The Bank of Punjab (PSX:BOP)

The Bank of Punjab Statistics

Total Valuation

PSX:BOP has a market cap or net worth of PKR 61.11 billion.

Market Cap	61.11B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, August 27, 2025.

Earnings Date	Aug 27, 2025
Ex-Dividend Date	Sep 10, 2025

Share Statistics

PSX:BOP has 3.27 billion shares outstanding. The number of shares has increased by 0.19% in one year.

Current Share Class	3.27B
Shares Outstanding	3.27B
Shares Change (YoY)	+0.19%
Shares Change (QoQ)	+0.31%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	2.04%
Float	1.14B

Valuation Ratios

The trailing PE ratio is 4.11 and the forward PE ratio is 4.13.

PE Ratio	4.11
Forward PE	4.13
PS Ratio	0.68
PB Ratio	0.64
P/TBV Ratio	0.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.40%.

Return on Equity (ROE)	17.40%
Return on Assets (ROA)	0.64%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	7.29M
Profits Per Employee	1.20M
Employee Count	12,333
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:BOP has paid 16.82 billion in taxes.

Income Tax	16.82B
Effective Tax Rate	52.89%

Stock Price Statistics

The stock price has increased by +266.28% in the last 52 weeks. The beta is 0.56, so PSX:BOP's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+266.28%
50-Day Moving Average	14.33
200-Day Moving Average	11.42
Relative Strength Index (RSI)	72.77
Average Volume (20 Days)	62,407,992

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:BOP had revenue of PKR 89.90 billion and earned 14.86 billion in profits. Earnings per share was 4.54.

Revenue	89.90B
Gross Profit	88.57B
Operating Income	31.71B
Pretax Income	31.81B
Net Income	14.86B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.54

Balance Sheet

The company has 90.84 billion in cash and 288.39 billion in debt, giving a net cash position of -197.55 billion or -60.38 per share.

Cash & Cash Equivalents	90.84B
Total Debt	288.39B
Net Cash	-197.55B
Net Cash Per Share	-60.38
Equity (Book Value)	95.51B
Book Value Per Share	28.89
Working Capital	-1,972.87B

Cash Flow

In the last 12 months, operating cash flow was -248.97 billion and capital expenditures -5.93 billion, giving a free cash flow of -254.90 billion.

Operating Cash Flow	-248.97B
Capital Expenditures	-5.93B
Free Cash Flow	-254.90B
FCF Per Share	-77.91

Margins

Gross Margin	n/a
Operating Margin	35.27%
Pretax Margin	35.38%
Profit Margin	16.53%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 10.71%.

Dividend Per Share	2.00
Dividend Yield	10.71%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	39.63%
Buyback Yield	-0.19%
Shareholder Yield	9.99%
Earnings Yield	24.32%
FCF Yield	-417.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 21, 2023. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 21, 2023
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2