Al Khaleej Takaful Insurance Company Q.P.S.C. (QSE:AKHI)

QSE:AKHI Income Statement

Financials in millions QAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	340.27	202.35	184.43	160.78	134.44	125.28
Total Interest & Dividend Income	32.23	32.43	30.36	22.27	14.05	17.58
Gain (Loss) on Sale of Investments	-2.61	-4.18	-8.43	2.34	2.6	5.71
Other Revenue	96.79	43.08	47.98	32.99	32.05	-55.65
Total Revenue	466.68	273.68	254.35	218.37	183.14	92.92
Revenue Growth (YoY)	29.04%	7.60%	16.48%	19.24%	97.09%	-44.29%
Policy Benefits	271.61	110.14	101.21	80.58	69.29	71.7
Policy Acquisition & Underwriting Costs	23.63	32.22	33.4	33.9	30.84	23.97
Depreciation & Amortization	2.38	2.47	2.36	1.9	6.67	5.44
Selling, General & Administrative	52.15	47.32	43.91	40.86	32.73	27.42
Other Operating Expenses	42.64	5	4.85	4.28	3.3	4
Total Operating Expenses	392.41	197.16	185.73	161.52	142.84	132.54
Operating Income	74.27	76.53	68.62	56.85	40.3	-39.62
Other Non Operating Income (Expenses)	-0.16	-0.16	-0.16	-0.17	-0.15	-
EBT Excluding Unusual Items	74.11	76.36	68.46	56.68	40.15	-39.62
Gain (Loss) on Sale of Assets	-0.66	-0.66	0.37	-0.14	-	0.31
Asset Writedown	-	-	-4.25	-	-	-
Pretax Income	71.39	75.7	64.57	56.54	40.15	-39.31
Income Tax Expense	0.11	-	-	0	0.02	0.01
Net Income	71.28	75.7	64.57	56.54	40.13	-39.32
Net Income to Common	71.28	75.7	64.57	56.54	40.13	-39.32
Net Income Growth	7.14%	17.23%	14.20%	40.90%	-	-
Shares Outstanding (Basic)	255	255	255	255	255	255
Shares Outstanding (Diluted)	255	255	255	255	255	255
Shares Change (YoY)	-0.08%	-	-	-	-	-
EPS (Basic)	0.28	0.30	0.25	0.22	0.16	-0.15
EPS (Diluted)	0.28	0.30	0.25	0.22	0.16	-0.15
EPS Growth	7.23%	17.23%	14.20%	40.90%	-	-
Free Cash Flow	19.91	64.27	24.29	29.88	33.17	42.52
Free Cash Flow Per Share	0.08	0.25	0.10	0.12	0.13	0.17
Dividend Per Share	0.150	0.150	0.120	0.100	0.075	0.050
Dividend Growth	25.00%	25.00%	20.00%	33.33%	50.00%	-
Operating Margin	15.92%	27.96%	26.98%	26.03%	22.01%	-42.64%
Profit Margin	15.27%	27.66%	25.39%	25.89%	21.91%	-42.32%
Free Cash Flow Margin	4.27%	23.48%	9.55%	13.69%	18.11%	45.77%
EBITDA	76	78.13	70.12	57.88	46.1	-34.17
EBITDA Margin	16.29%	28.55%	27.57%	26.51%	25.17%	-36.78%
D&A For EBITDA	1.73	1.6	1.49	1.03	5.8	5.44
EBIT	74.27	76.53	68.62	56.85	40.3	-39.62
EBIT Margin	15.92%	27.96%	26.98%	26.03%	22.01%	-42.64%
Effective Tax Rate	0.15%	-	-	0.00%	0.05%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.