The Pakistan Credit Rating Agency Limited (PSX:GEMPACRA)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
44.36
-2.88 (-6.10%)
At close: Sep 29, 2026

PSX:GEMPACRA Ratios and Metrics

Millions PKR. Fiscal year is Jul - Jun.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
3,5211,234----
Market Cap Growth
68.71%-----
Enterprise Value
3,3831,148----
Last Close Price
47.2415.70----

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
PE Ratio
28.1010.94----
PS Ratio
6.692.53----
PB Ratio
13.877.68----
P/TBV Ratio
13.887.75----
P/FCF Ratio
49.129.57----
P/OCF Ratio
45.919.45----

EV Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
EV/Sales Ratio
6.432.36----
EV/EBITDA Ratio
16.606.99----
EV/EBIT Ratio
17.977.34----
EV/FCF Ratio
47.198.90----

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Debt / Equity Ratio
0.080.160.060.080.150.35
Debt / EBITDA Ratio
0.100.150.050.080.180.52
Debt / FCF Ratio
0.280.200.110.110.180.44
Net Debt / Equity Ratio
-0.54-0.64-0.59-0.61-0.46-0.29
Net Debt / EBITDA Ratio
-0.74-0.62-0.54-0.70-0.58-0.46
Net Debt / FCF Ratio
-1.92-0.79-1.13-0.89-0.53-0.37
Asset Turnover
-1.491.321.100.970.82
Quick Ratio
1.871.391.291.200.871.42
Current Ratio
1.881.421.331.461.281.44
Return on Equity (ROE)
-73.72%62.42%72.82%62.47%34.83%
Return on Assets (ROA)
-29.80%27.96%26.54%21.65%16.53%
Return on Invested Capital (ROIC)
99.64%180.54%153.24%149.42%90.05%29.55%
Return on Capital Employed (ROCE)
67.60%88.00%103.00%81.20%72.30%54.00%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Earnings Yield
3.56%9.14%----
FCF Yield
2.04%10.45%----
Dividend Yield
2.95%8.34%----
Payout Ratio
-86.54%139.82%72.38%88.91%234.79%
Total Shareholder Return
2.77%8.34%----