United Bank Limited (PSX: UBL)
Pakistan
· Delayed Price · Currency is PKR
299.81
+1.96 (0.66%)
At close: Oct 11, 2024
United Bank Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
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Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
Interest Income on Loans | 863,966 | 535,212 | 257,830 | 152,761 | 156,079 | 157,278 | Upgrade
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Interest Income on Investments | 1,579 | 1,614 | 1,537 | 1,571 | 872.03 | 1,123 | Upgrade
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Total Interest Income | 865,545 | 536,826 | 259,366 | 154,332 | 156,951 | 158,401 | Upgrade
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Interest Paid on Deposits | 730,050 | 386,236 | 150,086 | 78,025 | 79,006 | 93,937 | Upgrade
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Net Interest Income | 135,495 | 150,590 | 109,280 | 76,307 | 77,945 | 64,464 | Upgrade
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Net Interest Income Growth (YoY) | 0.50% | 37.80% | 43.21% | -2.10% | 20.91% | 8.11% | Upgrade
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Gain (Loss) on Sale of Assets | 254.38 | 489.7 | 183.73 | 36.46 | 70.36 | 120.92 | Upgrade
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Gain (Loss) on Sale of Investments | 10,998 | -11,581 | 560.59 | 3,478 | 610.23 | 216.67 | Upgrade
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Other Non-Interest Income | 34,929 | 33,435 | 34,723 | 19,236 | 17,292 | 22,097 | Upgrade
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Total Non-Interest Income | 46,181 | 22,344 | 35,468 | 22,750 | 17,972 | 22,435 | Upgrade
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Non-Interest Income Growth (YoY) | 26.84% | -37.00% | 55.90% | 26.58% | -19.89% | -7.78% | Upgrade
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Revenues Before Loan Losses | 181,676 | 172,934 | 144,748 | 99,057 | 95,918 | 86,899 | Upgrade
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Provision for Loan Losses | -16,508 | -11,133 | 17,599 | -1,252 | 17,256 | 7,314 | Upgrade
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Revenue | 198,184 | 184,067 | 127,149 | 100,309 | 78,662 | 79,585 | Upgrade
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Revenue Growth (YoY) | 30.39% | 44.76% | 26.76% | 27.52% | -1.16% | 11.30% | Upgrade
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Salaries and Employee Benefits | 2,368 | 2,159 | 1,353 | 1,035 | 873.97 | 747.86 | Upgrade
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Selling, General & Administrative | 5,313 | 4,550 | 3,361 | 2,739 | 2,147 | 2,094 | Upgrade
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Other Non-Interest Expense | 71,337 | 65,784 | 53,350 | 44,907 | 41,763 | 41,789 | Upgrade
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Total Non-Interest Expense | 79,386 | 73,482 | 58,713 | 48,338 | 44,280 | 43,855 | Upgrade
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EBT Excluding Unusual Items | 118,797 | 110,585 | 68,435 | 51,970 | 34,382 | 35,731 | Upgrade
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Asset Writedown | - | - | - | 196.89 | - | - | Upgrade
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Pretax Income | 118,797 | 110,585 | 68,435 | 52,167 | 34,382 | 35,731 | Upgrade
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Income Tax Expense | 58,442 | 54,114 | 36,375 | 21,474 | 13,577 | 15,457 | Upgrade
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Earnings From Continuing Operations | 60,356 | 56,471 | 32,061 | 30,693 | 20,805 | 20,273 | Upgrade
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Earnings From Discontinued Operations | - | - | 20.95 | -70.68 | -16.37 | -1,225 | Upgrade
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Minority Interest in Earnings | -1,360 | -1,326 | -546.2 | -213.12 | 149.38 | 46.84 | Upgrade
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Net Income | 58,996 | 55,145 | 31,535 | 30,409 | 20,938 | 19,095 | Upgrade
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Net Income to Common | 58,996 | 55,145 | 31,535 | 30,409 | 20,938 | 19,095 | Upgrade
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Net Income Growth | 26.82% | 74.87% | 3.71% | 45.23% | 9.65% | 23.33% | Upgrade
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Basic Shares Outstanding | 1,224 | 1,224 | 1,224 | 1,224 | 1,224 | 1,224 | Upgrade
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Diluted Shares Outstanding | 1,224 | 1,224 | 1,224 | 1,224 | 1,224 | 1,224 | Upgrade
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EPS (Basic) | 48.19 | 45.05 | 25.76 | 24.84 | 17.10 | 15.60 | Upgrade
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EPS (Diluted) | 48.19 | 45.05 | 25.76 | 24.84 | 17.10 | 15.60 | Upgrade
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EPS Growth | 26.82% | 74.87% | 3.71% | 45.23% | 9.65% | 23.33% | Upgrade
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Dividend Per Share | 44.000 | 44.000 | 22.000 | 18.000 | 12.000 | 12.000 | Upgrade
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Dividend Growth | 25.71% | 100.00% | 22.22% | 50.00% | 0% | 9.09% | Upgrade
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Effective Tax Rate | 49.19% | 48.93% | 53.15% | 41.16% | 39.49% | 43.26% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.