Pakistan Reinsurance Company Limited (PSX:PAKRI)
17.08
-0.34 (-1.95%)
At close: Apr 13, 2026
PSX:PAKRI Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 9,069 | 10,855 | 9,323 | 7,929 | 7,226 |
Total Interest & Dividend Income | 3,487 | 3,227 | 2,423 | 1,540 | 1,071 |
Gain (Loss) on Sale of Investments | - | 447.35 | 203.3 | -39.34 | 30.51 |
Other Revenue | - | 487.72 | 482.68 | 217.18 | 75.58 |
| 12,557 | 15,017 | 12,432 | 9,647 | 8,403 | |
Revenue Growth (YoY) | -16.38% | 20.79% | 28.87% | 14.81% | 5.94% |
Policy Benefits | 5,399 | 5,436 | 4,707 | 4,312 | 3,778 |
Policy Acquisition & Underwriting Costs | 941.41 | 1,412 | 1,212 | 1,239 | 1,114 |
Selling, General & Administrative | 1,686 | 2,036 | 1,594 | 1,544 | 736.94 |
Provision for Bad Debts | 97.43 | -113.95 | 216.8 | -542.51 | 8.78 |
Other Operating Expenses | -7.64 | -326.09 | 333.19 | -208.73 | -148.28 |
Total Operating Expenses | 8,117 | 8,445 | 8,064 | 6,344 | 5,489 |
Operating Income | 4,439 | 6,573 | 4,369 | 3,303 | 2,914 |
Interest Expense | -6.74 | -2.53 | -2.35 | -2.41 | -2.46 |
Earnings From Equity Investments | - | 88.43 | 63.47 | 20.31 | 3.66 |
Currency Exchange Gain (Loss) | - | 56.91 | 671.62 | 138.24 | 66.67 |
Other Non Operating Income (Expenses) | 304.56 | -3.56 | 47.41 | 109.78 | -58.96 |
EBT Excluding Unusual Items | 4,737 | 6,712 | 5,149 | 3,569 | 2,923 |
Asset Writedown | - | 66.03 | 87.65 | - | 698.06 |
Other Unusual Items | - | 42.55 | - | - | - |
Pretax Income | 4,737 | 6,820 | 5,236 | 3,569 | 3,621 |
Income Tax Expense | 1,608 | 3,042 | 2,171 | 944.32 | 1,031 |
Net Income | 3,129 | 3,778 | 3,065 | 2,625 | 2,590 |
Net Income to Common | 3,129 | 3,778 | 3,065 | 2,625 | 2,590 |
Net Income Growth | -17.18% | 23.26% | 16.78% | 1.36% | 86.11% |
Shares Outstanding (Basic) | 899 | 900 | 900 | 900 | 900 |
Shares Outstanding (Diluted) | 899 | 900 | 900 | 900 | 900 |
Shares Change (YoY) | -0.09% | - | - | - | - |
EPS (Basic) | 3.48 | 4.20 | 3.41 | 2.92 | 2.88 |
EPS (Diluted) | 3.48 | 4.20 | 3.41 | 2.92 | 2.88 |
EPS Growth | -17.11% | 23.26% | 16.78% | 1.36% | 86.11% |
Free Cash Flow | -1,993 | 109.88 | 2,353 | 1,682 | 151.55 |
Free Cash Flow Per Share | -2.22 | 0.12 | 2.61 | 1.87 | 0.17 |
Dividend Per Share | 1.000 | 2.000 | 1.000 | 0.750 | 0.667 |
Dividend Growth | -50.00% | 100.00% | 33.33% | 12.49% | -19.99% |
Operating Margin | 35.36% | 43.77% | 35.14% | 34.24% | 34.68% |
Profit Margin | 24.92% | 25.16% | 24.66% | 27.21% | 30.82% |
Free Cash Flow Margin | -15.87% | 0.73% | 18.93% | 17.43% | 1.80% |
EBITDA | 4,768 | 6,631 | 4,417 | 3,335 | 2,920 |
EBITDA Margin | 37.97% | 44.16% | 35.53% | 34.56% | 34.76% |
D&A For EBITDA | 328.95 | 58.44 | 48.29 | 31.36 | 6.47 |
EBIT | 4,439 | 6,573 | 4,369 | 3,303 | 2,914 |
EBIT Margin | 35.36% | 43.77% | 35.14% | 34.24% | 34.68% |
Effective Tax Rate | 33.95% | 44.60% | 41.46% | 26.46% | 28.48% |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.