Sindh Modaraba (PSX:SINDM)

Sindh Modaraba Income Statement

Financials in millions PKR. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest and Dividend Income	341.8	407.34	279.66	167.02	138.24
Net Interest Income	341.8	407.34	279.66	167.02	138.24
Revenue Before Loan Losses	341.8	407.34	279.66	167.02	138.24
Provision for Loan Losses	-4.77	-2.86	-2.55	13.26	13.51
Revenue	346.57	410.2	282.21	153.76	124.73
Revenue Growth (YoY)	-15.51%	45.35%	83.54%	23.28%	-22.00%
Salaries & Employee Benefits	-	-	-	-	-6.08
Cost of Services Provided	114.15	99.2	86.03	52.24	54.31
Other Operating Expenses	4.01	5.19	2.85	1.48	1.02
Total Operating Expenses	118.15	104.4	88.88	53.72	49.25
Operating Income	228.41	305.8	193.33	100.05	75.49
EBT Excluding Unusual Items	236.32	306.49	194.34	100.69	75.82
Pretax Income	236.38	306.49	194.58	100.69	75.82
Income Tax Expense	56.27	105.16	64.16	34.38	-
Net Income	180.11	201.33	130.41	66.31	75.82
Net Income to Common	180.11	201.33	130.41	66.31	75.82
Net Income Growth	-10.54%	54.38%	96.66%	-12.54%	-29.72%
Shares Outstanding (Basic)	45	45	45	45	45
Shares Outstanding (Diluted)	45	45	45	45	45
EPS (Basic)	4.00	4.47	2.90	1.47	1.68
EPS (Diluted)	4.00	4.47	2.90	1.47	1.68
EPS Growth	-10.54%	54.38%	96.66%	-12.54%	-29.72%
Free Cash Flow	-724.34	326.17	121.52	58.53	-27.3
Free Cash Flow Per Share	-16.10	7.25	2.70	1.30	-0.61
Dividend Per Share	1.350	1.250	1.250	1.200	1.000
Dividend Growth	8.00%	-	4.17%	20.00%	-25.93%
Operating Margin	65.91%	74.55%	68.51%	65.07%	60.52%
Profit Margin	51.97%	49.08%	46.21%	43.13%	60.79%
Free Cash Flow Margin	-209.01%	79.51%	43.06%	38.07%	-21.89%
Effective Tax Rate	23.80%	34.31%	32.98%	34.14%	-
Revenue as Reported	341.8	407.34	279.66	167.02	138.24

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.