First Habib Modaraba (PSX:FHAM)
Pakistan · Delayed Price · Currency is PKR 27.98
+0.13 (0.47%)
At close: Nov 6, 2026
First Habib Modaraba Cash Flow Statement
Financials in millions PKR. Fiscal year is July - June.
Millions PKR. Fiscal year is Jul - Jun.
Operating Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Income | 770.15 | 747.92 | 901.5 | 690.2 | 519.63 | 382.12 |
Depreciation & Amortization | 30.49 | 29.71 | 24.99 | 17.67 | 19.24 | 18.32 |
Other Amortization | 4.1 | 4.1 | 3.79 | 0.65 | 47.04 | 288.15 |
Asset Writedown & Restructuring Costs | - | - | - | - | - | 0.14 |
Provision for Credit Losses | -59.87 | -41.55 | 124.93 | 308.46 | 316.3 | 103.79 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -9,037 | -6,540 | -7,273 | -6,225 | -4,799 | -5,982 |
Change in Accounts Payable | 47.92 | 116.08 | 59.9 | 273.43 | 223.43 | 194.75 |
Change in Unearned Revenue | 18.4 | 22.62 | -23.39 | -3.95 | -37.14 | 63.22 |
Change in Income Taxes | - | - | - | - | 89.47 | -18.04 |
Change in Other Net Operating Assets | -1,252 | -1,009 | -400.98 | -432.88 | 1,152 | -109.52 |
Other Operating Activities | 221.49 | 254.2 | -312.39 | 311.69 | 479.67 | 451.29 |
Operating Cash Flow | -9,257 | -6,417 | -6,895 | -5,060 | -2,051 | -4,664 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Capital Expenditures | -24.77 | -21.22 | -27.02 | -51.31 | -11.48 | -17.56 |
Sale of Property, Plant & Equipment | 4.27 | 3.65 | 4.08 | 8.12 | 1.47 | 3.94 |
Sale (Purchase) of Intangibles | - | - | -2.12 | -10.19 | - | -0.18 |
Investment in Securities | 346.2 | 323.22 | -100 | 230.65 | -52.57 | -11.15 |
Other Investing Activities | 7.9 | 7.51 | 7.77 | 12.26 | 5.75 | 27.79 |
Investing Cash Flow | 333.6 | 313.16 | -117.28 | 189.53 | -56.83 | 2.83 |
Financing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Long-Term Debt Issued | - | 94,455 | 79,522 | 64,254 | 54,193 | 3,972 |
Total Debt Issued | 96,075 | 94,455 | 79,522 | 64,254 | 54,193 | 3,972 |
Long-Term Debt Repaid | - | -92,980 | -74,945 | -61,781 | -51,754 | -16.23 |
Lease Payments | -13.95 | -13.95 | -7.35 | -7.14 | -7.2 | -16.23 |
Total Debt Repaid | -94,165 | -92,980 | -74,945 | -61,781 | -51,754 | -16.23 |
Net Debt Issued (Repaid) | 1,909 | 1,474 | 4,577 | 2,473 | 2,439 | 3,956 |
Common Dividends Paid | - | -244.91 | -229.98 | -220 | -199 | -279.61 |
Other Financing Activities | 4.46 | - | - | - | - | - |
Financing Cash Flow | 1,914 | 1,229 | 4,347 | 2,253 | 2,240 | 3,676 |
Net Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Cash Flow | -7,010 | -4,874 | -2,665 | -2,617 | 131.75 | -985.12 |
Free Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Free Cash Flow | -9,282 | -6,438 | -6,922 | -5,111 | -2,062 | -4,682 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -585.73% | -419.38% | -449.77% | -372.40% | -247.85% | -891.25% |
Free Cash Flow Per Share | -83.74 | -58.09 | -62.46 | -46.12 | -18.61 | -46.45 |
Free Cash Flow After Leases | -9,296 | -6,452 | -6,930 | -5,118 | -2,070 | -4,698 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Cash Interest Paid | 3,292 | 3,029 | 3,598 | 3,296 | 2,104 | 761.53 |
Cash Income Tax Paid | 574.82 | 548.26 | 395.36 | 391.14 | 85.56 | 52.82 |