First Habib Modaraba (PSX:FHAM)

First Habib Modaraba Statistics

Total Valuation

PSX:FHAM has a market cap or net worth of PKR 3.31 billion.

Market Cap	3.31B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	Sep 30, 2025

Share Statistics

PSX:FHAM has 110.83 million shares outstanding.

Current Share Class	110.83M
Shares Outstanding	110.83M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	5.43%
Float	40.30M

Valuation Ratios

The trailing PE ratio is 4.07.

PE Ratio	4.07
Forward PE	n/a
PS Ratio	2.15
PB Ratio	0.56
P/TBV Ratio	0.56
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.16, with a Debt / Equity ratio of 5.27.

Current Ratio	1.16
Quick Ratio	1.09
Debt / Equity	5.27
Debt / EBITDA	n/a
Debt / FCF	-5.19
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.44% and return on invested capital (ROIC) is 1.92%.

Return on Equity (ROE)	14.44%
Return on Assets (ROA)	2.34%
Return on Invested Capital (ROIC)	1.92%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.54%
Revenue Per Employee	19.01M
Profits Per Employee	10.05M
Employee Count	81
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:FHAM has paid 375.77 million in taxes.

Income Tax	375.77M
Effective Tax Rate	31.59%

Stock Price Statistics

The stock price has increased by +44.49% in the last 52 weeks. The beta is 0.26, so PSX:FHAM's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+44.49%
50-Day Moving Average	32.40
200-Day Moving Average	31.50
Relative Strength Index (RSI)	43.79
Average Volume (20 Days)	13,218

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:FHAM had revenue of PKR 1.54 billion and earned 813.74 million in profits. Earnings per share was 7.34.

Revenue	1.54B
Gross Profit	1.53B
Operating Income	997.97M
Pretax Income	1.19B
Net Income	813.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	7.34

Balance Sheet

The company has 1.13 billion in cash and 31.16 billion in debt, with a net cash position of -30.04 billion or -271.03 per share.

Cash & Cash Equivalents	1.13B
Total Debt	31.16B
Net Cash	-30.04B
Net Cash Per Share	-271.03
Equity (Book Value)	5.92B
Book Value Per Share	53.40
Working Capital	5.29B

Cash Flow

In the last 12 months, operating cash flow was -5.99 billion and capital expenditures -13.81 million, giving a free cash flow of -6.01 billion.

Operating Cash Flow	-5.99B
Capital Expenditures	-13.81M
Depreciation & Amortization	27.84M
Net Borrowing	4.70B
Free Cash Flow	-6.01B
FCF Per Share	-54.21

Margins

Gross margin is 99.57%, with operating and profit margins of 64.81% and 52.84%.

Gross Margin	99.57%
Operating Margin	64.81%
Pretax Margin	77.25%
Profit Margin	52.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.25, which amounts to a dividend yield of 7.53%.

Dividend Per Share	2.25
Dividend Yield	7.53%
Dividend Growth (YoY)	7.14%
Years of Dividend Growth	2
Payout Ratio	30.31%
Buyback Yield	n/a
Shareholder Yield	7.53%
Earnings Yield	24.57%
FCF Yield	-181.42%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 29, 2024. It was a reverse split with a ratio of 0.5.

Last Split Date	Apr 29, 2024
Split Type	Reverse
Split Ratio	0.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2