The Pakistan Credit Rating Agency Limited (PSX:GEMPACRA)

PSX:GEMPACRA Ratios and Metrics

Market cap in millions PKR. Fiscal year is July - June.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 17, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Market Capitalization	2,161	1,234	-	-	-	-
Enterprise Value	2,041	1,148	-	-	-	-
Last Close Price	29.00	15.70	-	-	-	-
PE Ratio	16.98	10.94	-	-	-	-
PS Ratio	4.20	2.53	-	-	-	-
PB Ratio	9.33	7.68	-	-	-	-
P/TBV Ratio	9.34	7.75	-	-	-	-
P/FCF Ratio	19.37	9.57	-	-	-	-
P/OCF Ratio	19.17	9.45	-	-	-	-
EV/Sales Ratio	3.96	2.36	-	-	-	-
EV/EBITDA Ratio	10.65	6.99	-	-	-	-
EV/EBIT Ratio	11.56	7.34	-	-	-	-
EV/FCF Ratio	18.29	8.90	-	-	-	-
Debt / Equity Ratio	0.10	0.16	0.06	0.08	0.15	0.35
Debt / EBITDA Ratio	0.12	0.15	0.05	0.08	0.18	0.52
Debt / FCF Ratio	0.20	0.20	0.11	0.11	0.18	0.44
Net Debt / Equity Ratio	-0.52	-0.64	-0.59	-0.61	-0.46	-0.29
Net Debt / EBITDA Ratio	-0.68	-0.62	-0.54	-0.70	-0.58	-0.46
Net Debt / FCF Ratio	-1.08	-0.79	-1.13	-0.89	-0.53	-0.37
Asset Turnover	-	1.49	1.32	1.10	0.97	0.82
Quick Ratio	1.74	1.39	1.29	1.20	0.87	1.42
Current Ratio	1.77	1.42	1.33	1.46	1.28	1.44
Return on Equity (ROE)	-	73.72%	62.42%	72.82%	62.47%	34.83%
Return on Assets (ROA)	-	29.80%	27.96%	26.54%	21.65%	16.53%
Return on Invested Capital (ROIC)	111.33%	180.54%	153.24%	149.42%	90.05%	29.55%
Return on Capital Employed (ROCE)	69.50%	88.00%	103.00%	81.20%	72.30%	54.00%
Earnings Yield	5.89%	9.14%	-	-	-	-
FCF Yield	5.16%	10.45%	-	-	-	-
Dividend Yield	4.52%	8.34%	-	-	-	-
Payout Ratio	76.70%	86.54%	139.82%	72.38%	88.91%	234.79%
Total Shareholder Return	4.35%	8.34%	-	-	-	-

Source: S&P Global Market Intelligence. Standard template. Financial Sources.