Security Investment Bank Limited (PSX:SIBL)

Security Investment Bank Statistics

Total Valuation

PSX:SIBL has a market cap or net worth of PKR 616.33 million. The enterprise value is 79.41 million.

Market Cap	616.33M
Enterprise Value	79.41M

Important Dates

The last earnings date was Thursday, August 28, 2025.

Earnings Date	Aug 28, 2025
Ex-Dividend Date	Apr 18, 2025

Share Statistics

PSX:SIBL has 59.15 million shares outstanding. The number of shares has increased by 0.69% in one year.

Current Share Class	59.15M
Shares Outstanding	59.15M
Shares Change (YoY)	+0.69%
Shares Change (QoQ)	+0.26%
Owned by Insiders (%)	53.52%
Owned by Institutions (%)	0.02%
Float	27.23M

Valuation Ratios

The trailing PE ratio is 10.27.

PE Ratio	10.27
Forward PE	n/a
PS Ratio	4.73
PB Ratio	0.79
P/TBV Ratio	0.79
P/FCF Ratio	4.81
P/OCF Ratio	3.51
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 0.95, with an EV/FCF ratio of 0.62.

EV / Earnings	1.32
EV / Sales	0.61
EV / EBITDA	0.95
EV / EBIT	1.39
EV / FCF	0.62

Financial Position

The company has a current ratio of 5.46

Current Ratio	5.46
Quick Ratio	5.20
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.62% and return on invested capital (ROIC) is 4.51%.

Return on Equity (ROE)	7.62%
Return on Assets (ROA)	3.94%
Return on Invested Capital (ROIC)	4.51%
Return on Capital Employed (ROCE)	7.01%
Revenue Per Employee	11.86M
Profits Per Employee	5.49M
Employee Count	11
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

Income Tax	-677,835
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +109.24% in the last 52 weeks. The beta is 0.32, so PSX:SIBL's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	+109.24%
50-Day Moving Average	10.67
200-Day Moving Average	9.03
Relative Strength Index (RSI)	53.71
Average Volume (20 Days)	47,435

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:SIBL had revenue of PKR 130.42 million and earned 60.38 million in profits. Earnings per share was 1.01.

Revenue	130.42M
Gross Profit	129.52M
Operating Income	57.23M
Pretax Income	59.70M
Net Income	60.38M
EBITDA	83.90M
EBIT	57.23M
Earnings Per Share (EPS)	1.01

Balance Sheet

The company has 536.92 million in cash and n/a in debt, giving a net cash position of 536.92 million or 9.08 per share.

Cash & Cash Equivalents	536.92M
Total Debt	n/a
Net Cash	536.92M
Net Cash Per Share	9.08
Equity (Book Value)	784.71M
Book Value Per Share	13.25
Working Capital	532.29M

Cash Flow

In the last 12 months, operating cash flow was 175.45 million and capital expenditures -47.24 million, giving a free cash flow of 128.22 million.

Operating Cash Flow	175.45M
Capital Expenditures	-47.24M
Free Cash Flow	128.22M
FCF Per Share	2.17

Margins

Gross margin is 99.31%, with operating and profit margins of 43.88% and 46.30%.

Gross Margin	99.31%
Operating Margin	43.88%
Pretax Margin	45.78%
Profit Margin	46.30%
EBITDA Margin	64.33%
EBIT Margin	43.88%
FCF Margin	98.31%

Dividends & Yields

This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 14.40%.

Dividend Per Share	1.50
Dividend Yield	14.40%
Dividend Growth (YoY)	200.00%
Years of Dividend Growth	n/a
Payout Ratio	119.10%
Buyback Yield	-0.69%
Shareholder Yield	13.71%
Earnings Yield	9.80%
FCF Yield	20.80%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 18, 2024. It was a forward split with a ratio of 1.15.

Last Split Date	Apr 18, 2024
Split Type	Forward
Split Ratio	1.15

Scores

PSX:SIBL has an Altman Z-Score of 2.99 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.99
Piotroski F-Score	4