United Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '24 Sep 6, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Market Capitalization	318,262	217,708	123,336	167,198	154,075	201,378
Market Cap Growth	118.00%	76.52%	-26.23%	8.52%	-23.49%	34.13%
Last Close Price	259.98	151.89	63.15	73.91	57.65	71.61
PE Ratio	5.39	3.37	2.45	2.98	3.37	4.59
PS Ratio	1.61	1.18	0.97	1.67	1.96	2.53
PB Ratio	1.18	0.76	0.54	0.73	0.74	1.06
P/FCF Ratio	0.09	0.09	-0.48	0.82	0.97	15.26
P/OCF Ratio	0.09	0.09	-0.49	0.81	0.95	11.57
Debt / Equity Ratio	14.42	9.96	2.56	2.56	0.74	1.02
Debt / FCF Ratio	1.18	1.15	-2.26	2.89	0.96	14.80
Return on Equity (ROE)	22.54%	21.93%	14.02%	14.08%	10.44%	11.28%
Return on Assets (ROA)	1.07%	1.27%	1.11%	1.23%	0.98%	1.01%
Earnings Yield	18.54%	25.33%	25.57%	18.19%	13.59%	9.48%
FCF Yield	1095.59%	1135.58%	-210.05%	121.22%	103.52%	6.55%
Dividend Yield	17.25%	28.97%	34.84%	24.35%	20.82%	16.76%
Payout Ratio	91.17%	107.42%	56.72%	77.68%	38.87%	70.43%
Total Shareholder Return	17.25%	28.97%	34.84%	24.35%	20.82%	16.76%

Source: S&P Capital IQ. Banks template. Financial Sources.