Meezan Bank Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	90,925	90,717	102,689	85,431	44,937	28,228
Depreciation & Amortization	10,730	10,301	8,745	7,242	6,301	4,931
Other Amortization	842.12	842.12	715.06	560.7	469.67	368.64
Gain (Loss) on Sale of Assets	-480.65	-554.15	-370.86	-451.99	-215.77	-149.41
Gain (Loss) on Sale of Investments	-7.89	-17.61	-4.35	-571.97	806.66	214.62
Total Asset Writedown	300	300	300	300	-	24.49
Provision for Credit Losses	3,686	3,686	8,832	7,562	3,244	735.04
Change in Other Net Operating Assets	-19,933	63,518	-124,883	-193,360	373,763	-5,817
Other Operating Activities	-23,923	733.76	2,393	-29,130	6,583	5,186
Operating Cash Flow	61,096	166,889	-4,452	-123,681	436,269	33,802
Operating Cash Flow Growth	-	-	-	-	1190.66%	-
Capital Expenditures	-10,972	-11,167	-14,191	-15,057	-10,999	-6,219
Sale of Property, Plant and Equipment	936.79	1,087	601.55	676.21	375.05	253.7
Investment in Securities	-648,684	-742,220	-270,043	-266,199	-671,670	-187,603
Income (Loss) Equity Investments	-1,835	-3,387	-3,457	-1,672	87.37	-52.01
Purchase / Sale of Intangibles	-1,318	-1,375	-1,305	-1,058	-837.6	-782.71
Other Investing Activities	443.25	379.92	626.54	635.71	632.62	546.55
Investing Cash Flow	-659,595	-753,295	-284,311	-281,002	-682,499	-193,805
Long-Term Debt Issued	-	-	-	-	-	9,990
Long-Term Debt Repaid	-	-9,170	-4,466	-3,870	-3,781	-10,336
Net Debt Issued (Repaid)	-9,316	-9,170	-4,466	-3,870	-3,781	-345.55
Issuance of Common Stock	417.51	417.51	258.89	99.7	-	-
Common Dividends Paid	-61,601	-50,331	-52,819	-29,819	-7,908	-9,516
Net Increase (Decrease) in Deposit Accounts	739,198	717,754	367,163	558,951	202,599	201,459
Other Financing Activities	-1,033	-857.5	-661.15	-245	-192.5	-350
Financing Cash Flow	667,666	657,813	309,476	525,116	190,717	191,248
Net Cash Flow	69,156	71,395	20,726	120,434	-55,512	31,244
Free Cash Flow	50,123	155,722	-18,643	-138,738	425,270	27,583
Free Cash Flow Growth	-	-	-	-	1441.81%	-
Free Cash Flow Margin	17.21%	54.25%	-6.01%	-57.19%	310.96%	33.17%
Free Cash Flow Per Share	27.67	86.08	-10.34	-77.40	237.52	15.41
Cash Interest Paid	166,576	168,686	210,897	-	-	-
Cash Income Tax Paid	138,101	120,530	135,049	80,865	38,389	14,992

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.