First Al-Noor Modaraba (PSX:FANM)

First Al-Noor Modaraba Statistics

Total Valuation

PSX:FANM has a market cap or net worth of PKR 133.06 million. The enterprise value is 45.76 million.

Market Cap	133.06M
Enterprise Value	45.76M

Important Dates

The last earnings date was Tuesday, February 17, 2026.

Earnings Date	Feb 17, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:FANM has 23.10 million shares outstanding.

Current Share Class	23.10M
Shares Outstanding	23.10M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+3.52%
Owned by Insiders (%)	24.50%
Owned by Institutions (%)	n/a
Float	9.79M

Valuation Ratios

The trailing PE ratio is 14.62.

PE Ratio	14.62
Forward PE	n/a
PS Ratio	2.87
PB Ratio	0.50
P/TBV Ratio	0.50
P/FCF Ratio	n/a
P/OCF Ratio	11.94
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.10, with an EV/FCF ratio of -16.78.

EV / Earnings	5.03
EV / Sales	0.99
EV / EBITDA	4.10
EV / EBIT	4.32
EV / FCF	-16.78

Financial Position

The company has a current ratio of 22.26

Current Ratio	22.26
Quick Ratio	8.15
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	453.16

Financial Efficiency

Return on equity (ROE) is 3.50% and return on invested capital (ROIC) is 6.54%.

Return on Equity (ROE)	3.50%
Return on Assets (ROA)	2.13%
Return on Invested Capital (ROIC)	6.54%
Return on Capital Employed (ROCE)	3.47%
Weighted Average Cost of Capital (WACC)	8.63%
Revenue Per Employee	5.15M
Profits Per Employee	1.01M
Employee Count	9
Asset Turnover	0.17
Inventory Turnover	0.01

Taxes

In the past 12 months, PSX:FANM has paid 4.28 million in taxes.

Income Tax	4.28M
Effective Tax Rate	31.97%

Stock Price Statistics

The stock price has increased by +75.61% in the last 52 weeks. The beta is 0.80, so PSX:FANM's price volatility has been lower than the market average.

Beta (5Y)	0.80
52-Week Price Change	+75.61%
50-Day Moving Average	7.89
200-Day Moving Average	6.56
Relative Strength Index (RSI)	27.25
Average Volume (20 Days)	32,321

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:FANM had revenue of PKR 46.36 million and earned 9.10 million in profits. Earnings per share was 0.39.

Revenue	46.36M
Gross Profit	45.29M
Operating Income	9.45M
Pretax Income	13.38M
Net Income	9.10M
EBITDA	10.01M
EBIT	9.45M
Earnings Per Share (EPS)	0.39

Balance Sheet

The company has 87.30 million in cash and n/a in debt, with a net cash position of 87.30 million or 3.78 per share.

Cash & Cash Equivalents	87.30M
Total Debt	n/a
Net Cash	87.30M
Net Cash Per Share	3.78
Equity (Book Value)	264.88M
Book Value Per Share	11.47
Working Capital	237.46M

Cash Flow

In the last 12 months, operating cash flow was 11.14 million and capital expenditures -13.87 million, giving a free cash flow of -2.73 million.

Operating Cash Flow	11.14M
Capital Expenditures	-13.87M
Free Cash Flow	-2.73M
FCF Per Share	-0.12

Margins

Gross margin is 97.69%, with operating and profit margins of 20.39% and 19.63%.

Gross Margin	97.69%
Operating Margin	20.39%
Pretax Margin	28.85%
Profit Margin	19.63%
EBITDA Margin	21.60%
EBIT Margin	20.39%
FCF Margin	n/a

Dividends & Yields

PSX:FANM does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	6.84%
FCF Yield	-2.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 24, 2022. It was a forward split with a ratio of 1.1.

Last Split Date	Oct 24, 2022
Split Type	Forward
Split Ratio	1.1

Scores

PSX:FANM has an Altman Z-Score of 5.56 and a Piotroski F-Score of 5.

Altman Z-Score	5.56
Piotroski F-Score	5