First Al-Noor Modaraba (PSX:FANM)

Pakistan · Delayed Price · Currency is PKR

10.02

-0.02 (-0.20%)

At close: Oct 19, 2026

First Al-Noor Modaraba Financials Overview

Financials in millions PKR. Fiscal year is July - June.

Millions PKR. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Revenue	35.14	35.14	43.66	33.48	35.32	37.65
Revenue Growth	-19.51%	-19.51%	30.41%	-5.20%	-6.20%	40.54%
Gross Profit	34.2	34.2	42.59	32.9	34.8	37.21
Operating Income	-2.58	-2.58	7.16	0.51	7.68	10.7
Net Income	-2.8	-2.8	2.41	0.39	0.53	2.31
Earnings Per Share	-0.12	-0.12	0.10	0.02	0.02	0.10
EPS Growth	-	-	518.59%	-27.02%	-76.82%	252.43%

Revenue by Segment

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Financing	1.38	1.38	2.84	8.36	16.56	16.52
Trading	18.31	18.31	15.82	-6.76	2.8	13.3
Investment	16.76	16.76	25.65	33.26	15.96	6.97
Total	36.45	36.45	44.3	34.86	35.32	37.65

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Net Cash (Debt)	120.66	120.66	177.49	137.76	82.41	197.93
Net Cash Growth	-32.02%	-32.02%	28.84%	67.15%	-58.36%	46.22%
Net Cash Per Share	5.22	5.22	7.68	5.96	3.57	8.57
Cash & Investments	120.66	120.66	177.49	137.76	82.41	197.93

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Operating Cash Flow	-48.75	-48.75	40.12	68.26	-73.08	36.11
Capital Expenditures	-21.34	-21.34	-0.91	-0.1	-0.34	-0.72
Free Cash Flow	-70.09	-70.09	39.21	68.15	-73.42	35.39
Free Cash Flow Growth	-	-	-42.46%	-	-	-22.97%

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Gross Margin	97.31%	97.31%	97.55%	98.27%	98.54%	98.84%
Operating Margin	-7.34%	-7.34%	16.40%	1.53%	21.75%	28.42%
Pretax Margin	-5.16%	-5.16%	12.29%	12.15%	10.20%	9.07%
Profit Margin	-7.97%	-7.97%	5.53%	1.17%	1.51%	6.13%
FCF Margin	-199.44%	-199.44%	89.81%	203.57%	-207.89%	93.99%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Oct '26 Oct 19, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
PE Ratio	-	-	43.94	207.25	133.10	31.96
P/FCF Ratio	-	-	2.70	1.19	-	2.08
PS Ratio	6.59	4.62	2.43	2.42	2.02	1.96