CrossFirst Bankshares Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Aug '25 Aug 8, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Market Capitalization	34	34	49	37	32	27	Upgrade
Market Cap Growth	-32.84%	-30.44%	30.19%	17.78%	18.42%	-28.30%	Upgrade
Enterprise Value	20	33	48	37	41	26	Upgrade
Last Close Price	0.02	0.03	0.04	0.03	0.03	0.02	Upgrade
PE Ratio	11.53	21.79	-	-	-	-	Upgrade
Forward PE	-	8.70	8.70	8.70	8.70	8.70	Upgrade
PS Ratio	1.20	0.95	1.53	1.50	1.52	1.07	Upgrade
PB Ratio	0.50	0.60	0.92	0.57	0.45	0.36	Upgrade
P/TBV Ratio	0.51	0.60	0.92	0.57	0.45	0.36	Upgrade
P/FCF Ratio	115.03	6.54	-	16.58	-	-	Upgrade
P/OCF Ratio	5.75	3.22	110.99	14.21	39.88	-	Upgrade
EV/Sales Ratio	0.70	0.92	1.50	1.49	1.96	1.05	Upgrade
EV/EBITDA Ratio	2.72	4.96	-	-	100.77	-	Upgrade
EV/EBIT Ratio	8.01	15.36	-	-	-	-	Upgrade
EV/FCF Ratio	67.51	6.34	-	16.43	-	-	Upgrade
Debt / Equity Ratio	0.09	0.12	0.16	0.15	0.18	0.19	Upgrade
Debt / EBITDA Ratio	0.85	1.04	-	-	30.44	-	Upgrade
Debt / FCF Ratio	21.23	1.34	-	4.22	-	-	Upgrade
Asset Turnover	0.36	0.48	0.41	0.28	0.21	0.21	Upgrade
Inventory Turnover	25.95	26.92	27.61	17.67	26.86	49.04	Upgrade
Quick Ratio	1.84	0.96	0.84	1.26	1.26	0.77	Upgrade
Current Ratio	2.23	1.27	1.16	1.71	1.71	1.23	Upgrade
Return on Equity (ROE)	2.64%	3.22%	-18.58%	-6.64%	-9.12%	-29.20%	Upgrade
Return on Assets (ROA)	1.95%	1.80%	-5.83%	-4.05%	-3.28%	-6.26%	Upgrade
Return on Capital (ROIC)	2.31%	2.10%	-6.66%	-4.54%	-3.72%	-7.25%	Upgrade
Return on Capital Employed (ROCE)	3.60%	3.70%	-	-	-	-	Upgrade
Earnings Yield	3.09%	4.59%	-23.37%	-11.95%	-21.03%	-95.31%	Upgrade
FCF Yield	0.87%	15.29%	-5.53%	6.03%	-2.89%	-41.11%	Upgrade
Buyback Yield / Dilution	-6.63%	-	-	-	-	-	Upgrade

Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.