Meezan Bank Income Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	428,095	494,310	431,821	232,245	110,077	106,594
Interest Income on Investments	371.5	626.54	635.02	629.48	542.47	241.54
Total Interest Income	428,466	494,937	432,456	232,875	110,620	106,836
Interest Paid on Deposits	166,992	207,267	205,327	110,426	41,172	41,765
Net Interest Income	261,474	287,670	227,128	122,449	69,448	65,071
Net Interest Income Growth (YoY)	-8.77%	26.66%	85.49%	76.32%	6.73%	39.01%
Gain (Loss) on Sale of Assets	370.86	370.86	451.99	215.77	149.41	155.48
Gain (Loss) on Sale of Investments	4,072	3,325	-698	-100.18	536.39	752.57
Other Non-Interest Income	35,853	26,705	22,737	18,374	14,022	9,366
Total Non-Interest Income	40,296	30,402	22,491	18,490	14,708	10,274
Non-Interest Income Growth (YoY)	51.77%	35.17%	21.64%	25.71%	43.16%	4.89%
Revenues Before Loan Losses	301,770	318,071	249,620	140,939	84,156	75,345
Provision for Loan Losses	10,656	8,922	7,040	4,177	992.83	8,210
Revenue	291,114	309,149	242,579	136,762	83,163	67,135
Revenue Growth (YoY)	-5.68%	27.44%	77.37%	64.45%	23.88%	28.08%
Salaries and Employee Benefits	3,905	4,165	3,246	1,634	829.25	895.82
Selling, General & Administrative	5,211	5,084	4,342	2,910	2,363	1,722
Other Non-Interest Expense	74,610	77,598	65,144	44,321	32,737	27,640
Total Non-Interest Expense	78,343	83,390	71,061	48,952	35,878	29,890
EBT Excluding Unusual Items	212,771	225,759	171,519	87,810	47,285	37,245
Asset Writedown	-300	-300	-300	-	-	-
Other Unusual Items	819.98	819.98	848.23	994.73	691.35	545.14
Pretax Income	213,291	226,279	172,067	88,805	47,977	37,790
Income Tax Expense	117,381	122,560	86,044	43,664	19,469	15,115
Earnings From Continuing Operations	95,910	103,719	86,023	45,141	28,508	22,675
Minority Interest in Earnings	-1,716	-1,030	-592.59	-204.56	-280.03	-278.11
Net Income	94,195	102,689	85,431	44,937	28,228	22,397
Net Income to Common	94,195	102,689	85,431	44,937	28,228	22,397
Net Income Growth	-10.02%	20.20%	90.11%	59.19%	26.03%	43.71%
Basic Shares Outstanding	1,796	1,793	1,790	1,790	1,790	1,790
Diluted Shares Outstanding	1,806	1,803	1,792	1,790	1,790	1,790
Shares Change (YoY)	0.27%	0.59%	0.11%	0.04%	0.00%	-
EPS (Basic)	52.45	57.28	47.72	25.11	15.77	12.51
EPS (Diluted)	52.16	56.96	47.66	25.10	15.77	12.51
EPS Growth	-10.26%	19.51%	89.88%	59.16%	26.01%	43.71%
Dividend Per Share	28.000	28.000	20.000	8.180	5.091	4.743
Dividend Growth	-3.45%	40.00%	144.50%	60.68%	7.33%	34.44%
Effective Tax Rate	55.03%	54.16%	50.01%	49.17%	40.58%	40.00%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.