Al Khaleej Takaful Insurance Company Q.P.S.C. (QSE:AKHI)

QSE:AKHI Income Statement

Financials in millions QAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	278.93	202.35	184.43	160.78	134.44	125.28
Total Interest & Dividend Income	32.61	32.43	30.36	22.27	14.05	17.58
Gain (Loss) on Sale of Investments	-4.67	-4.18	-8.43	2.34	2.6	5.71
Other Revenue	37.65	43.08	47.98	32.99	32.05	-55.65
Total Revenue	344.52	273.68	254.35	218.37	183.14	92.92
Revenue Growth (YoY)	-17.45%	7.60%	16.48%	19.24%	97.09%	-44.29%
Policy Benefits	90.67	110.14	101.21	80.58	69.29	71.7
Policy Acquisition & Underwriting Costs	127.58	32.22	33.4	33.9	30.84	23.97
Depreciation & Amortization	2.38	2.47	2.36	1.9	6.67	5.44
Selling, General & Administrative	52.15	47.32	43.91	40.86	32.73	27.42
Other Operating Expenses	-2.11	5	4.85	4.28	3.3	4
Total Operating Expenses	270.67	197.16	185.73	161.52	142.84	132.54
Operating Income	73.85	76.53	68.62	56.85	40.3	-39.62
Other Non Operating Income (Expenses)	-0.16	-0.16	-0.16	-0.17	-0.15	-
EBT Excluding Unusual Items	73.69	76.36	68.46	56.68	40.15	-39.62
Gain (Loss) on Sale of Assets	-0.66	-0.66	0.37	-0.14	-	0.31
Asset Writedown	-	-	-4.25	-	-	-
Pretax Income	73.03	75.7	64.57	56.54	40.15	-39.31
Income Tax Expense	0.11	-	-	0	0.02	0.01
Net Income	72.92	75.7	64.57	56.54	40.13	-39.32
Net Income to Common	72.92	75.7	64.57	56.54	40.13	-39.32
Net Income Growth	12.38%	17.23%	14.20%	40.90%	-	-
Shares Outstanding (Basic)	255	255	255	255	255	255
Shares Outstanding (Diluted)	255	255	255	255	255	255
EPS (Basic)	0.29	0.30	0.25	0.22	0.16	-0.15
EPS (Diluted)	0.29	0.30	0.25	0.22	0.16	-0.15
EPS Growth	12.38%	17.23%	14.20%	40.90%	-	-
Free Cash Flow	19.91	64.27	24.29	29.88	33.17	42.52
Free Cash Flow Per Share	0.08	0.25	0.10	0.12	0.13	0.17
Dividend Per Share	0.150	0.150	0.120	0.100	0.075	0.050
Dividend Growth	25.00%	25.00%	20.00%	33.33%	50.00%	-
Operating Margin	21.43%	27.96%	26.98%	26.03%	22.01%	-42.64%
Profit Margin	21.17%	27.66%	25.39%	25.89%	21.91%	-42.32%
Free Cash Flow Margin	5.78%	23.48%	9.55%	13.69%	18.11%	45.77%
EBITDA	75.35	78.13	70.12	57.88	46.1	-34.17
EBITDA Margin	21.87%	28.55%	27.57%	26.51%	25.17%	-36.78%
D&A For EBITDA	1.51	1.6	1.49	1.03	5.8	5.44
EBIT	73.85	76.53	68.62	56.85	40.3	-39.62
EBIT Margin	21.43%	27.96%	26.98%	26.03%	22.01%	-42.64%
Effective Tax Rate	0.15%	-	-	0.00%	0.05%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.