Debt / Equity Ratio	3.96	3.96	3.47	3.30	0.87	0.28
Net Debt / FCF Ratio	-14.03	-14.03	2.12	-4.34	-0.56	-0.08
Return on Equity (ROE)	15.89%	15.89%	15.38%	15.47%	17.80%	23.11%
Return on Assets (ROA)	0.58%	0.58%	0.58%	0.61%	0.80%	1.08%
Earnings Yield	18.18%	12.20%	37.01%	52.27%	78.20%	55.00%
FCF Yield	-34.41%	-23.09%	425.65%	-289.40%	-747.97%	-869.56%
Dividend Yield	11.59%	6.86%	21.51%	23.82%	-	-
Payout Ratio	59.51%	59.51%	25.00%	-	-	21.47%
Total Shareholder Return	11.59%	6.86%	21.51%	23.82%	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.