Sindh Modaraba (PSX:SINDM)

Sindh Modaraba Income Statement

Financials in millions PKR. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest and Dividend Income	324.34	341.8	407.34	279.66	167.02	138.24
Net Interest Income	324.34	341.8	407.34	279.66	167.02	138.24
Revenue Before Loan Losses	324.34	341.8	407.34	279.66	167.02	138.24
Provision for Loan Losses	-5.57	-4.77	-2.86	-2.55	13.26	13.51
Revenue	329.92	346.57	410.2	282.21	153.76	124.73
Revenue Growth (YoY)	-22.50%	-15.51%	45.35%	83.54%	23.28%	-22.00%
Salaries & Employee Benefits	-	-	-	-	-	-6.08
Cost of Services Provided	116.2	114.15	99.2	86.03	52.24	54.31
Other Operating Expenses	3.7	4.01	5.19	2.85	1.48	1.02
Total Operating Expenses	119.9	118.15	104.4	88.88	53.72	49.25
Operating Income	210.01	228.41	305.8	193.33	100.05	75.49
EBT Excluding Unusual Items	218.16	236.32	306.49	194.34	100.69	75.82
Pretax Income	218.22	236.38	306.49	194.58	100.69	75.82
Income Tax Expense	51	56.27	105.16	64.16	34.38	-
Net Income	167.22	180.11	201.33	130.41	66.31	75.82
Net Income to Common	167.22	180.11	201.33	130.41	66.31	75.82
Net Income Growth	-15.04%	-10.54%	54.38%	96.66%	-12.54%	-29.72%
Shares Outstanding (Basic)	45	45	45	45	45	45
Shares Outstanding (Diluted)	45	45	45	45	45	45
EPS (Basic)	3.71	4.00	4.47	2.90	1.47	1.68
EPS (Diluted)	3.71	4.00	4.47	2.90	1.47	1.68
EPS Growth	-15.28%	-10.54%	54.38%	96.66%	-12.54%	-29.72%
Free Cash Flow	-819.44	-724.34	326.17	121.52	58.53	-27.3
Free Cash Flow Per Share	-18.20	-16.10	7.25	2.70	1.30	-0.61
Dividend Per Share	1.350	1.350	1.250	1.250	1.200	1.000
Dividend Growth	8.00%	8.00%	-	4.17%	20.00%	-25.93%
Operating Margin	63.66%	65.91%	74.55%	68.51%	65.07%	60.52%
Profit Margin	50.69%	51.97%	49.08%	46.21%	43.13%	60.79%
Free Cash Flow Margin	-248.38%	-209.01%	79.51%	43.06%	38.07%	-21.89%
Effective Tax Rate	23.37%	23.80%	34.31%	32.98%	34.14%	-
Revenue as Reported	324.34	341.8	407.34	279.66	167.02	138.24

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.