United Bank Limited (PSX:UBL)

Revenue by Segment

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Corporate / Commercial Banking	29.05B	16.34B	14.20B	8.88B	7.90B
Corporate / Commercial Banking Growth	77.79%	15.05%	59.92%	12.45%	-15.37%
International Branch Operations	45.22B	25.19B	19.01B	-1.23B	11.73B
International Branch Operations Growth	79.49%	32.50%	-	-	-
Others	1.68B	6.83B	8.08B	14.56B	6.07B
Others Growth	-75.38%	-15.56%	-44.50%	139.78%	-6.36%
Subsidiaries	4.84B	3.40B	9.64B	6.49B	5.32B
Subsidiaries Growth	42.32%	-64.76%	48.64%	21.97%	40.81%
Branch Banking	117.99B	153.80B	172.57B	101.89B	55.67B
Branch Banking Growth	-23.28%	-10.88%	69.37%	83.04%	15.81%
Treasury	189.46B	-582.40M	-61.08B	-13.91B	8.68B
Treasury Growth	-	-	-	-	-17.04%
Islamic Banking	41.64B	40.39B	20.65B	9.81B	5.48B
Islamic Banking Growth	3.08%	95.64%	110.36%	79.10%	1.75%
Total	429.88B	245.36B	183.08B	126.50B	100.85B
Total Growth	75.20%	34.02%	44.73%	25.44%	27.39%

Revenue by Geography

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Middle East	44.47B	24.66B	18.78B	-1.67B	11.37B
Middle East Growth	80.30%	31.35%	-	-	-
Export Processing Zones	751.74M	529.56M	237.17M	434.78M	364.40M
Export Processing Zones Growth	41.95%	123.29%	-45.45%	19.32%	11.35%
Pakistan	384.65B	220.17B	157.09B	122.94B	84.98B
Pakistan Growth	74.71%	40.16%	27.78%	44.68%	5.57%
Europe	-	-	6.98B	4.79B	4.14B
Europe Growth	-	-	45.55%	15.72%	37.05%
Total	429.88B	245.36B	183.08B	126.50B	100.85B
Total Growth	75.20%	34.02%	44.73%	25.44%	27.39%

Source: S&P Global Market Intelligence.