First Habib Modaraba (PSX:FHAM)

First Habib Modaraba Statistics

Total Valuation

PSX:FHAM has a market cap or net worth of PKR 3.88 billion.

Market Cap	3.88B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Sep 30, 2025

Share Statistics

PSX:FHAM has 110.83 million shares outstanding.

Current Share Class	110.83M
Shares Outstanding	110.83M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	5.45%
Float	40.30M

Valuation Ratios

The trailing PE ratio is 4.30.

PE Ratio	4.30
Forward PE	n/a
PS Ratio	2.52
PB Ratio	0.67
P/TBV Ratio	0.67
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.17, with a Debt / Equity ratio of 4.68.

Current Ratio	1.17
Quick Ratio	1.10
Debt / Equity	4.68
Debt / EBITDA	n/a
Debt / FCF	-3.91
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.55%.

Return on Equity (ROE)	16.55%
Return on Assets (ROA)	2.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	19.00M
Profits Per Employee	11.13M
Employee Count	81
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:FHAM has paid 343.75 million in taxes.

Income Tax	343.75M
Effective Tax Rate	27.61%

Stock Price Statistics

The stock price has increased by +106.37% in the last 52 weeks. The beta is 0.35, so PSX:FHAM's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	+106.37%
50-Day Moving Average	31.39
200-Day Moving Average	23.70
Relative Strength Index (RSI)	51.39
Average Volume (20 Days)	141,547

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:FHAM had revenue of PKR 1.54 billion and earned 901.50 million in profits. Earnings per share was 8.13.

Revenue	1.54B
Gross Profit	1.53B
Operating Income	1.02B
Pretax Income	1.25B
Net Income	901.50M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	8.13

Balance Sheet

The company has 1.13 billion in cash and 27.09 billion in debt, giving a net cash position of -25.96 billion or -234.28 per share.

Cash & Cash Equivalents	1.13B
Total Debt	27.09B
Net Cash	-25.96B
Net Cash Per Share	-234.28
Equity (Book Value)	5.78B
Book Value Per Share	52.19
Working Capital	4.88B

Cash Flow

In the last 12 months, operating cash flow was -6.90 billion and capital expenditures -27.02 million, giving a free cash flow of -6.92 billion.

Operating Cash Flow	-6.90B
Capital Expenditures	-27.02M
Free Cash Flow	-6.92B
FCF Per Share	-62.46

Margins

Gross margin is 99.57%, with operating and profit margins of 66.22% and 58.57%.

Gross Margin	99.57%
Operating Margin	66.22%
Pretax Margin	80.91%
Profit Margin	58.57%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.25, which amounts to a dividend yield of 6.43%.

Dividend Per Share	2.25
Dividend Yield	6.43%
Dividend Growth (YoY)	7.14%
Years of Dividend Growth	1
Payout Ratio	27.66%
Buyback Yield	n/a
Shareholder Yield	5.76%
Earnings Yield	23.24%
FCF Yield	-178.45%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 25, 2024. It was a reverse split with a ratio of 0.5.

Last Split Date	Apr 25, 2024
Split Type	Reverse
Split Ratio	0.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2