The Bank of Punjab (PSX:BOP)

The Bank of Punjab Statistics

Total Valuation

PSX:BOP has a market cap or net worth of PKR 103.71 billion.

Market Cap	103.71B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, February 17, 2026.

Earnings Date	Feb 17, 2026
Ex-Dividend Date	Mar 19, 2026

Share Statistics

PSX:BOP has 3.27 billion shares outstanding. The number of shares has decreased by -0.10% in one year.

Current Share Class	3.27B
Shares Outstanding	3.27B
Shares Change (YoY)	-0.10%
Shares Change (QoQ)	-0.27%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	2.29%
Float	1.14B

Valuation Ratios

The trailing PE ratio is 6.73 and the forward PE ratio is 6.10.

PE Ratio	6.73
Forward PE	6.10
PS Ratio	1.08
PB Ratio	1.00
P/TBV Ratio	1.04
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-23.14
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.89%.

Return on Equity (ROE)	15.89%
Return on Assets (ROA)	0.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.37%
Revenue Per Employee	7.80M
Profits Per Employee	1.25M
Employee Count	12,333
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:BOP has paid 19.86 billion in taxes.

Income Tax	19.86B
Effective Tax Rate	56.12%

Stock Price Statistics

The stock price has increased by +148.43% in the last 52 weeks. The beta is 1.09, so PSX:BOP's price volatility has been similar to the market average.

Beta (5Y)	1.09
52-Week Price Change	+148.43%
50-Day Moving Average	38.59
200-Day Moving Average	26.18
Relative Strength Index (RSI)	36.11
Average Volume (20 Days)	40,470,883

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:BOP had revenue of PKR 96.15 billion and earned 15.39 billion in profits. Earnings per share was 4.71.

Revenue	96.15B
Gross Profit	96.15B
Operating Income	35.39B
Pretax Income	35.39B
Net Income	15.39B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.71

Balance Sheet

The company has 111.97 billion in cash and 673.99 billion in debt, with a net cash position of -562.02 billion or -171.79 per share.

Cash & Cash Equivalents	111.97B
Total Debt	673.99B
Net Cash	-562.02B
Net Cash Per Share	-171.79
Equity (Book Value)	103.32B
Book Value Per Share	31.37
Working Capital	-1,942.49B

Cash Flow

In the last 12 months, operating cash flow was -24.74 billion and capital expenditures -4.39 billion, giving a free cash flow of -29.13 billion.

Operating Cash Flow	-24.74B
Capital Expenditures	-4.39B
Free Cash Flow	-29.13B
FCF Per Share	-8.90

Margins

Gross Margin	n/a
Operating Margin	36.81%
Pretax Margin	36.81%
Profit Margin	16.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.00, which amounts to a dividend yield of 9.46%.

Dividend Per Share	3.00
Dividend Yield	9.46%
Dividend Growth (YoY)	38.89%
Years of Dividend Growth	3
Payout Ratio	59.51%
Buyback Yield	0.10%
Shareholder Yield	9.56%
Earnings Yield	14.84%
FCF Yield	-28.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 21, 2023. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 21, 2023
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2