IFS Capital Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	62	66	40	48	65	70
Market Cap Growth	17.02%	64.49%	-16.41%	-25.58%	-7.53%	0.54%
PE Ratio	13.20	13.96	21.30	13.99	21.14	8.80
PS Ratio	0.99	1.16	0.77	1.27	2.31	1.77
PB Ratio	0.27	0.31	0.20	0.24	0.33	0.36
P/FCF Ratio	1.84	19.93	-	-	-	0.51
P/OCF Ratio	1.83	18.81	-	-	-	0.51
Debt / Equity Ratio	1.02	1.33	1.36	1.34	0.88	0.89
Debt / FCF Ratio	7.01	86.77	-	-	-	1.27
Net Debt / Equity Ratio	0.80	1.09	1.11	1.08	0.55	0.26
Net Debt / FCF Ratio	5.54	70.99	-14.24	-2.08	-1.80	0.37
Quick Ratio	53.42	1.75	1.82	1.85	2.39	2.10
Current Ratio	54.45	1.78	1.85	1.86	2.40	2.13
Asset Turnover	0.12	0.11	0.10	0.09	0.07	0.09
Return on Equity (ROE)	3.31%	3.01%	1.82%	2.67%	2.46%	4.95%
Return on Assets (ROA)	1.39%	1.18%	0.73%	1.20%	1.22%	2.19%
Return on Invested Capital (ROIC)	1.28%	1.18%	0.70%	1.11%	1.19%	2.46%
Earnings Yield	7.58%	7.16%	4.70%	7.15%	4.73%	11.37%
FCF Yield	54.27%	5.02%	-40.09%	-214.25%	-94.36%	197.70%
Dividend Yield	4.85%	4.71%	5.03%	4.39%	3.03%	5.06%
Payout Ratio	63.99%	39.66%	99.52%	49.20%	95.88%	9.46%
Total Shareholder Return	5.38%	4.71%	5.03%	4.39%	3.03%	5.06%