The Pakistan Credit Rating Agency Limited (PSX:GEMPACRA)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
25.23
0.00 (0.00%)
At close: Oct 21, 2025

PSX:GEMPACRA Statistics

Total Valuation

PSX:GEMPACRA has a market cap or net worth of PKR 1.88 billion. The enterprise value is 1.78 billion.

Market Cap1.88B
Enterprise Value 1.78B

Important Dates

The last earnings date was Monday, October 6, 2025.

Earnings Date Oct 6, 2025
Ex-Dividend Date Oct 20, 2025

Share Statistics

PSX:GEMPACRA has 74.53 million shares outstanding.

Current Share Class 74.53M
Shares Outstanding 74.53M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 57.60%
Owned by Institutions (%) 1.70%
Float 7.45M

Valuation Ratios

The trailing PE ratio is 16.67.

PE Ratio 16.67
Forward PE n/a
PS Ratio 3.86
PB Ratio 11.71
P/TBV Ratio 11.80
P/FCF Ratio 14.58
P/OCF Ratio 14.40
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.76, with an EV/FCF ratio of 13.79.

EV / Earnings 15.76
EV / Sales 3.65
EV / EBITDA 10.76
EV / EBIT 11.77
EV / FCF 13.79

Financial Position

The company has a current ratio of 1.42, with a Debt / Equity ratio of 0.16.

Current Ratio 1.42
Quick Ratio 1.39
Debt / Equity 0.16
Debt / EBITDA 0.15
Debt / FCF 0.20
Interest Coverage 368.88

Financial Efficiency

Return on equity (ROE) is 73.72% and return on invested capital (ROIC) is 57.45%.

Return on Equity (ROE) 73.72%
Return on Assets (ROA) 29.80%
Return on Invested Capital (ROIC) 57.45%
Return on Capital Employed (ROCE) 88.02%
Revenue Per Employee 5.94M
Profits Per Employee 1.38M
Employee Count82
Asset Turnover 1.49
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:GEMPACRA has paid 52.62 million in taxes.

Income Tax 52.62M
Effective Tax Rate 31.81%

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average 26.61
200-Day Moving Average n/a
Relative Strength Index (RSI) 46.64
Average Volume (20 Days) 14,927

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:GEMPACRA had revenue of PKR 487.42 million and earned 112.81 million in profits. Earnings per share was 1.51.

Revenue487.42M
Gross Profit 485.22M
Operating Income 156.49M
Pretax Income 165.44M
Net Income 112.81M
EBITDA 164.30M
EBIT 156.49M
Earnings Per Share (EPS) 1.51
Full Income Statement

Balance Sheet

The company has 128.34 million in cash and 26.20 million in debt, giving a net cash position of 102.14 million or 1.37 per share.

Cash & Cash Equivalents 128.34M
Total Debt 26.20M
Net Cash 102.14M
Net Cash Per Share 1.37
Equity (Book Value) 160.63M
Book Value Per Share 2.16
Working Capital 76.14M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 130.55 million and capital expenditures -1.59 million, giving a free cash flow of 128.96 million.

Operating Cash Flow 130.55M
Capital Expenditures -1.59M
Free Cash Flow 128.96M
FCF Per Share 1.73
Full Cash Flow Statement

Margins

Gross margin is 99.55%, with operating and profit margins of 32.11% and 23.15%.

Gross Margin 99.55%
Operating Margin 32.11%
Pretax Margin 33.94%
Profit Margin 23.15%
EBITDA Margin 33.71%
EBIT Margin 32.11%
FCF Margin 26.46%

Dividends & Yields

This stock pays an annual dividend of 1.31, which amounts to a dividend yield of 5.19%.

Dividend Per Share 1.31
Dividend Yield 5.19%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 86.54%
Buyback Yield n/a
Shareholder Yield 5.19%
Earnings Yield 6.00%
FCF Yield 6.86%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

PSX:GEMPACRA has an Altman Z-Score of 7.08 and a Piotroski F-Score of 6.

Altman Z-Score 7.08
Piotroski F-Score 6