Sindh Modaraba Income Statement

Financials in millions PKR. Fiscal year is July - June.

Millions PKR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	330.61	341.8	407.34	279.66	167.02	138.24
Net Interest Income	330.61	341.8	407.34	279.66	167.02	138.24
Revenue Before Loan Losses	330.61	341.8	407.34	279.66	167.02	138.24
Provision for Loan Losses	-10.49	-4.77	-2.86	-2.55	13.26	13.51
Revenue	341.1	346.57	410.2	282.21	153.76	124.73
Revenue Growth (YoY)	-3.49%	-15.51%	45.35%	83.54%	23.28%	-22.00%
Salaries & Employee Benefits	-	-	-	-	-	-6.08
Cost of Services Provided	126.43	114.15	99.2	86.03	52.24	54.31
Other Operating Expenses	3.65	4.01	5.19	2.85	1.48	1.02
Total Operating Expenses	130.08	118.15	104.4	88.88	53.72	49.25
Operating Income	211.02	228.41	305.8	193.33	100.05	75.49
EBT Excluding Unusual Items	215.47	236.32	306.49	194.34	100.69	75.82
Pretax Income	215.53	236.38	306.49	194.58	100.69	75.82
Income Tax Expense	66.12	56.27	105.16	64.16	34.38	-
Net Income	149.4	180.11	201.33	130.41	66.31	75.82
Net Income to Common	149.4	180.11	201.33	130.41	66.31	75.82
Net Income Growth	-13.42%	-10.54%	54.38%	96.66%	-12.54%	-29.72%
Shares Outstanding (Basic)	45	45	45	45	45	45
Shares Outstanding (Diluted)	120	45	45	45	45	45
EPS (Basic)	3.32	4.00	4.47	2.90	1.47	1.68
EPS (Diluted)	1.25	4.00	4.47	2.90	1.47	1.68
EPS Growth	-67.50%	-10.54%	54.38%	96.66%	-12.54%	-29.72%
Free Cash Flow	-808.41	-724.34	326.17	121.52	58.53	-27.3
Free Cash Flow Per Share	-6.76	-16.10	7.25	2.70	1.30	-0.61
Dividend Per Share	-	1.350	1.250	1.250	1.200	1.000
Dividend Growth	-	8.00%	-	4.17%	20.00%	-25.93%
Operating Margin	61.87%	65.91%	74.55%	68.51%	65.07%	60.52%
Profit Margin	43.80%	51.97%	49.08%	46.21%	43.13%	60.79%
Free Cash Flow Margin	-237.00%	-209.01%	79.51%	43.06%	38.07%	-21.89%
Effective Tax Rate	30.68%	23.80%	34.31%	32.98%	34.14%	-
Revenue as Reported	330.61	341.8	407.34	279.66	167.02	138.24

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.