United Bank Limited (PSX:UBL)
Pakistan · Delayed Price · Currency is PKR 404.77
-3.96 (-0.97%)
At close: Jun 1, 2026
United Bank Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 142,310 | 130,000 | 75,156 | 55,145 | 31,535 | 30,409 |
Depreciation & Amortization | 20,925 | 18,919 | 8,373 | 6,864 | 5,908 | 4,981 |
Other Amortization | 2,683 | 1,189 | 1,023 | 1,085 | 907.78 | 877.93 |
Gain (Loss) on Sale of Assets | -133.33 | -156.57 | -235.3 | -489.7 | -6,963 | -36.46 |
Gain (Loss) on Sale of Investments | -331.83 | -616.66 | -15,759 | 6,189 | 20,844 | -1,814 |
Total Asset Writedown | 131.33 | 85.97 | 476.25 | -29.02 | 11.27 | -168.61 |
Provision for Credit Losses | 730.87 | -3,921 | 11,388 | -4,608 | -2,610 | 1,486 |
Change in Trading Asset Securities | -65,208 | -42,576 | 55,026 | -51,489 | 47,322 | -71,843 |
Change in Other Net Operating Assets | 707,641 | 1,617,543 | 1,439,857 | 2,468,235 | -356,427 | 240,965 |
Other Operating Activities | 15,746 | 28,559 | -23,593 | 11,392 | 6,266 | 1,998 |
Operating Cash Flow | 823,528 | 1,748,060 | 1,550,816 | 2,493,283 | -252,555 | 206,512 |
Operating Cash Flow Growth | -61.96% | 12.72% | -37.80% | - | - | 27.04% |
Capital Expenditures | -101,717 | -153,708 | -16,616 | -8,913 | -6,516 | -3,833 |
Sale of Property, Plant and Equipment | 473.43 | 374.35 | 378.19 | 2,068 | 739.63 | 103.2 |
Cash Acquisitions | - | 15,198 | - | - | - | - |
Investment in Securities | -2,400,000 | -3,829,240 | -1,413,706 | -2,893,415 | -35,412 | -287,605 |
Income (Loss) Equity Investments | -965.82 | -965.82 | -895.18 | 989.54 | 650.06 | -342.16 |
Divestitures | - | - | - | - | 7,628 | 134.09 |
Other Investing Activities | 1,426 | 2,822 | -8,566 | 23,918 | 13,972 | 5,854 |
Investing Cash Flow | -2,499,817 | -3,964,554 | -1,438,509 | -2,876,342 | -19,589 | -285,347 |
Long-Term Debt Repaid | - | -9,451 | -3,623 | -3,347 | -2,960 | -2,714 |
Net Debt Issued (Repaid) | -10,911 | -9,451 | -3,623 | -3,347 | -2,960 | -2,714 |
Common Dividends Paid | -71,359 | -67,085 | -53,826 | -59,236 | -17,886 | -23,623 |
Net Increase (Decrease) in Deposit Accounts | 1,999,658 | 2,528,214 | 5,160 | 596,706 | 148,786 | 121,379 |
Other Financing Activities | - | - | - | - | - | -3.85 |
Financing Cash Flow | 1,917,387 | 2,451,678 | -52,289 | 534,124 | 127,940 | 95,038 |
Foreign Exchange Rate Adjustments | -981.47 | 1,400 | -1,665 | 24,115 | 23,254 | 8,724 |
Net Cash Flow | 240,116 | 236,583 | 58,353 | 175,180 | -120,949 | 24,927 |
Free Cash Flow | 721,811 | 1,594,352 | 1,534,200 | 2,484,370 | -259,070 | 202,678 |
Free Cash Flow Growth | -65.33% | 3.92% | -38.25% | - | - | 27.07% |
Free Cash Flow Margin | 153.73% | 371.72% | 627.57% | 1349.71% | -203.75% | 202.06% |
Free Cash Flow Per Share | 288.22 | 639.36 | 626.62 | 1014.71 | -105.81 | 82.78 |
Cash Interest Paid | 8,624 | 6,654 | 3,562 | 1,800 | 795.61 | 1,507 |
Cash Income Tax Paid | 163,256 | 139,002 | 84,229 | 45,910 | 33,208 | 19,083 |