United Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Nov '24 Nov 13, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Market Capitalization	404,677	217,708	123,336	167,198	154,075	201,378	Upgrade
Market Cap Growth	102.94%	76.52%	-26.23%	8.52%	-23.49%	34.13%	Upgrade
Last Close Price	330.57	146.54	60.93	71.30	55.61	69.08	Upgrade
PE Ratio	6.50	3.25	2.37	2.87	3.25	4.43	Upgrade
PS Ratio	1.90	1.18	0.97	1.67	1.96	2.53	Upgrade
PB Ratio	1.28	0.76	0.54	0.73	0.74	1.06	Upgrade
P/FCF Ratio	0.12	0.09	-	0.82	0.97	15.26	Upgrade
P/OCF Ratio	0.12	0.09	-	0.81	0.95	11.57	Upgrade
Debt / Equity Ratio	13.67	9.96	2.56	2.56	0.74	1.02	Upgrade
Debt / FCF Ratio	1.41	1.15	-	2.89	0.96	14.80	Upgrade
Return on Equity (ROE)	22.07%	21.93%	14.02%	14.08%	10.44%	11.28%	Upgrade
Return on Assets (ROA)	1.04%	1.27%	1.11%	1.23%	0.98%	1.01%	Upgrade
Earnings Yield	15.46%	25.33%	25.57%	18.19%	13.59%	9.48%	Upgrade
FCF Yield	760.87%	1135.58%	-210.05%	121.22%	103.52%	6.55%	Upgrade
Dividend Yield	13.61%	30.03%	36.11%	25.25%	21.58%	17.37%	Upgrade
Payout Ratio	86.00%	107.42%	56.72%	77.68%	38.87%	70.43%	Upgrade
Total Shareholder Return	13.61%	30.03%	36.11%	25.25%	21.58%	17.37%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.