The Pakistan Credit Rating Agency Limited (PSX:GEMPACRA)

PSX:GEMPACRA Statistics

Total Valuation

PSX:GEMPACRA has a market cap or net worth of PKR 2.00 billion. The enterprise value is 1.92 billion.

Market Cap	2.00B
Enterprise Value	1.92B

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

PSX:GEMPACRA has 74.53 million shares outstanding.

Current Share Class	74.53M
Shares Outstanding	74.53M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	57.60%
Owned by Institutions (%)	n/a
Float	7.45M

Valuation Ratios

The trailing PE ratio is 1.93.

PE Ratio	1.93
Forward PE	n/a
PS Ratio	4.55
PB Ratio	13.78
P/TBV Ratio	14.15
P/FCF Ratio	26.40
P/OCF Ratio	25.72
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.82, with an EV/FCF ratio of 25.27.

EV / Earnings	18.51
EV / Sales	4.35
EV / EBITDA	12.82
EV / EBIT	13.94
EV / FCF	25.27

Financial Position

The company has a current ratio of 1.33, with a Debt / Equity ratio of 0.06.

Current Ratio	1.33
Quick Ratio	1.29
Debt / Equity	0.06
Debt / EBITDA	0.05
Debt / FCF	0.11
Interest Coverage	67.92

Financial Efficiency

Return on equity (ROE) is 62.42% and return on invested capital (ROIC) is 52.84%.

Return on Equity (ROE)	62.42%
Return on Assets (ROA)	27.96%
Return on Invested Capital (ROIC)	52.84%
Return on Capital Employed (ROCE)	103.02%
Revenue Per Employee	5.19M
Profits Per Employee	1.22M
Employee Count	85
Asset Turnover	1.32
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:GEMPACRA has paid 49.82 million in taxes.

Income Tax	49.82M
Effective Tax Rate	32.46%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	82.51
Average Volume (20 Days)	197,939

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:GEMPACRA had revenue of PKR 440.92 million and earned 103.68 million in profits. Earnings per share was 13.91.

Revenue	440.92M
Gross Profit	439.07M
Operating Income	149.84M
Pretax Income	153.50M
Net Income	103.68M
EBITDA	157.50M
EBIT	149.84M
Earnings Per Share (EPS)	13.91

Balance Sheet

The company has 93.94 million in cash and 8.22 million in debt, giving a net cash position of 85.72 million or 1.15 per share.

Cash & Cash Equivalents	93.94M
Total Debt	8.22M
Net Cash	85.72M
Net Cash Per Share	1.15
Equity (Book Value)	145.45M
Book Value Per Share	19.52
Working Capital	49.41M

Cash Flow

In the last 12 months, operating cash flow was 77.94 million and capital expenditures -2.00 million, giving a free cash flow of 75.94 million.

Operating Cash Flow	77.94M
Capital Expenditures	-2.00M
Free Cash Flow	75.94M
FCF Per Share	1.02

Margins

Gross margin is 99.58%, with operating and profit margins of 33.98% and 23.51%.

Gross Margin	99.58%
Operating Margin	33.98%
Pretax Margin	34.81%
Profit Margin	23.51%
EBITDA Margin	35.72%
EBIT Margin	33.98%
FCF Margin	17.22%

Dividends & Yields

PSX:GEMPACRA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	139.82%
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	5.17%
FCF Yield	3.79%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

PSX:GEMPACRA has an Altman Z-Score of 3.7 and a Piotroski F-Score of 5.

Altman Z-Score	3.7
Piotroski F-Score	5