IFS Capital Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	85	66	40	48	65	70
Market Cap Growth	108.33%	64.49%	-16.41%	-25.58%	-7.53%	0.54%
PE Ratio	17.86	13.96	21.30	13.99	21.14	8.80
PS Ratio	1.46	1.14	0.77	1.27	2.31	1.77
PB Ratio	0.39	0.31	0.20	0.24	0.33	0.36
P/FCF Ratio	25.48	19.93	-	-	-	0.51
P/OCF Ratio	24.05	18.81	-	-	-	0.51
Debt / Equity Ratio	1.32	1.32	1.36	1.34	0.88	0.89
Debt / FCF Ratio	86.14	86.14	-	-	-	1.27
Net Debt / Equity Ratio	1.09	1.09	1.11	1.08	0.55	0.26
Net Debt / FCF Ratio	70.82	70.82	-14.24	-2.08	-1.80	0.37
Quick Ratio	26.59	26.59	1.83	1.85	2.39	2.10
Current Ratio	27.03	27.03	1.85	1.86	2.40	2.13
Asset Turnover	0.11	0.11	0.10	0.09	0.07	0.09
Return on Equity (ROE)	3.01%	3.01%	1.82%	2.67%	2.46%	4.95%
Return on Assets (ROA)	1.18%	1.18%	0.73%	1.20%	1.22%	2.19%
Return on Invested Capital (ROIC)	1.27%	1.29%	0.70%	1.11%	1.19%	2.46%
Earnings Yield	5.60%	7.16%	4.70%	7.15%	4.73%	11.37%
FCF Yield	3.92%	5.02%	-40.09%	-214.25%	-94.36%	197.70%
Dividend Yield	3.56%	4.54%	4.86%	4.24%	2.93%	4.88%
Payout Ratio	39.66%	39.66%	99.52%	49.20%	95.88%	9.46%
Total Shareholder Return	3.56%	4.54%	4.86%	4.24%	2.93%	4.88%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.