Sindh Modaraba Income Statement

Financials in millions PKR. Fiscal year is July - June.

Millions PKR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	311.55	341.8	407.34	279.66	167.02	138.24
Net Interest Income	311.55	341.8	407.34	279.66	167.02	138.24
Revenue Before Loan Losses	311.55	341.8	407.34	279.66	167.02	138.24
Provision for Loan Losses	-15.88	-4.77	-2.86	-2.55	13.26	13.51
Revenue	327.44	346.57	410.2	282.21	153.76	124.73
Revenue Growth (YoY)	-15.35%	-15.51%	45.35%	83.54%	23.28%	-22.00%
Salaries & Employee Benefits	-	-	-	-	-	-6.08
Cost of Services Provided	121.61	114.15	99.2	86.03	52.24	54.31
Other Operating Expenses	3.56	4.01	5.19	2.85	1.48	1.02
Total Operating Expenses	125.17	118.15	104.4	88.88	53.72	49.25
Operating Income	202.26	228.41	305.8	193.33	100.05	75.49
EBT Excluding Unusual Items	210.25	236.32	306.49	194.34	100.69	75.82
Pretax Income	210.31	236.38	306.49	194.58	100.69	75.82
Income Tax Expense	60.76	56.27	105.16	64.16	34.38	-
Net Income	149.55	180.11	201.33	130.41	66.31	75.82
Net Income to Common	149.55	180.11	201.33	130.41	66.31	75.82
Net Income Growth	-23.27%	-10.54%	54.38%	96.66%	-12.54%	-29.72%
Shares Outstanding (Basic)	45	45	45	45	45	45
Shares Outstanding (Diluted)	45	45	45	45	45	45
EPS (Basic)	3.32	4.00	4.47	2.90	1.47	1.68
EPS (Diluted)	3.32	4.00	4.47	2.90	1.47	1.68
EPS Growth	-23.32%	-10.54%	54.38%	96.66%	-12.54%	-29.72%
Free Cash Flow	-501.49	-724.34	326.17	121.52	58.53	-27.3
Free Cash Flow Per Share	-11.14	-16.10	7.25	2.70	1.30	-0.61
Dividend Per Share	1.350	1.350	1.250	1.250	1.200	1.000
Dividend Growth	8.00%	8.00%	-	4.17%	20.00%	-25.93%
Operating Margin	61.77%	65.91%	74.55%	68.51%	65.07%	60.52%
Profit Margin	45.67%	51.97%	49.08%	46.21%	43.13%	60.79%
Free Cash Flow Margin	-153.16%	-209.01%	79.51%	43.06%	38.07%	-21.89%
Effective Tax Rate	28.89%	23.80%	34.31%	32.98%	34.14%	-
Revenue as Reported	311.55	341.8	407.34	279.66	167.02	138.24

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.