First Al-Noor Modaraba (PSX:FANM)

First Al-Noor Modaraba Statistics

Total Valuation

PSX:FANM has a market cap or net worth of PKR 196.12 million. The enterprise value is -54.30 million.

Market Cap	196.12M
Enterprise Value	-54.30M

Important Dates

The next estimated earnings date is Sunday, February 22, 2026.

Earnings Date	Feb 22, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:FANM has 23.10 million shares outstanding. The number of shares has decreased by -2.22% in one year.

Current Share Class	23.10M
Shares Outstanding	23.10M
Shares Change (YoY)	-2.22%
Shares Change (QoQ)	-4.40%
Owned by Insiders (%)	24.50%
Owned by Institutions (%)	n/a
Float	9.79M

Valuation Ratios

The trailing PE ratio is 11.57.

PE Ratio	11.57
Forward PE	n/a
PS Ratio	3.29
PB Ratio	0.73
P/TBV Ratio	0.73
P/FCF Ratio	3.97
P/OCF Ratio	3.90
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-3.20
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-1.10

Financial Position

The company has a current ratio of 23.14

Current Ratio	23.14
Quick Ratio	22.36
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	17,146.46

Financial Efficiency

Return on equity (ROE) is 6.54% and return on invested capital (ROIC) is 5.05%.

Return on Equity (ROE)	6.54%
Return on Assets (ROA)	4.74%
Return on Invested Capital (ROIC)	5.05%
Return on Capital Employed (ROCE)	7.57%
Revenue Per Employee	6.62M
Profits Per Employee	1.89M
Employee Count	9
Asset Turnover	0.22
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:FANM has paid 5.38 million in taxes.

Income Tax	5.38M
Effective Tax Rate	24.07%

Stock Price Statistics

The stock price has increased by +154.19% in the last 52 weeks. The beta is 0.98, so PSX:FANM's price volatility has been similar to the market average.

Beta (5Y)	0.98
52-Week Price Change	+154.19%
50-Day Moving Average	8.16
200-Day Moving Average	5.03
Relative Strength Index (RSI)	56.87
Average Volume (20 Days)	149,712

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:FANM had revenue of PKR 59.57 million and earned 16.98 million in profits. Earnings per share was 0.73.

Revenue	59.57M
Gross Profit	58.40M
Operating Income	20.95M
Pretax Income	22.36M
Net Income	16.98M
EBITDA	21.47M
EBIT	20.95M
Earnings Per Share (EPS)	0.73

Balance Sheet

The company has 250.42 million in cash and n/a in debt, giving a net cash position of 250.42 million or 10.84 per share.

Cash & Cash Equivalents	250.42M
Total Debt	n/a
Net Cash	250.42M
Net Cash Per Share	10.84
Equity (Book Value)	269.31M
Book Value Per Share	11.66
Working Capital	252.46M

Cash Flow

In the last 12 months, operating cash flow was 50.31 million and capital expenditures -911,571, giving a free cash flow of 49.40 million.

Operating Cash Flow	50.31M
Capital Expenditures	-911,571
Free Cash Flow	49.40M
FCF Per Share	2.14

Margins

Gross margin is 98.04%, with operating and profit margins of 35.17% and 28.51%.

Gross Margin	98.04%
Operating Margin	35.17%
Pretax Margin	37.54%
Profit Margin	28.51%
EBITDA Margin	36.04%
EBIT Margin	35.17%
FCF Margin	82.92%

Dividends & Yields

PSX:FANM does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.22%
Shareholder Yield	2.22%
Earnings Yield	8.66%
FCF Yield	25.19%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 24, 2022. It was a forward split with a ratio of 1.1.

Last Split Date	Oct 24, 2022
Split Type	Forward
Split Ratio	1.1

Scores

PSX:FANM has an Altman Z-Score of 4.66 and a Piotroski F-Score of 6.

Altman Z-Score	4.66
Piotroski F-Score	6