Dukhan Bank Q.P.S.C. Income Statement

Financials in millions QAR. Fiscal year is January - December.

Millions QAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	4,776	5,190	4,666	3,216	2,933
Net Interest Income Growth (YoY)	-7.97%	11.22%	45.09%	9.66%	5.41%
Gain (Loss) on Sale of Investments	21.46	16.94	2.36	5.32	11.32
Gain (Loss) on Sale of Equity Investments	4.09	0.56	-9.11	1.85	-5.84
Other Non-Interest Income	621.02	584.51	503.02	1,234	1,096
Total Non-Interest Income	646.57	602.01	496.27	1,241	1,101
Non-Interest Income Growth (YoY)	7.40%	21.31%	-60.02%	12.73%	14.00%
Revenues Before Loan Losses	5,423	5,792	5,162	4,457	4,034
Provision for Loan Losses	499.72	425.14	302.75	671.27	864.08
Revenue	4,923	5,367	4,860	3,786	3,170
Revenue Growth (YoY)	-8.27%	10.43%	28.36%	19.45%	12.47%
Salaries and Employee Benefits	446.23	454.63	434.49	401.78	420.06
Occupancy Expenses	187.51	140.74	135.38	133.59	135.98
Selling, General & Administrative	51.19	69.53	37.58	29.9	48.49
Other Non-Interest Expense	2,826	3,358	2,949	1,966	1,360
Total Non-Interest Expense	3,511	4,023	3,557	2,531	1,964
EBT Excluding Unusual Items	1,412	1,343	1,303	1,255	1,205
Asset Writedown	-	-	-	-	-10.16
Pretax Income	1,412	1,343	1,303	1,255	1,195
Income Tax Expense	0.94	0.86	1.03	2	1.72
Earnings From Continuing Operations	1,411	1,343	1,302	1,253	1,193
Net Income	1,411	1,343	1,302	1,253	1,193
Preferred Dividends & Other Adjustments	71.92	71.92	71.92	71.92	32.96
Net Income to Common	1,340	1,271	1,230	1,181	1,160
Net Income Growth	5.13%	3.10%	3.92%	5.00%	110.62%
Basic Shares Outstanding	5,219	5,206	5,196	5,196	5,196
Diluted Shares Outstanding	5,219	5,206	5,196	5,196	5,196
Shares Change (YoY)	0.25%	0.20%	-	-	-
EPS (Basic)	0.26	0.24	0.24	0.23	0.22
EPS (Diluted)	0.26	0.24	0.24	0.23	0.22
EPS Growth	5.16%	3.08%	4.15%	1.79%	104.80%
Dividend Per Share	0.160	0.160	0.160	0.160	0.014
Dividend Growth	-	-	-	1042.86%	40.00%
Effective Tax Rate	0.07%	0.06%	0.08%	0.16%	0.14%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.