Sing Investments & Finance Limited (SGX:S35)
Singapore · Delayed Price · Currency is SGD 1.590
-0.020 (-1.24%)
Last updated: Aug 7, 2026, 4:36 PM SGT
SGX:S35 Income Statement
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 128.26 | 140.55 | 151.13 | 146.14 | 82.46 | 73.56 |
Total Interest Expense | 46.59 | 64.88 | 86.11 | 90.88 | 21.4 | 14.57 |
Net Interest Income | 81.67 | 75.68 | 65.02 | 55.26 | 61.07 | 58.99 |
Commissions and Fees | 5.1 | 5.82 | 3.31 | 2.09 | 1.65 | 2.16 |
Other Revenue | 4.16 | 4.01 | 3.54 | 3.41 | 2.66 | 2.9 |
Revenue Before Loan Losses | 90.93 | 85.51 | 71.86 | 60.76 | 65.37 | 64.05 |
Provision for Loan Losses | 4.87 | 4.53 | 0.03 | -7.5 | -6.5 | 0.84 |
| 86.06 | 80.98 | 71.82 | 68.26 | 71.87 | 63.21 | |
Revenue Growth | 6.28% | 12.75% | 5.22% | -5.02% | 13.69% | 34.86% |
Salaries & Employee Benefits | 22.21 | 21 | 19.4 | 20.06 | 18.63 | 18.1 |
Other Operating Expenses | 6.86 | 7.1 | 6.45 | 6.16 | 6.79 | 5.8 |
Total Operating Expenses | 31.07 | 30.18 | 28.2 | 28.63 | 27.85 | 26.12 |
Operating Income | 54.99 | 50.8 | 43.63 | 39.63 | 44.02 | 37.09 |
EBT Excluding Unusual Items | 55.04 | 50.85 | 43.68 | 39.64 | 44.07 | 37.13 |
Pretax Income | 55.04 | 50.85 | 43.68 | 39.81 | 44.07 | 37.32 |
Income Tax Expense | 9.24 | 8.53 | 7.34 | 6.6 | 6.87 | 5.89 |
Net Income | 45.8 | 42.32 | 36.34 | 33.21 | 37.2 | 31.43 |
Net Income to Common | 45.8 | 42.32 | 36.34 | 33.21 | 37.2 | 31.43 |
Net Income Growth | 8.21% | 16.46% | 9.43% | -10.73% | 18.36% | 60.36% |
Shares Outstanding (Basic) | 236 | 236 | 236 | 236 | 236 | 236 |
Shares Outstanding (Diluted) | 236 | 236 | 236 | 236 | 236 | 236 |
Shares Change | -0.21% | - | - | - | - | - |
EPS (Basic) | 0.19 | 0.18 | 0.15 | 0.14 | 0.16 | 0.13 |
EPS (Diluted) | 0.19 | 0.18 | 0.15 | 0.14 | 0.16 | 0.13 |
EPS Growth | 8.44% | 16.46% | 9.43% | -10.73% | 18.36% | 60.37% |
Free Cash Flow | -5.21 | -57.13 | -166.44 | 147.87 | -43.16 | -66.82 |
Free Cash Flow Per Share | -0.02 | -0.24 | -0.70 | 0.63 | -0.18 | -0.28 |
Dividend Per Share | 0.075 | 0.075 | 0.065 | 0.060 | 0.067 | 0.053 |
Dividend Growth | 0% | 15.38% | 8.33% | -10.45% | 25.70% | 122.08% |
Operating Margin | 63.90% | 62.74% | 60.74% | 58.06% | 61.26% | 58.68% |
Profit Margin | 53.22% | 52.26% | 50.60% | 48.65% | 51.77% | 49.73% |
Free Cash Flow Margin | -6.05% | -70.55% | -231.74% | 216.63% | -60.05% | -105.70% |
Effective Tax Rate | 16.79% | 16.77% | 16.80% | 16.59% | 15.58% | 15.77% |