United Bank Limited (PSX:UBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
518.74
-11.30 (-2.13%)
At close: Apr 23, 2025

United Bank Statistics

Total Valuation

United Bank has a market cap or net worth of PKR 635.03 billion.

Market Cap 635.03B
Enterprise Value n/a

Important Dates

The last earnings date was Friday, April 18, 2025.

Earnings Date Apr 18, 2025
Ex-Dividend Date Apr 28, 2025

Share Statistics

United Bank has 1.22 billion shares outstanding. The number of shares has increased by 0.13% in one year.

Current Share Class n/a
Shares Outstanding 1.22B
Shares Change (YoY) +0.13%
Shares Change (QoQ) +0.53%
Owned by Insiders (%) 1.89%
Owned by Institutions (%) 1.87%
Float 292.82M

Valuation Ratios

The trailing PE ratio is 6.74 and the forward PE ratio is 9.84.

PE Ratio 6.74
Forward PE 9.84
PS Ratio 2.15
PB Ratio 1.81
P/TBV Ratio 2.16
P/FCF Ratio 0.30
P/OCF Ratio 0.29
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.61
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 30.24%.

Return on Equity (ROE) 30.24%
Return on Assets (ROA) 1.22%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 16.59M
Profits Per Employee 5.34M
Employee Count 17,845
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +155.98% in the last 52 weeks. The beta is 0.47, so United Bank's price volatility has been lower than the market average.

Beta (5Y) 0.47
52-Week Price Change +155.98%
50-Day Moving Average 423.63
200-Day Moving Average 340.09
Relative Strength Index (RSI) 66.63
Average Volume (20 Days) 2,432,794

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, United Bank had revenue of PKR 296.03 billion and earned 95.29 billion in profits. Earnings per share was 77.74.

Revenue 296.03B
Gross Profit 292.30B
Operating Income 188.87B
Pretax Income 190.00B
Net Income 95.29B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 77.74
Full Income Statement

Balance Sheet

The company has 400.89 billion in cash and 5.44 trillion in debt, giving a net cash position of -5,036.92 billion or -4,114.53 per share.

Cash & Cash Equivalents 400.89B
Total Debt 5.44T
Net Cash -5,036.92B
Net Cash Per Share -4,114.53
Equity (Book Value) 351.80B
Book Value Per Share 285.83
Working Capital -3,021.15B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.17 trillion and capital expenditures -83.01 billion, giving a free cash flow of 2.08 trillion.

Operating Cash Flow 2.17T
Capital Expenditures -83.01B
Free Cash Flow 2.08T
FCF Per Share 1,701.27
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 63.80%
Pretax Margin 64.18%
Profit Margin 32.19%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 703.54%

Dividends & Yields

This stock pays an annual dividend of 44.00, which amounts to a dividend yield of 8.30%.

Dividend Per Share 44.00
Dividend Yield 8.30%
Dividend Growth (YoY) n/a
Years of Dividend Growth 2
Payout Ratio 56.49%
Buyback Yield -0.13%
Shareholder Yield 8.17%
Earnings Yield 15.00%
FCF Yield 327.96%
Dividend Details

Stock Splits

The last stock split was on March 16, 2010. It was a forward split with a ratio of 1.1000011.

Last Split Date Mar 16, 2010
Split Type Forward
Split Ratio 1.1000011

Scores

Altman Z-Score n/a
Piotroski F-Score n/a