Meezan Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	298,526	110,658	133,431	55,274	106,398	95,205
Investment Securities	2,525,138	1,873,074	1,578,342	1,287,314	624,333	438,796
Trading Asset Securities	-	5,779	-	2.49	976.64	-
Total Investments	2,525,138	1,878,853	1,578,342	1,287,316	625,310	438,796
Gross Loans	1,218,826	1,612,842	1,056,078	1,084,289	1,050,398	907,519
Allowance for Loan Losses	-45,181	-41,622	-30,370	-22,635	-19,251	-19,097
Other Adjustments to Gross Loans	-1,929	-21,500	-29,071	-31,181	-34,659	-33,821
Net Loans	1,171,716	1,549,720	996,637	1,030,473	996,488	854,601
Property, Plant & Equipment	71,091	68,849	59,163	40,625	34,186	23,882
Other Intangible Assets	3,389	2,291	1,750	1,451	1,246	757.06
Accrued Interest Receivable	-	87,108	105,205	69,005	49,009	41,033
Other Receivables	-	1,773	3,441	62.89	4.09	25.13
Restricted Cash	-	163,506	120,640	76,181	80,568	60,517
Other Current Assets	-	40,085	17,656	14,052	12,397	9,325
Long-Term Deferred Tax Assets	-	-	-	4,440	-	173.94
Other Real Estate Owned & Foreclosed	-	521.39	50.24	55	153.85	146.1
Other Long-Term Assets	179,651	6,498	2,239	2,141	1,052	1,166
Total Assets	4,249,510	3,910,527	3,019,316	2,581,901	1,907,659	1,526,561
Accrued Expenses	-	55,414	40,048	23,151	16,109	12,455
Interest Bearing Deposits	1,628,004	1,376,928	1,145,475	881,465	800,061	760,431
Non-Interest Bearing Deposits	1,547,643	1,207,655	1,071,945	777,005	655,810	493,981
Total Deposits	3,175,647	2,584,584	2,217,421	1,658,470	1,455,871	1,254,412
Short-Term Borrowings	178,668	160,482	126,490	110,097	102,575	70,406
Current Portion of Long-Term Debt	-	501,162	184,873	394,562	72,783	5,727
Current Portion of Leases	-	483.4	395.48	-	-	-
Current Income Taxes Payable	-	17,803	26,877	20,150	13,649	9,859
Accrued Interest Payable	-	12,979	18,055	13,631	4,693	4,019
Other Current Liabilities	59,891	141,635	56,078	56,903	47,363	35,241
Long-Term Debt	337,409	82,318	87,970	89,872	66,045	36,530
Long-Term Leases	27,846	25,803	22,017	12,916	13,262	6,685
Long-Term Unearned Revenue	-	4,964	3,291	55,805	1,474	870.87
Pension & Post-Retirement Benefits	-	2,279	1,647	1,260	981.91	709.79
Long-Term Deferred Tax Liabilities	5,580	11,648	3,661	-	72.19	-
Other Long-Term Liabilities	182,064	51,460	39,255	25,949	22,338	16,415
Total Liabilities	3,967,106	3,656,897	2,829,299	2,462,766	1,817,217	1,453,330
Common Stock	18,006	17,947	17,913	17,896	16,269	14,147
Additional Paid-In Capital	3,879	3,104	2,626	2,407	2,407	2,407
Retained Earnings	236,359	204,460	153,236	94,746	63,255	46,733
Comprehensive Income & Other	21,395	26,205	14,692	2,881	7,315	8,680
Total Common Equity	279,639	251,717	188,468	117,930	89,245	71,967
Minority Interest	2,765	1,914	1,550	1,204	1,197	1,265
Shareholders' Equity	282,404	253,630	190,017	119,135	90,442	73,231
Total Liabilities & Equity	4,249,510	3,910,527	3,019,316	2,581,901	1,907,659	1,526,561
Total Debt	543,924	770,248	421,745	607,447	254,666	119,348
Net Cash (Debt)	-245,398	-653,811	-288,314	-552,171	-147,292	-24,143
Net Cash Per Share	-135.88	-362.63	-160.85	-308.40	-82.30	-13.49
Filing Date Shares Outstanding	1,796	1,795	1,791	1,790	1,790	1,790
Total Common Shares Outstanding	1,796	1,795	1,791	1,790	1,790	1,790
Book Value Per Share	155.68	140.25	105.22	65.90	49.87	40.21
Tangible Book Value	276,250	249,426	186,718	116,479	87,999	71,209
Tangible Book Value Per Share	153.80	138.98	104.24	65.09	49.17	39.79

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.