United Bank Limited (PSX:UBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
444.59
0.00 (0.00%)
At close: Apr 3, 2025

United Bank Statistics

Total Valuation

United Bank has a market cap or net worth of PKR 544.26 billion.

Market Cap 544.26B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, April 18, 2025.

Earnings Date Apr 18, 2025
Ex-Dividend Date Mar 11, 2025

Share Statistics

United Bank has 1.22 billion shares outstanding.

Current Share Class n/a
Shares Outstanding 1.22B
Shares Change (YoY) n/a
Shares Change (QoQ) -0.03%
Owned by Insiders (%) 1.89%
Owned by Institutions (%) 1.87%
Float 292.82M

Valuation Ratios

The trailing PE ratio is 7.33 and the forward PE ratio is 8.46.

PE Ratio 7.33
Forward PE 8.46
PS Ratio 2.23
PB Ratio 1.70
P/TBV Ratio 1.71
P/FCF Ratio 0.35
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 3.18
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 24.67%.

Return on Equity (ROE) 24.67%
Return on Assets (ROA) 1.07%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 13.70M
Profits Per Employee 4.21M
Employee Count 17,845
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +130.05% in the last 52 weeks. The beta is 0.81, so United Bank's price volatility has been lower than the market average.

Beta (5Y) 0.81
52-Week Price Change +130.05%
50-Day Moving Average 396.74
200-Day Moving Average 322.31
Relative Strength Index (RSI) 64.44
Average Volume (20 Days) 588,461

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, United Bank had revenue of PKR 244.47 billion and earned 75.16 billion in profits. Earnings per share was 61.39.

Revenue 244.47B
Gross Profit 240.74B
Operating Income 144.14B
Pretax Income 145.04B
Net Income 75.16B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 61.39
Full Income Statement

Balance Sheet

The company has 292.09 billion in cash and 4.88 trillion in debt, giving a net cash position of -4,587.00 billion or -3,747.00 per share.

Cash & Cash Equivalents 292.09B
Total Debt 4.88T
Net Cash -4,587.00B
Net Cash Per Share -3,747.00
Equity (Book Value) 320.81B
Book Value Per Share 262.02
Working Capital -7,008.11B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.55 trillion and capital expenditures -16.62 billion, giving a free cash flow of 1.53 trillion.

Operating Cash Flow 1.55T
Capital Expenditures -16.62B
Free Cash Flow 1.53T
FCF Per Share 1,253.25
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 58.96%
Pretax Margin 59.33%
Profit Margin 30.74%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 627.57%

Dividends & Yields

This stock pays an annual dividend of 44.00, which amounts to a dividend yield of 10.71%.

Dividend Per Share 44.00
Dividend Yield 10.71%
Dividend Growth (YoY) -25.00%
Years of Dividend Growth 2
Payout Ratio 71.62%
Buyback Yield n/a
Shareholder Yield 10.71%
Earnings Yield 13.81%
FCF Yield 281.89%
Dividend Details

Stock Splits

The last stock split was on March 16, 2010. It was a forward split with a ratio of 1.1000011.

Last Split Date Mar 16, 2010
Split Type Forward
Split Ratio 1.1000011

Scores

Altman Z-Score n/a
Piotroski F-Score n/a