The Bank of Punjab (PSX:BOP)

The Bank of Punjab Statistics

Total Valuation

PSX:BOP has a market cap or net worth of PKR 84.67 billion.

Market Cap	84.67B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, April 28, 2026.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	Mar 19, 2026

Share Statistics

PSX:BOP has 3.27 billion shares outstanding.

Current Share Class	3.27B
Shares Outstanding	3.27B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.13%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	2.29%
Float	1.14B

Valuation Ratios

The trailing PE ratio is 5.50 and the forward PE ratio is 4.98.

PE Ratio	5.50
Forward PE	4.98
PS Ratio	0.88
PB Ratio	0.82
P/TBV Ratio	0.85
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-23.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.89%.

Return on Equity (ROE)	15.89%
Return on Assets (ROA)	0.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.06%
Revenue Per Employee	7.42M
Profits Per Employee	1.19M
Employee Count	12,924
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:BOP has paid 19.86 billion in taxes.

Income Tax	19.86B
Effective Tax Rate	56.12%

Stock Price Statistics

The stock price has increased by +118.95% in the last 52 weeks. The beta is 0.96, so PSX:BOP's price volatility has been similar to the market average.

Beta (5Y)	0.96
52-Week Price Change	+118.95%
50-Day Moving Average	35.16
200-Day Moving Average	27.40
Relative Strength Index (RSI)	35.72
Average Volume (20 Days)	30,400,095

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:BOP had revenue of PKR 95.91 billion and earned 15.39 billion in profits. Earnings per share was 4.71.

Revenue	95.91B
Gross Profit	94.54B
Operating Income	35.15B
Pretax Income	35.39B
Net Income	15.39B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.71

Balance Sheet

The company has 266.20 billion in cash and 674.85 billion in debt, with a net cash position of -408.65 billion or -124.91 per share.

Cash & Cash Equivalents	266.20B
Total Debt	674.85B
Net Cash	-408.65B
Net Cash Per Share	-124.91
Equity (Book Value)	103.32B
Book Value Per Share	31.25
Working Capital	-2,284.22B

Cash Flow

In the last 12 months, operating cash flow was -24.74 billion and capital expenditures -4.39 billion, giving a free cash flow of -29.13 billion.

Operating Cash Flow	-24.74B
Capital Expenditures	-4.39B
Depreciation & Amortization	n/a
Net Borrowing	-3.57B
Free Cash Flow	-29.13B
FCF Per Share	-8.90

Margins

Gross Margin	n/a
Operating Margin	36.65%
Pretax Margin	36.90%
Profit Margin	16.05%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.00, which amounts to a dividend yield of 11.59%.

Dividend Per Share	3.00
Dividend Yield	11.59%
Dividend Growth (YoY)	38.89%
Years of Dividend Growth	3
Payout Ratio	59.51%
Buyback Yield	n/a
Shareholder Yield	11.59%
Earnings Yield	18.18%
FCF Yield	-34.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 21, 2023. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 21, 2023
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2