The Pakistan Credit Rating Agency Limited (PSX:GEMPACRA)

PSX:GEMPACRA Ratios and Metrics

Market cap in millions PKR. Fiscal year is July - June.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 11, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Market Capitalization	2,534	1,234	-	-	-	-
Enterprise Value	2,445	1,148	-	-	-	-
Last Close Price	34.00	15.70	-	-	-	-
PE Ratio	19.91	10.94	-	-	-	-
PS Ratio	4.92	2.53	-	-	-	-
PB Ratio	10.93	7.68	-	-	-	-
P/TBV Ratio	10.94	7.75	-	-	-	-
P/FCF Ratio	22.71	9.57	-	-	-	-
P/OCF Ratio	22.47	9.45	-	-	-	-
EV/Sales Ratio	4.75	2.36	-	-	-	-
EV/EBITDA Ratio	12.76	6.99	-	-	-	-
EV/EBIT Ratio	13.85	7.34	-	-	-	-
EV/FCF Ratio	21.92	8.90	-	-	-	-
Debt / Equity Ratio	0.10	0.16	0.06	0.08	0.15	0.35
Debt / EBITDA Ratio	0.12	0.15	0.05	0.08	0.18	0.52
Debt / FCF Ratio	0.20	0.20	0.11	0.11	0.18	0.44
Net Debt / Equity Ratio	-0.52	-0.64	-0.59	-0.61	-0.46	-0.29
Net Debt / EBITDA Ratio	-0.68	-0.62	-0.54	-0.70	-0.58	-0.46
Net Debt / FCF Ratio	-1.08	-0.79	-1.13	-0.89	-0.53	-0.37
Asset Turnover	-	1.49	1.32	1.10	0.97	0.82
Quick Ratio	1.74	1.39	1.29	1.20	0.87	1.42
Current Ratio	1.77	1.42	1.33	1.46	1.28	1.44
Return on Equity (ROE)	-	73.72%	62.42%	72.82%	62.47%	34.83%
Return on Assets (ROA)	-	29.80%	27.96%	26.54%	21.65%	16.53%
Return on Invested Capital (ROIC)	111.33%	180.54%	153.24%	149.42%	90.05%	29.55%
Return on Capital Employed (ROCE)	69.50%	88.00%	103.00%	81.20%	72.30%	54.00%
Earnings Yield	5.02%	9.14%	-	-	-	-
FCF Yield	4.40%	10.45%	-	-	-	-
Dividend Yield	3.85%	8.34%	-	-	-	-
Payout Ratio	76.70%	86.54%	139.82%	72.38%	88.91%	234.79%
Total Shareholder Return	3.85%	8.34%	-	-	-	-

Source: S&P Global Market Intelligence. Standard template. Financial Sources.