Meezan Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	151,190	110,658	133,431	55,274	106,398
Investment Securities	2,606,037	1,873,074	1,578,342	1,287,314	624,333
Trading Asset Securities	4,815	7,441	-	2.49	976.64
Total Investments	2,610,852	1,880,515	1,578,342	1,287,316	625,310
Gross Loans	1,736,087	1,595,001	1,056,078	1,084,289	1,050,398
Allowance for Loan Losses	-45,348	-41,622	-30,370	-22,635	-19,251
Other Adjustments to Gross Loans	-37,480	-3,658	-29,071	-31,181	-34,659
Net Loans	1,653,260	1,549,720	996,637	1,030,473	996,488
Property, Plant & Equipment	73,001	68,849	59,163	40,625	34,186
Other Intangible Assets	2,421	2,291	1,750	1,451	1,246
Accrued Interest Receivable	74,572	87,108	105,205	69,005	49,009
Other Receivables	4,803	1,773	3,441	62.89	4.09
Restricted Cash	195,060	163,506	120,640	76,181	80,568
Other Current Assets	40,227	40,085	17,656	14,052	12,397
Long-Term Deferred Tax Assets	-	-	-	4,440	-
Other Real Estate Owned & Foreclosed	521.39	521.39	50.24	55	153.85
Other Long-Term Assets	12,865	6,498	2,239	2,141	1,052
Total Assets	4,819,935	3,912,189	3,019,316	2,581,901	1,907,659
Accrued Expenses	55,378	55,414	40,048	23,151	16,109
Interest Bearing Deposits	1,733,899	1,376,928	1,145,475	881,465	800,061
Non-Interest Bearing Deposits	1,568,439	1,207,655	1,071,945	777,005	655,810
Total Deposits	3,302,337	2,584,584	2,217,421	1,658,470	1,455,871
Short-Term Borrowings	202,963	162,143	126,490	110,097	102,575
Current Portion of Long-Term Debt	631,703	501,162	184,873	394,562	72,783
Current Portion of Leases	738.98	483.4	395.48	-	-
Current Income Taxes Payable	9,099	17,803	26,877	20,150	13,649
Accrued Interest Payable	12,320	12,979	18,055	13,631	4,693
Other Current Liabilities	100,754	141,635	56,078	56,903	47,363
Long-Term Debt	71,104	82,318	87,970	89,872	66,045
Long-Term Leases	28,150	25,803	22,017	12,916	13,262
Long-Term Unearned Revenue	9,813	4,964	3,291	55,805	1,474
Pension & Post-Retirement Benefits	2,707	2,279	1,647	1,260	981.91
Long-Term Deferred Tax Liabilities	2,706	11,648	3,661	-	72.19
Other Long-Term Liabilities	101,062	51,460	39,255	25,949	22,338
Total Liabilities	4,531,737	3,658,558	2,829,299	2,462,766	1,817,217
Common Stock	18,006	17,947	17,913	17,896	16,269
Additional Paid-In Capital	3,879	3,104	2,626	2,407	2,407
Retained Earnings	245,068	204,460	153,236	94,746	63,255
Comprehensive Income & Other	18,723	26,205	14,692	2,881	7,315
Total Common Equity	285,675	251,717	188,468	117,930	89,245
Minority Interest	2,523	1,914	1,550	1,204	1,197
Shareholders' Equity	288,198	253,630	190,017	119,135	90,442
Total Liabilities & Equity	4,819,935	3,912,189	3,019,316	2,581,901	1,907,659
Total Debt	934,659	771,910	421,745	607,447	254,666
Net Cash (Debt)	-778,654	-653,811	-288,314	-552,171	-147,292
Net Cash Per Share	-430.45	-362.63	-160.85	-308.40	-82.30
Filing Date Shares Outstanding	1,801	1,795	1,791	1,790	1,790
Total Common Shares Outstanding	1,801	1,795	1,791	1,790	1,790
Book Value Per Share	158.66	140.25	105.22	65.90	49.87
Tangible Book Value	283,255	249,426	186,718	116,479	87,999
Tangible Book Value Per Share	157.32	138.98	104.24	65.09	49.17

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.